For ice storms, Tymochtee Township’s building-damage rate is in the top 2% of U.S. census tracts
On FEMA’s National Risk Index, Tymochtee Township gets a C+ for hazard risk: higher expected damage per building than 61% of U.S. towns. Most of that expected damage is river and rain flooding (67%). Flood insurance has paid 3 claims here since 2013.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Tymochtee Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Ice storms
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Tymochtee Township’s grade
River and rain flooding is 67% of the building damage FEMA expects in Tymochtee Township, and Tymochtee Township’s rate of river and rain flooding damage is higher than 62% of U.S. census tracts. Ice storms add 7%, at a rate in the top 2% of U.S. census tracts.
C+ higher expected damage per building than 61% of U.S. towns (21,298).
All of Tymochtee Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $450K a year in losses across Tymochtee Township: $356K to buildings, the rest to people and crops.
Does Tymochtee Township flood? Rarely: 3 flood claims since 2013
Every paid claim on a federal flood insurance policy in Tymochtee Township, from FEMA’s records: 4.4 per 1,000 homes, more than 57% of the 13,809 U.S. towns with a flood insurance record.
Tymochtee Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wyandot County.4 federal disasters brought FEMA money to Tymochtee Township
Disasters that paid out in Tymochtee Township itself (aid to households or repair grants to Tymochtee Township), newest first, with that year’s flood claims.
- 2008Record Snow and Near Record Snow$4K to Tymochtee Township for repairs
- 2007Severe Storms, Flooding, and Tornadoes$7K to Tymochtee Township for repairs
- 2004Severe Winter Storms, Flooding, and Mudslides$4K to Tymochtee Township for repairs
- 2004Snow$2K to Tymochtee Township for repairs
Wyandot County has had 8 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Tymochtee Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Tymochtee Township archive →Tymochtee Township and its neighbors
Tymochtee Township is 5th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Crane Township | Bless damage than 57% | river and rain flooding | 2 |
| Seneca Township | Bless damage than 57% | river and rain flooding | — |
| Crawford Township | C+more damage than 58% | river and rain flooding | 94 |
| Sycamore Township | C+more damage than 61% | river and rain flooding | — |
| Tymochtee Township | C+more damage than 61% | river and rain flooding | 3 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Tymochtee Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Tymochtee Township
Is Tymochtee Township at risk for natural disasters?
On FEMA’s National Risk Index, Tymochtee Township has higher expected damage per building than 61% of U.S. towns: C+ for hazard risk. Most of the expected damage is river and rain flooding (67%) and tornadoes (9%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Tymochtee Township flood?
Flood insurance has paid 3 claims in Tymochtee Township since 2013, $44K in all, or 4.4 per 1,000 homes, more than 57% of U.S. towns with a flood insurance record.
Is Tymochtee Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Wyandot County, 1.1% of all homes carry federal flood insurance.
How much is flood insurance in Tymochtee Township?
FEMA’s Community Rating System list shows no discount for Tymochtee Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Tymochtee Township?
By FEMA money that reached Tymochtee Township, Severe Storms, Flooding, and Tornadoes (2007): $7K to Tymochtee Township for repairs.
Is Tymochtee Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (67%), and Tymochtee Township’s rate for it is higher than 62% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Tymochtee Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Tymochtee Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.