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Edwin M. Shield's HouseEdwin M. Shield's House · Photo: Nyttend · Public domain
The Loveland handbook

Living in Loveland, OH: what to set up and who to call

Loveland spans 2 ZIP codes; 45140 holds the most residents (97%). Spectrum and altafiber both wire most of Loveland; 88% of addresses can get fiber.

I’m new in town

What to set up in Loveland, and who provides it. Tap an answer for the details and where they come from.

Home services

Power, water and internet

Who to call to start service at a new address in Loveland.

Electricity

Power comes from Duke Energy

Duke Energy (Duke Energy Ohio, Inc.), an investor-owned utility, serves all of Loveland. Its homes paid an average of 16.8¢ per kWh in 2025, about $154 a month (its average across Ohio, for customers on its standard service). Ohio lets you buy power from another supplier; 60% of Duke Energy’s home customers do, and Duke Energy still delivers it.

Service territory: HIFLD Electric Retail Service Territories (map dated Aug 2023). Prices and customers: EIA-861, 2025.

Drinking water · reported to EPA

Water comes from Loveland City PWS

Loveland City PWS supplies Loveland: about 96% of residents live in its service area. About 4% of homes are outside any mapped community water system, most likely on private wells, which EPA doesn’t regulate. It draws ground water (EPA lists Clermont Public Water System and Greater Cincinnati Water Works (GCWW) as sellers) and serves 12,800 people in all.

No health-based violations reported to EPA in the five years to October 2026, like 83% of the 3,525 systems serving 10,001–50,000 people.

Lead, 90th percentile4.2 ppb
015 ppb action level20

The latest lead result on file, the 90th percentile of homes sampled in Jan–Dec 2025, was 4.2 ppb, below the 15 ppb action level that applied. The highest in five years was 9.7 ppb. That’s higher than 88% of similar systems’ latest results.

The system’s full record: EPA ECHO report

EPA SDWIS via Envirofacts (violations pulled Oct 9, 2026) and ECHO (lead samples, 2026Q3); service area: EPA Community Water System Service Area Boundaries v3.0 (EPA’s estimate). Violations are counted by the start of their compliance period. OH1300812.

Internet

5 home internet providers serve Loveland

98% of 4,207 addresses can get 100/20 Mbps; 88% can get fiber.

ProviderTechnologyAddressesFastest (Mbps)
SpectrumCable, Fiber97%1,000/1,000
altafiberFiber, DSL92%3,000/3,000
VerizonFixed wireless87%300/20
T-MobileFixed wireless84%100/20
AT&TFixed wireless29%25/3

FCC National Broadband Map, as of December 2025. Availability as providers report it, not speeds people get.

Trash & recycling

Trash day in Loveland depends on your street

Pickup days, the drop-off and recycling in Loveland, from the town’s own site.

How trash works hereTown’s haulerRumpke picks up at the curb for every homelovelandoh.gov
Trash dayBy addressDepends on your address
Pickup

Your pickup week

  • TrashEvery week, on your street’s day
  • RecyclingEvery week, same day as trash
What goes in the recycling bin

Accepted at the curb

  • Aluminum cans, steel cans and lids
  • Newspaper and magazines
  • Mixed office paper and envelopes
  • Telephone books and catalogs

From lovelandoh.gov, the town’s official site, checked Oct 21, 2026. Rules change: the town’s page is the last word. .

Schools

Where your child goes to school

Public school districts and the school path by grade.

Loveland kids go to
PK–KLoveland Early Childhood CenterLoveland City School District
3–4Loveland Elementary SchoolLoveland City School District
7–8Loveland Middle SchoolLoveland City School District
9–12Loveland High SchoolLoveland City School District

Most of Loveland (90%) is in Loveland City School District; parts are in Little Miami Local School District (7%) and Sycamore Community City School District (3%).

ASchool gradeSee Schools →

U.S. Department of Education, NCES Common Core of Data, 2024–25. Enrollment rules and registration are the district’s.

