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Housing in Schenectady

573 homes sold in Schenectady in the last year, at a typical $249K

Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Schenectady homes are listed.

Homes sold
573
June 2025 to May 2026
Typical sale price
$249K
median, weighted by sales
Price per square foot
$149
New York $434
Paid vs. asking
100.6%
47% sold over asking
For sale now
103
May 2026 · 36 sold that month
What sold · last 12 months

Houses are 67% of Schenectady’s sales, at a typical $245K

573 homes sold in the year to May 2026.

Houses$245K

typical sale · 385 sold in 12 months

Per square foot
$167NY $316
Days to sell
15
Sold over asking
52%
Listings with a price cut
34%
Fewer sales

Multi-family (2–4 units): 173 sold, typical $255K
Townhouses: 13 sold, typical $280K
Condos: 2 sold, typical $503K

Too few sales in 12 months for reliable figures.

14 years of sales

About as many homes sell as usual, at 3.2 times the 2016 price

573 sales in the last year, against 933 in 2021 and a low of 407 in 2012. The typical sale went from $77K in 2016 to $249K.

Homes soldTypical sale price
0237475712950$75K$150K$225K$300K2012: 407 sold, typical $86K’122013: 441 sold, typical $83K2014: 461 sold, typical $77K’142015: 627 sold, typical $77K2016: 710 sold, typical $77K’162017: 757 sold, typical $88K2018: 862 sold, typical $95K’182019: 752 sold, typical $117K2020: 707 sold, typical $136K’202021: 933 sold, typical $158K2022: 810 sold, typical $175K’222023: 680 sold, typical $197K2024: 629 sold, typical $216K’242025: 604 sold, typical $243KLast 12 months: 573 sold, typical $249KNow

Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.

What your budget buys

What $250K buys in Schenectady

Houseat $167 a sq ft
The same money in New Yorkat $316 a sq ft

Is this asking price fair?

Check a listing against what Schenectady homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

What the sales history says · 14 years of sales

Bidding wars in Schenectady are more common than before the pandemic, but 57% fewer homes come up for sale

We read every month of Schenectady’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 573 sales.

If you’re buying in Schenectady

  • Shop in April. It brings about 83 new listings a month, close to the busiest month, with fewer bidding wars (36% over asking).
  • You can negotiate. 29% of listings have cut their price, against 23% before the pandemic.
  • Bid near asking. Buyers paid 100.6% of the list price on average; 47% paid over.
  • Move fast on good ones. Half of homes are under contract within two weeks.
Best time to buy

Spring brings the homes; summer brings the bidding wars

May has the most new listings (about 98 a month), but August is the most competitive: 48% of August sales close over asking. March and April offer nearly as much choice with fewer homes bid up (36%). February has the least competition (32%).

New listings a monthShare sold over asking
025507510020%40%60%Sweet spotJan: 68 new listings a month, 34% sold over asking, 46 days to sellJFeb: 64 new listings a month, 32% sold over asking, 57 days to sellFMar: 79 new listings a month, 36% sold over asking, 54 days to sellMApr: 83 new listings a month, 36% sold over asking, 55 days to sellAMay: 98 new listings a month, 41% sold over asking, 45 days to sellMJun: 93 new listings a month, 40% sold over asking, 36 days to sellJJul: 90 new listings a month, 42% sold over asking, 31 days to sellJAug: 85 new listings a month, 48% sold over asking, 29 days to sellASep: 85 new listings a month, 46% sold over asking, 36 days to sellSOct: 79 new listings a month, 42% sold over asking, 32 days to sellONov: 67 new listings a month, 41% sold over asking, 31 days to sellNDec: 49 new listings a month, 40% sold over asking, 40 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Nearly as heated as 2021, and hotter than New York

Schenectady now2017–192021 peakNY now
Sold over askingShare of sales that closed above the list price47%32%56%41%
Gone within two weeksShare of homes under contract within 14 days47%29%44%26%
Listings with a price cutShare of homes for sale that cut their price29%23%20%20%
Price paid vs. askingAverage sale price ÷ list price100.6%96.5%101.3%101%
Days to sellMedian days from listing to contract21412041
Supply

108 homes for sale on a typical day

That’s 57% fewer than in 2017–19 and well under 2013’s 498.

2012: 479 for sale’122013: 498 for sale2014: 495 for sale2015: 466 for sale’152016: 377 for sale2017: 302 for sale2018: 241 for sale’182019: 204 for sale2020: 152 for sale2021: 142 for sale’212022: 135 for sale2023: 112 for sale2024: 115 for sale’242025: 107 for saleLast 12 months: 108 for saleNow
Room to negotiate

1 in 3 listings has cut its price

29% in the last year, against 23% in 2017–19 and 20% across New York. More sellers are pricing high and coming down.

2015: 21%’152016: 23%2017: 25%2018: 22%’182019: 19%2020: 15%2021: 20%’212022: 26%2023: 25%2024: 26%’242025: 27%Last 12 months: 29%Now
Across New York

Schenectady ranks 251st of 362 busy New York markets for bidding wars

Share of sales over asking in the last year, among towns with 60 or more sales. Schenectady is in the middle of the pack.

Source: Redfin Data Center, city market tracker, January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical Schenectady home costs about $1,898 a month

Mortgage
Property tax
Insurance
Rent

Price: Schenectady’s typical sale, last 12 months. Property tax at Schenectady’s 2.9% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Schenectady is affordable on local pay is on Cost of living.

Before you buy in Schenectady

Six things worth knowing

98

New listings in May

The month with the most choice. December has the fewest, about 49.

Best time to buy
2.9%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $249K home, about $7,180 a year.

Taxes vs. neighbors
D

Schools

The schools grade for Schenectady, from test results, graduation and how much students grow.

Schools in Schenectady
22 min

Typical commute

The average one-way trip to work for people who live in Schenectady.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

No busy market nearby sells for less a square foot; Scotia, Niskayuna, East Glenville, Rotterdam, Clifton Park and Glenville for far more

The busier markets within 25 miles of Schenectady, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
Schenectady573$249K$14947%21
Clifton Park397$481K$23464%9
Glenville345$311K$20359%14
Rotterdam315$282K$20059%21
Niskayuna278$412K$21555%12
East Glenville113$353K$22267%14
Scotia101$257K$18663%17

Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to Schenectady, free

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Questions about buying a home in Schenectady

What do homes sell for in Schenectady, NY?

573 homes sold in the year to May 2026 at a typical $249K, $149 a square foot.

Is Schenectady a buyer’s or seller’s market?

A seller’s market: 103 homes were for sale in May 2026 and 36 sold, about 2.9 months of supply. Buyers paid 100.6% of asking on average, and 29% of listings cut their price.

When is the best time to buy in Schenectady?

May brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in Schenectady?

About 2.9% of a home’s value a year. On a $249K home that’s near $7,180.

Where can I see homes for sale in Schenectady?

Zillow, Redfin, Realtor.com and Homes.com all carry Schenectady’s MLS listings; the search links above open each one filtered to Schenectady.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).