More hazard damage per building is expected in Tuckahoe than in 61% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Tuckahoe gets a C+ for hazard risk: higher expected damage per building than 61% of U.S. towns, #592 of 758 in New York. Most of that expected damage is river and rain flooding (89%). Flood insurance has paid 27 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Tuckahoe faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Tuckahoe’s grade
River and rain flooding is 89% of the building damage FEMA expects in Tuckahoe, and Tuckahoe’s rate of river and rain flooding damage is higher than 78% of U.S. census tracts. Next is hurricanes at 5% (higher than 72% of U.S. census tracts).
C+ #592 of 758 in New York; higher expected damage per building than 61% of U.S. towns (21,298).
Tuckahoe’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical New York town has lower expected damage than 69% of U.S. towns; within the state, Tuckahoe has more expected damage per building than 78% of New York towns.
In dollars, FEMA expects about $1.6M a year in losses across Tuckahoe: $1.2M to buildings, the rest to people and crops.
Does Tuckahoe flood? Sometimes: 27 flood claims since 1979
Every paid claim on a federal flood insurance policy in Tuckahoe, from FEMA’s records: 8.5 per 1,000 homes, more than 71% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Ida6 claims · $1.1M
- The April 2007 nor’easter6 claims · $42K
Tuckahoe isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Westchester County.9 federal disasters brought FEMA money to Tuckahoe
Disasters that paid out in Tuckahoe itself (aid to households or repair grants to the Village of Tuckahoe), newest first, with that year’s flood claims.
- 2023Severe Storm and Flooding$84K to the Village of Tuckahoe for repairs1 flood claim paid that year
- 2021Remnants of Hurricane Ida146 households applied for aid$509K aid approved$77K to the Village of Tuckahoe for repairs6 flood claims paid for it, $1.1M
- 2020Tropical Storm Isaias$149K to the Village of Tuckahoe for repairs
- 2012Hurricane Sandy31 households applied for aid$1K aid approved$289K to the Village of Tuckahoe for repairs
- 2011Hurricane Irene9 households applied for aid$11K aid approved$62K to the Village of Tuckahoe for repairs2 flood claims paid for it, $6K
- 2010Severe Storms and Flooding$48K to the Village of Tuckahoe for repairs1 flood claim paid that year
Show all 9
- 2007Severe Storms and Inland and Coastal Flooding53 households applied for aid$36K aid approved$9K to the Village of Tuckahoe for repairs8 flood claims paid that year
- 2003Snow$15K to the Village of Tuckahoe for repairs
- 1999Hurricane Floyd Major Disaster Declarations$18K to the Village of Tuckahoe for repairs
Westchester County has had 23 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Tuckahoe after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Tuckahoe archive →Tuckahoe and its neighbors
Tuckahoe is 4th of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Yonkers | B+less damage than 71% | river and rain flooding | 690 |
| Eastchester | B+less damage than 68% | river and rain flooding | 114 |
| Bronxville | Bless damage than 61% | river and rain flooding | 222 |
| Tuckahoe | C+more damage than 61% | river and rain flooding | 27 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Tuckahoe faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Tuckahoe
Is Tuckahoe at risk for natural disasters?
On FEMA’s National Risk Index, Tuckahoe has higher expected damage per building than 61% of U.S. towns: C+ for hazard risk, #592 of 758 in New York. Most of the expected damage is river and rain flooding (89%) and hurricanes (5%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Tuckahoe flood?
Flood insurance has paid 27 claims in Tuckahoe since 1979, $1.2M in all, or 8.5 per 1,000 homes, more than 71% of U.S. towns with a flood insurance record. 3 properties have flooded more than once. The most claims came from Hurricane Ida (6).
Is Tuckahoe in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Westchester County, 64% of homes in mapped flood zones carry federal flood insurance, and 3.0% of all homes do.
How much is flood insurance in Tuckahoe?
FEMA’s Community Rating System list shows no discount for Tuckahoe’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Tuckahoe?
By FEMA money that reached Tuckahoe, Remnants of Hurricane Ida (2021): 146 households applied for aid, $509K approved, and $77K to the Village of Tuckahoe for repairs. By flood claims, Hurricane Ida: 6 paid, $1.1M.
Is Tuckahoe at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (89%), and Tuckahoe’s rate for it is higher than 78% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Tuckahoe.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Tuckahoe’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.