Government & voting

Town hall and registering to vote

Who to call, and how to register.

Official sitelovelandoh.govLoveland’s own websiteWikidataTown HallBudget, officials, electionsLoveland’s government in one page
Who runs elections hereDirector, Hamilton County Board of ElectionsElections here are run by Hamilton County (county election office). Most of Loveland (73%) votes here; the rest in Clermont County (19%); Warren County (8%). 4700 Smith Road, Cincinnati, OH 45212 · (513) 946-8500 · [email protected]FVAP, May 2026
Register to voteOnlineIn Ohio you can register online until 30 days before Election Day, in person until 30 days before Election Day, or by mail (postmarked 30 days before).vote.govCheck your registration and polling placevoterlookup.ohiosos.govThe state’s voter lookup

Election office: FVAP local election office directory, updated May 2026; jurisdictions: EAC EAVS 2024. Registration rules and links: vote.gov, updated Aug 3, 2026.

ZIP codes & area codes

Loveland spans 2 ZIP codes

ZIP codes where Loveland residents live, with the share of the town in each.

ZIPPost office nameShare of LovelandZIP’s residents in Loveland
45140Loveland, OH97%23%
45249Cincinnati, OH3%3%
Area code513Wikidata

Census 2020 ZIP Code Tabulation Areas, by census block; post office names: GeoNames (CC BY 4.0). ZIPs created since 2020 are missing.

Everyday places

Getting around, the ER and the library

One line each; the subject pages have the rest.

ER: CMS hospital data. Library: IMLS Public Libraries Survey, FY2024.

Questions about living in Loveland

Who supplies Loveland’s drinking water, and has it had violations?

Loveland City PWS (EPA ID OH1300812). It reported no health-based violations to EPA in the five years to October 2026; 83% of systems its size had none. Its latest lead 90th percentile was 4.2 ppb (Jan–Dec 2025), against a 15 ppb action level.

Who provides electricity in Loveland?

Duke Energy (Duke Energy Ohio, Inc.), an investor-owned utility. Its homes paid about 16.8¢ per kWh in 2025 (EIA).

What internet providers serve Loveland?

Spectrum, altafiber, Verizon, T-Mobile, AT&T (FCC, as of December 2025).

What ZIP codes are in Loveland?

45140 (97%), 45249 (3%), by share of residents. Census 2020 ZIP Code Tabulation Areas.

What school district is Loveland in?

Loveland City School District. Parts of the city are in Little Miami Local School District and Sycamore Community City School District.

How do I register to vote in Loveland?

In Ohio you can register online until 30 days before Election Day, in person until 30 days before Election Day, or by mail (postmarked 30 days before). Elections here are run by the Director, Hamilton County Board of Elections. Check your registration at voterlookup.ohiosos.gov.

Sources & dates

Every answer above names its source. Here they are with their dates.

  • Water: EPA SDWIS (Envirofacts, pulled Oct 9, 2026), ECHO SDWA 2026Q3, EPA CWS Service Area Boundaries v3.0.
  • Power: HIFLD Electric Retail Service Territories (map Aug 2023); EIA-861 final 2025.
  • Trash: Loveland’s own website (lovelandoh.gov), read Oct 21, 2026, pickup and drop-off facts extracted and checked against the page they came from.
  • ZIP codes: Census 2020 ZCTA relationship files; GeoNames postal codes (CC BY 4.0).
  • Schools: NCES Common Core of Data, 2024–25.
  • Registration: vote.gov, updated Aug 3, 2026 (read Oct 10, 2026). Official sites and area codes: Wikidata.
  • Election office: FVAP local election office directory (fetched Oct 10, 2026; each record dated), EAC EAVS 2024 jurisdictions; registration and lookup links from vote.gov’s state data, checked Oct 10, 2026.
  • Internet: FCC National Broadband Map, as of December 2025.