FEMA expects about as much hazard damage per building in Yorkville as in the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Yorkville gets a B for hazard risk: lower expected damage per building than 60% of U.S. towns, #452 of 758 in New York. Most of that expected damage is river and rain flooding (91%). Flood insurance has paid 21 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Yorkville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Yorkville’s grade
River and rain flooding is 91% of the building damage FEMA expects in Yorkville, and Yorkville’s rate of river and rain flooding damage is higher than 66% of U.S. census tracts.
B #452 of 758 in New York; lower expected damage per building than 60% of U.S. towns (21,298).
All of Yorkville’s residents live in one census tract; the figures are that tract’s.
The typical New York town has lower expected damage than 69% of U.S. towns; within the state, Yorkville has more expected damage per building than 60% of New York towns.
In dollars, FEMA expects about $612K a year in losses across Yorkville: $483K to buildings, the rest to people and crops.
Does Yorkville flood? Sometimes: 21 flood claims since 1978
Every paid claim on a federal flood insurance policy in Yorkville, from FEMA’s records: 15.3 per 1,000 homes, more than 80% of the 13,809 U.S. towns with a flood insurance record.
- Tropical Storm Lee1 claim · $2K
Yorkville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Oneida County.9 federal disasters brought FEMA money to Yorkville
Disasters that paid out in Yorkville itself (aid to households or repair grants to the Village of Yorkville), newest first, with that year’s flood claims.
- 2019Severe Storms, Straight-line Winds, and Flooding$21K to the Village of Yorkville for repairs1 flood claim paid that year
- 2017Severe Winter Storm and Snowstorm$11K to the Village of Yorkville for repairs
- 2011Remnants of Tropical Storm Lee8 households applied for aid$3K aid approved1 flood claim paid for it, $2K
- 2011Severe Storms, Flooding, Tornadoes, and Straight-line Winds$15K to the Village of Yorkville for repairs
- 2007Record Snow and Near Record Snow$5K to the Village of Yorkville for repairs
- 2004Snow$5K to the Village of Yorkville for repairs
Show all 9
- 2003Ice Storm$3K to the Village of Yorkville for repairs
- 2002Snowstorms$9K to the Village of Yorkville for repairs
- 2000Severe Storms and Flooding$5K to the Village of Yorkville for repairs2 flood claims paid that year
Oneida County has had 21 natural disasters declared by the President since 1953, most often winter storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Yorkville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Yorkville archive →Yorkville and its neighbors
Yorkville is 4th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Utica | Aless damage than 91% | river and rain flooding | 44 |
| New York Mills | Aless damage than 85% | river and rain flooding | 33 |
| Whitestown | B+less damage than 68% | river and rain flooding | 14 |
| Yorkville | Bless damage than 60% | river and rain flooding | 21 |
| Whitesboro | C+more damage than 57% | river and rain flooding | 371 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Yorkville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Yorkville
Is Yorkville at risk for natural disasters?
On FEMA’s National Risk Index, Yorkville has lower expected damage per building than 60% of U.S. towns: B for hazard risk, #452 of 758 in New York. Most of the expected damage is river and rain flooding (91%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Yorkville flood?
Flood insurance has paid 21 claims in Yorkville since 1978, $241K in all, or 15.3 per 1,000 homes, more than 80% of U.S. towns with a flood insurance record. 5 properties have flooded more than once. The most claims came from Tropical Storm Lee (1).
Is Yorkville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Oneida County, 20% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in Yorkville?
FEMA’s Community Rating System list shows no discount for Yorkville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Yorkville?
By FEMA money that reached Yorkville, Severe Storms, Straight-line Winds, and Flooding (2019): $21K to the Village of Yorkville for repairs. By flood claims, Tropical Storm Lee: 1 paid, $2K.
Is Yorkville at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (91%), and Yorkville’s rate for it is higher than 66% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Yorkville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Yorkville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.