Photo: Sixflashphoto · CC BY-SA 4.0FEMA puts Genoa Township’s expected hazard damage per building below that of 62% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Genoa Township gets a B for hazard risk: lower expected damage per building than 62% of U.S. towns, #715 of 993 in Ohio. Most of that expected damage is river and rain flooding (81%). Flood insurance has paid 2 claims here since 2015.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Genoa Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Genoa Township’s grade
River and rain flooding is 81% of the building damage FEMA expects in Genoa Township, and Genoa Township’s rate of river and rain flooding damage is higher than 58% of U.S. census tracts. Next is tornadoes at 9% (higher than 70% of U.S. census tracts).
B #715 of 993 in Ohio; lower expected damage per building than 62% of U.S. towns (21,298).
Genoa Township’s residents live in 8 census tracts; FEMA’s figures are combined by where they live.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Genoa Township has more expected damage per building than 72% of Ohio towns.
In dollars, FEMA expects about $8.1M a year in losses across Genoa Township: $7.2M to buildings, the rest to people and crops.
Does Genoa Township flood? Rarely: 2 flood claims since 2015
Every paid claim on a federal flood insurance policy in Genoa Township, from FEMA’s records: 0.2 per 1,000 homes, fewer than 97% of the 13,809 U.S. towns with a flood insurance record.
Genoa Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Delaware County.4 federal disasters brought FEMA money to Genoa Township
Disasters that paid out in Genoa Township itself (aid to households or repair grants to Genoa Township), newest first, with that year’s flood claims.
- 2008Severe Wind Storm Associated with Tropical Depression Ike$85K to Genoa Township for repairs
- 2008Record Snow and Near Record Snow$32K to Genoa Township for repairs
- 2004Snow$16K to Genoa Township for repairs
- 2003Severe Winter Storm and Record/near Record Snow$11K to Genoa Township for repairs
Delaware County has had 12 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Genoa Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Genoa Township archive →Genoa Township and its neighbors
Genoa Township is 3rd of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Orange Township | Bless damage than 63% | river and rain flooding | 1 |
| Westerville | Bless damage than 62% | river and rain flooding | 11 |
| Genoa Township | Bless damage than 62% | river and rain flooding | 2 |
| Berkshire Township | Bless damage than 59% | river and rain flooding | — |
| Blendon Township | B−more damage than 55% | river and rain flooding | 3 |
| Harlem Township | C+more damage than 58% | river and rain flooding | 4 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Genoa Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Genoa Township
Is Genoa Township at risk for natural disasters?
On FEMA’s National Risk Index, Genoa Township has lower expected damage per building than 62% of U.S. towns: B for hazard risk, #715 of 993 in Ohio. Most of the expected damage is river and rain flooding (81%) and tornadoes (9%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Genoa Township flood?
Flood insurance has paid 2 claims in Genoa Township since 2015, $10K in all, or 0.2 per 1,000 homes, fewer than 97% of U.S. towns with a flood insurance record.
Is Genoa Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Delaware County, 16% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Genoa Township?
FEMA’s Community Rating System list shows no discount for Genoa Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Genoa Township?
By FEMA money that reached Genoa Township, Severe Wind Storm Associated with Tropical Depression Ike (2008): $85K to Genoa Township for repairs.
Is Genoa Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (81%), and Genoa Township’s rate for it is higher than 58% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Genoa Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Genoa Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.