Bute-Warner-Truax Farm · National Register of Historic Places
Summit’s story
205 years in pictures
The archive holds 2 old photos and papers going back to 1866.
2 places on the National Register of Historic Places.
- 1821Summit is settled
SummitNY
Home to 2 places on the National Register of Historic Places.
5 bordering townsMap →
Bute-Warner-Truax Farm · Photo: Desiree Josephson · CC BY-SA 4.0
Population
1,075
2025 Census estimate · +0.4% since 2020
Median home value
$150K
Census ACS
Household income
$74K
median
Median age
55.7
years
Jobs based here
12
A commuter town
Is Summit a good place to live?
Summit’s best subject grades are an A+ for cost of living and an A− for history; its weakest is a C for hazard risk. Summit’s median age is 55.7 years, against 43 years in New York’s towns and 40.5 years across U.S. towns. No town in New York scores higher than Summit on cost of living. The biggest park or preserve is Lutheranville State Forest, at 1,568 acres. Summit has fewer than 2,500 residents, so it gets subject grades but no overall grade.
What makes Summit stand out
Where Summit beats most towns.
Small town
1,075 people, and everyone knows the way
In a town this size, neighbors are the best guide. Ask them anything.
Nearby towns
WorcesterJeffersonRichmondvilleFultonBlenheimSummit
How Summit grades
Each subject compared with towns across the country (schools within New York), ordered by how far Summit is from typical.
Cost of livingTypical home $150K, 1.7 years of the Albany metro’s $88K median household incomeA+Open →Hazard riskinland flooding tops the listCOpen →SchoolsBehind 58% of New York districts on tests and graduationC+Open →WalkabilityEPA walkability 4.3 of 20; 2.1% of households have no car; 5.1% of workers walk, bike or ride transitC+Open →Jobs & income$74K median household income; 12 jobs based hereB−Open →HealthCobleskill Regional Hospital 11 miles awayB−Open →
Character Graded, but not part of the overall grade.
Outdoors3 miles of trails; 10% conserved landBOpen →History2 places on the National RegisterA−Open →
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.
How TownRatings grades towns →
Getting set up
The full setup list →Moving to Summit: who provides what
Who provides power, water and the rest in Summit, and how to reach them.
PowerNational Grid19.9¢/kWh · EIA 2025HIFLD · EIA
Internet3 providers95% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Summit’s trash rules yet
Register to voteOnlineIn New York you can register online until 10 days before Election Day, in person until 10 days before Election Day, or by mail (postmarked 15 days before and received 10 days before).vote.govWho runs elections hereSchoharie County Board of ElectionsSchoharie County; contacts on the Handbook page.FVAP, Aug 2015
ZIP codes12175, 12036, 12149, 1206412175 60% · 12036 17% · 12149 16% · 12064 5%Census 2020
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Aug 3, 2026.
The data
Ordered by what stands out in Summit.
Work & commuteJobs & income grade B−
With 0.0 jobs for every working resident, most of Summit’s workers commute out
Summit’s average trip to work is 34 minutes, where New York’s towns sit at 25 minutes and U.S. towns at 25 minutes. 3.9% of residents live below the poverty line in Summit. The top destinations are Cobleskill (25%), New York (6%) and Richmondville (6%).
0%work in town
| Summit | New York towns | U.S. towns | |
|---|---|---|---|
| Average trip to work | 34 minutes | 25 minutes | 25 minutes |
| Below the poverty line | 3.9% | 9.5% | 9.6% |
| Median household income | $74,000 | $82,000 | $80,000 |
Where working residents work
In Summit0%
Cobleskill25%
New York6%
Richmondville6%
Otsego3%
29 mi
median commute distance
12
jobs based in Summit
A commuter town
jobs vs. working residents
C+
Walkability grade: more walkable than 43% of U.S. towns
Census LEHD 2023 · ACS
Climate
Summit stands out in New York and nationally, with a typical July afternoon cooler than most
Summit’s July high is 77°F. Summit has cold, snowy winters and pleasant summers.
54″snow a winter
Typical low → high °F
Winter14–32°
Spring31–52°
Summer53–75°
Fall38–56°
Oct 4
typical first frost
May 9
typical last frost
+1.1°
vs. the 20th-century average
NOAA U.S. Climate Normals, 1991–2020
Natural hazardsHazard risk grade C
Summit faces a high natural-hazard risk, led by inland flooding
Expected storm and flood damage is higher than in 67% of U.S. communities. Since 2006, 4 flood insurance claims have been paid out in Summit.
