Photo: Nyttend · Public domainLess hazard damage per building is expected in Brookfield Township than in 68% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Brookfield Township gets a B+ for hazard risk: lower expected damage per building than 68% of U.S. towns, #642 of 993 in Ohio. Most of that expected damage is river and rain flooding (85%). Flood insurance has paid 9 claims here since 1990.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Brookfield Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Brookfield Township’s grade
River and rain flooding is 85% of the building damage FEMA expects in Brookfield Township, and Brookfield Township’s rate of river and rain flooding damage is higher than 57% of U.S. census tracts. Next is tornadoes at 6% (higher than 56% of U.S. census tracts).
B+ #642 of 993 in Ohio; lower expected damage per building than 68% of U.S. towns (21,298).
Brookfield Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Ohio town has lower expected damage than 79% of U.S. towns; within the state, Brookfield Township has more expected damage per building than 65% of Ohio towns.
In dollars, FEMA expects about $2.3M a year in losses across Brookfield Township: $2.0M to buildings, the rest to people and crops.
Does Brookfield Township flood? Rarely: 9 flood claims since 1990
Every paid claim on a federal flood insurance policy in Brookfield Township, from FEMA’s records: 2.2 per 1,000 homes, fewer than 59% of the 13,809 U.S. towns with a flood insurance record.
- The Late winter storms2 claims · $32K
Brookfield Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Trumbull County.2 federal disasters brought FEMA money to Brookfield Township
Disasters that paid out in Brookfield Township itself (aid to households or repair grants to Brookfield Township), newest first, with that year’s flood claims.
- 2004Severe Storms and Flooding1 households applied for aid$2K aid approved2 flood claims paid that year
- 2003Tornadoes, Flooding, Severe Storms, and High Winds31 households applied for aid$33K aid approved1 flood claim paid that year
Trumbull County has had 8 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Brookfield Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Brookfield Township archive →Brookfield Township and its neighbors
Brookfield Township is 6th of the 8 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Vienna Township | A+less damage than 96% | river and rain flooding | — |
| Hubbard Township | A+less damage than 96% | river and rain flooding | 12 |
| Hermitage | Aless damage than 86% | river and rain flooding | 13 |
| Hartford Township | A−less damage than 84% | river and rain flooding | — |
| Sharon | B+less damage than 74% | river and rain flooding | 29 |
| Brookfield Township | B+less damage than 68% | river and rain flooding | 9 |
| Masury | B−less damage than 54% | river and rain flooding | 4 |
| West Hill | C+more damage than 56% | river and rain flooding | — |
| Yankee Lake | — | 88 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Brookfield Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Brookfield Township
Is Brookfield Township at risk for natural disasters?
On FEMA’s National Risk Index, Brookfield Township has lower expected damage per building than 68% of U.S. towns: B+ for hazard risk, #642 of 993 in Ohio. Most of the expected damage is river and rain flooding (85%) and tornadoes (6%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Brookfield Township flood?
Flood insurance has paid 9 claims in Brookfield Township since 1990, $153K in all, or 2.2 per 1,000 homes, fewer than 59% of U.S. towns with a flood insurance record. The most claims came from Late winter storms (2).
Is Brookfield Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Trumbull County, 20% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Brookfield Township?
FEMA’s Community Rating System list shows no discount for Brookfield Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Brookfield Township?
By FEMA money that reached Brookfield Township, Tornadoes, Flooding, Severe Storms, and High Winds (2003): 31 households applied for aid, $33K approved. By flood claims, Late winter storms: 2 paid, $32K.
Is Brookfield Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (85%), and Brookfield Township’s rate for it is higher than 57% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Brookfield Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Brookfield Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.