Photo: Nyttend · Public domainFEMA expects about as much hazard damage per building in Crane Township as in the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Crane Township gets a B for hazard risk: lower expected damage per building than 57% of U.S. towns, #761 of 993 in Ohio. Most of that expected damage is river and rain flooding (64%), then tornadoes (12%). Flood insurance has paid 2 claims here since 1981.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Crane Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Crane Township’s grade
River and rain flooding is 64% of the building damage FEMA expects in Crane Township, and Crane Township’s rate of river and rain flooding damage is lower than 55% of U.S. census tracts. Strong wind adds 6%, at a rate in the top 6% of U.S. census tracts.
B #761 of 993 in Ohio; lower expected damage per building than 57% of U.S. towns (21,298).
Crane Township’s residents live in 4 census tracts; FEMA’s figures are combined by where they live.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Crane Township has more expected damage per building than 77% of Ohio towns.
In dollars, FEMA expects about $2.9M a year in losses across Crane Township: $2.3M to buildings, the rest to people and crops.
Does Crane Township flood? Rarely: 2 flood claims since 1981
Every paid claim on a federal flood insurance policy in Crane Township, from FEMA’s records: 0.6 per 1,000 homes, fewer than 87% of the 13,809 U.S. towns with a flood insurance record.
Crane Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wyandot County.The storms Crane Township remembers
None of the 8 disasters declared for Wyandot County shows FEMA aid or repair money reaching Crane Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19811 flood claims paidThe year of Severe Storms, Flooding and Tornadoes, declared for Wyandot County
- 20071 flood claims paidThe year of Severe Storms, Flooding, and Tornadoes, declared for Wyandot County
Wyandot County has had 8 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Crane Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Crane Township archive →Crane Township and its neighbors
Crane Township is 2nd of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Upper Sandusky | Bless damage than 58% | river and rain flooding | 1 |
| Crane Township | Bless damage than 57% | river and rain flooding | 2 |
| Eden Township | B−more damage than 54% | river and rain flooding | — |
| Tymochtee Township | C+more damage than 61% | river and rain flooding | 3 |
| Pitt Township | — | 946 residents; we grade 1,000+ | |
| Salem Township | — | 660 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Crane Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Crane Township
Is Crane Township at risk for natural disasters?
On FEMA’s National Risk Index, Crane Township has lower expected damage per building than 57% of U.S. towns: B for hazard risk, #761 of 993 in Ohio. Most of the expected damage is river and rain flooding (64%) and tornadoes (12%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Crane Township flood?
Flood insurance has paid 2 claims in Crane Township since 1981, $5K in all, or 0.6 per 1,000 homes, fewer than 87% of U.S. towns with a flood insurance record.
Is Crane Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Wyandot County, 1.1% of all homes carry federal flood insurance.
How much is flood insurance in Crane Township?
FEMA’s Community Rating System list shows no discount for Crane Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Crane Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (64%), and Crane Township’s rate for it is lower than 55% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Crane Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Crane Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.