Photo: Don O'Brien from Piketon, Ohio, United States · CC BY 2.0Storms, floods and disasters in Hanging Rock
Hanging Rock isn’t graded for hazard risk: Hanging Rock has 142 residents; we grade towns of 1,000 or more. Flood insurance has paid 11 claims here since 1978.
What Hanging Rock faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Hanging Rock flood? Sometimes: 11 flood claims since 1978
Every paid claim on a federal flood insurance policy in Hanging Rock, from FEMA’s records.
Hanging Rock isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lawrence County.2 federal disasters brought FEMA money to Hanging Rock
Disasters that paid out in Hanging Rock itself (aid to households or repair grants to the Village of Hanging Rock), newest first, with that year’s flood claims.
- 2018Severe Storms, Landslides, and Mudslides$10K to the Village of Hanging Rock for repairs
- 2011Severe Storms and Flooding$20K to the Village of Hanging Rock for repairs
Lawrence County has had 12 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Hanging Rock after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Hanging Rock archive →Hanging Rock and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Hamilton Township | Dmore damage than 89% | river and rain flooding | — |
| Ironton | Dmore damage than 90% | river and rain flooding | 2 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Hanging Rock faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Hanging Rock
Does Hanging Rock flood?
Flood insurance has paid 11 claims in Hanging Rock since 1978, $79K in all. 1 properties have flooded more than once.
Is Hanging Rock in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Lawrence County, 9% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.
How much is flood insurance in Hanging Rock?
FEMA’s Community Rating System list shows no discount for Hanging Rock’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Hanging Rock?
By FEMA money that reached Hanging Rock, Severe Storms and Flooding (2011): $20K to the Village of Hanging Rock for repairs.
Storm stories
Memories, warnings and help from neighbors in Hanging Rock.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hanging Rock’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.