Edwin M. Shield's House · Photo: Nyttend · Public domainLoveland spent less per resident in 2022 than 74% of similar cities
Loveland’s city government spent $16 million on day-to-day services in the year to December 31, 2024, about $1,221 per resident. Water and other utilities ($2.6 million) are counted separately.
What stands out about how Loveland is run
Read from the city’s budget and official records.
$988 per resident in 2022: less than 74% of them
Loveland’s day-to-day spending in 2022 ($988 per resident, hospital and utilities left out) against 61 Ohio cities of 10,000–24,999 that don’t run their own schools: the median was $1,165, and the middle half spent $965–$1,535. Loveland spent less than 74% of them.
Includes sewer and trash ($5.2 million), as the Census Bureau counts them. Later years come from a Census sample, so the comparison stays on 2022. How Town Hall compares budgets →
Ohio cities of 10,000–24,999 that don’t run their own schools, 2022 Census of Governments (every government counted that year; Loveland itself left out).
About $1,221 per resident a year, or $3.35 a day
Day-to-day services only. The biggest line: sewer & trash, at 33%.
Thank you for being a neighbor
Day-to-day spending is up 23% since 2022
Day-to-day services, in dollars, in the years Loveland reported to the Census Bureau. Prices rose too: about 4% a year in 2022–2024.
Day-to-day spending by fiscal year
Per resident: 2022: $988 · 2023: $740 · 2024: $1,221.
full-time in March 2025, up from 48 in 2022.
Building projects, interest and enterprises (hospital, utilities) are left out, so a big construction year doesn’t read as growth.
The typical homeowner pays $4,843 a year
Every local property tax on the home: town, schools and county. About 1.51% of the home’s value, vs 1.31% across Ohio.
Typical yearly bill next door and statewide
The Housing page’s calculator splits a monthly payment into loan, tax and insurance at Loveland’s rate.
Can I afford it? →The median bill homeowners report to the Census survey (bills of $10,000+ are reported as “$10,000+”). The effective rate is that bill ÷ the median home value: a rough guide, not the official tax rate.
Tax bills are one input to Loveland’s Cost of living grade. Cost of living in Loveland →
Who’s in charge in Loveland
Names change after every election, so we link to the source that keeps them current.
Loveland’s meeting calendar isn’t in our feed yet. The city posts agendas and minutes on lovelandoh.gov ↗.
One full-time city employee for every 253 residents
On the payroll in March 2025, from the Census Bureau’s Annual Survey of Public Employment & Payroll. Residents: the Census population in the 2024 finance file (13,131).
By department full-time, plus part-time, March 2025
The Census reports one month’s payroll (March); yearly figures are that month × 12, an estimate. Part-timers count half in the bar lengths.
Loveland City School District
Loveland’s K–12 school district, shared with Symmes Township. It’s its own government, with a budget separate from the town’s.
Of the $14,425 per pupil, $9,173 goes to the classroom (teachers, aides, supplies); the rest to buses, buildings, counselors and administration. Building projects and debt payments aren’t in the per-pupil figure.
Ohio districts overall: 53% local, 35% state, 12% federal.
Little Miami Local School District · $12,371 per pupil
Sycamore Community City School District · $16,282 per pupil
School year 2023–24. Census Bureau school finance survey.
Loveland’s votes are counted by county
Ohio reports official results by county and precinct, not by city, so there are no official results for Loveland alone, and we don’t estimate them. These are Hamilton County’s results.
Kamala D HarrisDemocrat57.0%233,360 votes
Donald J TrumpRepublican42.1%172,365 votesOthers: 1.0% (4,028 votes).
Most votes in Hamilton County: Kamala D Harris
Ohio: Trump 55.1%, Harris 43.9%
73% of Loveland lies in Hamilton County; the rest in Clermont County, Warren County. Every 2024 race in Hamilton County is on the county’s page.
Hamilton County’s 2024 results →Official 2024 general election returns, as certified (MIT Election Data + Science Lab). Percentages are of votes for candidates; blank and spoiled ballots aren’t counted. Candidates are listed by votes, and party colors are neutral on purpose.
Portraits: Kamala D Harris: official vice-presidential portrait, Lawrence Jackson, The White House, 2021; Donald J Trump: official portrait, Shealah Craighead, The White House, 2017. All are U.S. government works in the public domain. A race shows photos only when every candidate has an official portrait; otherwise every candidate in it gets initials.
From town hall to Washington
Every level of government that speaks for Loveland.
- 1Your cityMayor & councilOfficials: lovelandoh.gov ↗
- 2Ohio HouseLoveland is split between 3 districts
- 3Ohio SenateState senator
- 4GovernorStatewide
- 5U.S. HouseSplit between districts
- 6U.S. SenateBoth represent all of Ohio
Democrat · Republican · other or independent. Tap a name for their official page.
How Loveland compares with the towns next door
Loveland spent $988 per resident in 2022; the neighbor that reported 2022 spent $628. Towns that run more services spend more. Tap a town to see its page.
| Town | Day-to-day, per resident (2022) | Tax bill |
|---|---|---|
| Symmes Township | $628 | $8,037 |
| Miami Township | estimate | $5,063 |
| Hamilton Township | estimate | $4,390 |
| Loveland | $988 | $4,843 |
Day-to-day spending in 2022, the last year every government was counted, for governments that reported it; hospital and utilities left out. Tax bill: the typical homeowner’s bill (Census ACS, 2020–24).
Reach Loveland’s government
The official site has phone numbers, hours and forms. Neighbors add the rest to the Handbook.
Questions about Loveland’s government
How much does Loveland spend per resident?
About $1,221 per resident on day-to-day services in the year to December 31, 2024, as reported to the Census Bureau. In 2022, the last full count, its $988 was less than 74% of 61 Ohio cities of 10,000–24,999 that don’t run their own schools.
What is the property tax rate in Loveland?
Homeowners report a typical bill of $4,843 a year (Census ACS, 2020–24), about 1.51% of the typical home’s value, vs 1.31% across Ohio. For the official rate per $1,000 of assessed value, see lovelandoh.gov.
Who runs Loveland’s government?
See lovelandoh.gov for current officials. We name an official only when a public source lists a current term, and none does for Loveland yet.
How did Loveland vote in 2024?
Ohio counts votes by county and precinct, not by city, so there are no official results for Loveland alone. Hamilton County, where 73% of Loveland lies, voted Harris 57.0%, Trump 42.1% for president; its page has every race.
How many people work for Loveland?
52 full-time and 3 part-time employees in March 2025, with a March payroll of $438,585 (about $5.3M a year if every month were the same), as reported to the Census Bureau.
Who represents Loveland in the state legislature?
Loveland is split among 3 State House districts and 2 State Senate districts, so your address decides. The Ohio Legislature’s lookup finds yours. Listed by Open States; districts from the Census Bureau.
Ask neighbors about Loveland’s government
Neighbors who’ve been to the meetings can help.
Budget and staff: U.S. Census Bureau, Census of Governments (2022, every government) and Annual Survey of State and Local Government Finances (2023–24, a sample) and the Annual Survey of Public Employment & Payroll; day-to-day spending is current operations, with hospitals, utilities and airports apart. School district: Census school finance survey, 2023–24. Property tax: Census American Community Survey, 2020–24. Elections: official 2024 returns via the MIT Election Data + Science Lab; turnout uses Census citizen voting-age population (CVAP, 2020–24). Officials: Open States, names shown only with a current term (checked October 9, 2026). Districts: Census Bureau (119th Congress, 2024 state districts); legislators: Open States and congress-legislators. How Town Hall works →