67risk score of 100
FEMA risk score
Inland flooding
4
paid flood claims since 2006
13
federal disasters paid out here
FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA
OutdoorsB
9.7% of Summit is conserved land
2.7 miles of trail in 4 parks and preserves. The trail density in Summit is 0.1 miles per square mile.
9.7%conserved
| Summit | New York towns | U.S. towns | |
|---|---|---|---|
| Conserved land | 9.7% | 5.2% | 4.3% |
| Miles of trail per square mile | 0.1 miles per square mile | 0.4 | 0.4 |
9.7%
conserved · 2,313 of 23,845 acres
2.7 mi
of trails · 0.1 per sq mi
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Burnt-Rossman Hills State Forest | 1.3 mi | 410 |
| 2. Lutheranville State Forest | — | 1,568 |
| 3. Mallet Pond State Forest | — | 87 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
HealthB−
Summit is healthier than 50% of U.S. towns
Summit beats the New York average on 8 of 32 CDC measures and trails it on 8. 40% of Summit adults have high blood pressure.
50%healthier than U.S. townsB−Health Grade
| Summit | New York towns | U.S. towns | |
|---|---|---|---|
| High blood pressure (CDC PLACES) | 40% | 34% | 35% |
| Yearly checkup (CDC PLACES) | 82% | 81% | 79% |
| Diabetes (CDC PLACES) | 13% | 11% | 12% |
| Frequent physical distress (CDC PLACES) | 15% | 14% | 14% |
32 measures vs. New York
8 better16 too close to call8 worse
| What stands out | Summit | NY |
|---|---|---|
| Fewer adults facing housing insecurity | 10.6% | 14.5% |
| Fewer uninsured adults | 5.9% | 7.9% |
| More adults with COPD | 9.2% | 6% |
Cobleskill Regional Hospital
11 mi away · emergency room
2 of 3
care shortages: primary care, mental health
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
HousingCost of living grade A+
The median home in Summit sells for about $60K
$60Kmedian sale price
2
homes sold in May
Zillow Home Value Index · Redfin Data Center
Nearby attractions
All 60 attractions →National Baseball Hall of Fame and Museum and 16 more within 40 miles
Museums, parks, gardens and other places to visit around Summit. Close and well known come first.
Big draw18 mi MuseumNational Baseball Hall of Fame and Museum315K visitors a year15 mi CaveHowe Caverns
38 mi WaterfallKaaterskill Falls
34 mi Park & preserveCatskill Park37 mi LandmarkFort Dayton
32 mi Ski areaHunter Mountain62 runs · 1,532 ft verticalSources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits
National Baseball Hall of Fame and Museum: Beyond My Ken, CC BY-SA 4.0 · Kaaterskill Falls: Mwanner, CC BY-SA 3.0 · Catskill Park: The original uploader was Daniel Case at English Wikipedia., CC BY-SA 3.0 · Hunter Mountain: The original uploader was Daniel Case at English Wikipedia., CC BY-SA 3.0
Keep exploring
Everything we know about Summit
18pages on Summit
The big questions
Out and about
The story
After high school
Colleges nearby
1 within 15 miles of the center of Summit
About 0 of every 100 Summit residents are enrolled in college, against 7 across New York.
A commuter town
100% of working residents leave Summit for work
Where Summit’s working residents go each day. Line width shows the share.
12jobs based in Summit
0%of working residents work in town
29 mimedian commute distance
Census LEHD 2023
About Summit
Town in New York, United States
Summit is a town in Schoharie County, New York, United States. The population was 1,072 at the time of the 2020 census. The name is derived from a peak (Mt. Wharton) that was thought to be the highest elevation in the county. The Town of Summit is on the western border of the county and is northeast of Oneonta.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
- Area
- 38 sq mi
- Elevation
- 2,165 ft
- ZIP code
- 12175
Questions about Summit
Short answers, built from the data on this page.
Is Summit, NY a good place to live?
Home to 2 places on the National Register of Historic Places.
Is Summit, NY expensive?
Not for the area. The typical home is worth about $150,000, 71% below the New York typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A+.