On FEMA’s figures, Masury faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Masury gets a B− for hazard risk: lower expected damage per building than 54% of U.S. towns. Most of that expected damage is river and rain flooding (88%). Flood insurance has paid 4 claims here since 1990.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Masury faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Masury’s grade
River and rain flooding is 88% of the building damage FEMA expects in Masury, and Masury’s rate of river and rain flooding damage is higher than 69% of U.S. census tracts. Next is tornadoes at 5% (higher than 56% of U.S. census tracts).
B− lower expected damage per building than 54% of U.S. towns (21,298).
Masury’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $576K a year in losses across Masury: $499K to buildings, the rest to people and crops.
Does Masury flood? Rarely: 4 flood claims since 1990
Every paid claim on a federal flood insurance policy in Masury, from FEMA’s records: 3.2 per 1,000 homes, fewer than 50% of the 13,809 U.S. towns with a flood insurance record.
- The Late winter storms1 claim · $28K
Masury isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Trumbull County.2 federal disasters brought FEMA money to Masury
Disasters that paid out in Masury itself (aid to households or repair grants to Masury), newest first, with that year’s flood claims.
- 2004Severe Storms and Flooding21 households applied for aid$65K aid approved1 flood claim paid that year
- 2003Tornadoes, Flooding, Severe Storms, and High Winds102 households applied for aid$178K aid approved
Trumbull County has had 8 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Masury after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Masury archive →Masury and its neighbors
Masury is 4th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Hermitage | Aless damage than 86% | river and rain flooding | 13 |
| Brookfield Center | A−less damage than 82% | river and rain flooding | — |
| Brookfield Township | B+less damage than 68% | river and rain flooding | 9 |
| Masury | B−less damage than 54% | river and rain flooding | 4 |
| West Hill | C+more damage than 56% | river and rain flooding | — |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Masury faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Masury
Is Masury at risk for natural disasters?
On FEMA’s National Risk Index, Masury has lower expected damage per building than 54% of U.S. towns: B− for hazard risk. Most of the expected damage is river and rain flooding (88%) and tornadoes (5%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Masury flood?
Flood insurance has paid 4 claims in Masury since 1990, $115K in all, or 3.2 per 1,000 homes, fewer than 50% of U.S. towns with a flood insurance record. The most claims came from Late winter storms (1).
Is Masury in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Trumbull County, 20% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Masury?
FEMA’s Community Rating System list shows no discount for Masury’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Masury?
By FEMA money that reached Masury, Tornadoes, Flooding, Severe Storms, and High Winds (2003): 102 households applied for aid, $178K approved. By flood claims, Late winter storms: 1 paid, $28K.
Is Masury at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (88%), and Masury’s rate for it is higher than 69% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Masury.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Masury’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.