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Marietta OhioPhoto: Tim Kiser (w:User:Malepheasant) · CC BY-SA 2.5
C−Hazard risk
Natural hazards in Marietta · FEMA

On FEMA’s figures, Marietta faces more hazard damage per building than 76% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Marietta gets a C− for hazard risk: higher expected damage per building than 76% of U.S. towns, #939 of 993 in Ohio. Most of that expected damage is river and rain flooding (93%). Flood insurance has paid 604 claims here since 1978.

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 76%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#939 of 993 in Ohio
Hazard risk
C−#939 of 993
in Ohio · higher than 76% of U.S. towns
Main hazard
River and rain flooding
93% of expected building damage
Flood claims
604
paid since 1978 · $10.7M
Flooded more than once
123
properties · 13 “severe repetitive loss”
Disasters paid out here
7
of 16 declared for Washington County

What stands out about Marietta’s natural hazards

From FEMA’s model and FEMA’s records, below.

By hazard

What Marietta faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

93%of expected building damage
Well above average · higher than 88% of U.S. census tracts
Recorded about 4 times a year in the area
Smaller shares here
 Tornadoes Hail Strong wind Ice storms Earthquakes Hurricanes Cold waves Lightning Wildfire Winter storms Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Marietta’s grade

River and rain flooding is 93% of the building damage FEMA expects in Marietta, and Marietta’s rate of river and rain flooding damage is higher than 88% of U.S. census tracts.

Where Marietta sits
Marietta
Least damageMiddleMost damage

C− #939 of 993 in Ohio; higher expected damage per building than 76% of U.S. towns (21,298).

Marietta’s residents live in 7 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
River and rain flooding93%Everything else7%

The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Marietta has more expected damage per building than 95% of Ohio towns.

In dollars, FEMA expects about $6.6M a year in losses across Marietta: $6.1M to buildings, the rest to people and crops.

A firm figure. It combines 7 census tracts by where Marietta’s residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Marietta flood? Yes: 604 flood claims since 1978

Every paid claim on a federal flood insurance policy in Marietta, from FEMA’s records: 88.1 per 1,000 homes, more than 96% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1978: 1 claim1979: 43 claims1980: 7 claims1981: 2 claims1982: 0 claims1983: 0 claims1984: 0 claims1985: 2 claims1986: 0 claims1987: 0 claims1988: 1 claim1989: 0 claims1990: 19 claims1991: 5 claims1992: 0 claims1993: 0 claims1994: 10 claims1995: 0 claims1996: 55 claims1997: 1 claim1998: 12 claims1999: 0 claims2000: 0 claims2001: 1 claim2002: 0 claims2003: 1 claim2004: 257 claims2005: 155 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 2 claims2010: 2 claims2011: 9 claims2012: 0 claims2013: 1 claim2014: 0 claims2015: 4 claims2016: 1 claim2017: 0 claims2018: 7 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 1 claim2023: 0 claims2024: 5 claims2025: 0 claims2026: 0 claims199620042005
19782026
Biggest named events
  • Tropical Storm Ivan234 claims · $6.1M
604
paid claims since 1978
$10.7M
paid to owners
123
homes flooded more than once
$18K
average claim
Homes that flooded again and again
Each house = 3 homesFEMA “severe repetitive loss” (13)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Marietta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.
Disasters

7 federal disasters brought FEMA money to Marietta

Disasters that paid out in Marietta itself (aid to households or repair grants to the City of Marietta), newest first, with that year’s flood claims.

  1. 2018Severe Storms, Landslides, and Mudslides$73K to the City of Marietta for repairs7 flood claims paid that year
  2. 2012Severe Storms and Straight-line Winds$114K to the City of Marietta for repairs
  3. 2011Severe Storms and Flooding$44K to the City of Marietta for repairs9 flood claims paid that year
  4. 2004Severe Winter Storms, Flooding, and Mudslides68 households applied for aid$117K aid approved$176K to the City of Marietta for repairs
  5. 2004Severe Storms and Flooding751 households applied for aid$3.0M aid approved$605K to the City of Marietta for repairs
  6. 2004Severe Storms, Flooding, Mudslides, and Landslides39 households applied for aid$30K aid approved$15K to the City of Marietta for repairs
Show all 7
  1. 2003Severe Winter Storm and Record/near Record Snow$19K to the City of Marietta for repairs1 flood claim paid that year
Disasters declared, by decade
Paid out in MariettaWashington County only

Washington County has had 16 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Marietta after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Marietta archive →
Next door

Marietta and its neighbors

Marietta is 5th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Warren TownshipAless damage than 89%river and rain flooding5
Marietta TownshipB−more damage than 52%river and rain flooding23
WilliamstownCmore damage than 65%river and rain flooding52
Muskingum TownshipCmore damage than 68%river and rain flooding42
MariettaC−more damage than 76%river and rain flooding604
Fearing Township—973 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Marietta faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Marietta

Is Marietta at risk for natural disasters?

On FEMA’s National Risk Index, Marietta has higher expected damage per building than 76% of U.S. towns: C− for hazard risk, #939 of 993 in Ohio. Most of the expected damage is river and rain flooding (93%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Marietta flood?

Flood insurance has paid 604 claims in Marietta since 1978, $10.7M in all, or 88.1 per 1,000 homes, more than 96% of U.S. towns with a flood insurance record. 123 properties have flooded more than once. The most claims came from Tropical Storm Ivan (234).

Is Marietta in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Washington County, 11% of homes in mapped flood zones carry federal flood insurance, and 1.2% of all homes do.

How much is flood insurance in Marietta?

FEMA’s Community Rating System list shows no discount for Marietta’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Marietta?

By FEMA money that reached Marietta, Severe Storms and Flooding (2004): 751 households applied for aid, $3.0M approved, and $605K to the City of Marietta for repairs. By flood claims, Tropical Storm Ivan: 234 paid, $6.1M.

Is Marietta at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (93%), and Marietta’s rate for it is higher than 88% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Marietta.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Marietta’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.