Photo: Daniel Case · CC BY-SA 4.0Even on the area’s higher pay, Plattekill costs more to live in than 81% of U.S. towns
It ranks #530 of 757 in New York for affordability. Home prices around Plattekill have risen about 58% over the past 5 years. Builders were permitted 16 new homes in 2025.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Kingston, NY metro area ($86K). How TownRatings grades cost of living
Only 1 sale in September 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.
The grade measures what housing costs against what households in the area earn. Plattekill’s area earns well above the typical U.S. town ($86K against $74K), but homes, rent and taxes here run higher still. Owners keep up better than renters: 29% of owners pay 30% or more of income for housing (typical U.S. town: 20%), against 45% of renters.
In dollars
- $1,910a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
- 101prices across the Kingston metro, where the U.S. is 100 (housing 110)BEA Regional Price Parities, 2024
In paychecks the grade
- 3.6 yrsof area income buys the typical home; the typical U.S. town: 3.3$86K, Kingston-area income
- 17%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 45%of renters pay 30%+ of income for housing; across New York: 52%Census 2020–24
- 29%of owners do; the typical U.S. town: 20%Census 2020–24
What Plattekill’s housing numbers say
A high property tax rate
Owners pay about 2.31% of a home’s value a year in property tax, against 1.55% across New York. The median bill is $7,155 (New York: $6,582). On the typical home, that’s about $720 a month. Property taxes ↓
New renters pay more than renters already here
HUD puts a standard two-bedroom at about $1,910 a month with utilities, the going rate for someone moving in. Renters already in Plattekill pay a median of $1,250. Renting ↓
Written from the data on this page. There’s no Zillow index for Plattekill, so the typical value is an estimate: the Census median carried forward with the federal house price index; permits are Census figures through 2025; incomes, rents paid, taxes and ownership come from the Census American Community Survey.
What’s behind Plattekill’s grade
Measured against what households in the area earn, Plattekill is more affordable than 19% of U.S. towns, #530 of 757 in New York. Property tax pulls the grade down most; rent holds it up.
Home prices up 58% in 5 years
The federal house price index for the ZIP codes around Plattekill rose 58% over the past 5 years, faster than across New York (52%). Last year prices rose 4.6%. Carrying the Census median home value forward with that index puts the typical Plattekill home at roughly $374,000 today.
Carrying the Census median forward with the index puts a typical home at about $374K.
Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Plattekill, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.
A typical home costs 3.6 years of area income
The calculator starts from the area income the grade uses. Switch to Plattekill’s own median, or type yours.
That’s $94K short of a typical Plattekill home.
A two-bedroom rents for about $1,910 a month here, $770 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Plattekill’s typical property tax (2.31% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,910
Renters already here pay a median of $1,250, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Kingston, NY MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
16 new homes permitted in 2025
Builders were permitted 16 new homes in Plattekill in 2025, all single-family houses, worth about $5 million to build. That's 1.5 per 1,000 residents, about the pace of New York as a whole. Over the past 10 years, Plattekill has permitted 129 homes in all.
Between the 2010 and 2020 censuses, Plattekill's population fell by 75 even though 112 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across New York: 2.2 new residents per new home.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 11 | 11 | 0 | $4.2 million |
| 2025 | 16 | 16 | 0 | $5 million |
| 2024 | 11 | 11 | 0 | $2.9 million |
| 2023 | 14 | 12 | 2 | $4 million |
| 2022 | 10 | 10 | 0 | $2.7 million |
| 2021 | 11 | 9 | 2 | $2 million |
| 2020 | 8 | 8 | 0 | $1.8 million |
| 2019 | 15 | 13 | 2 | $3.6 million |
| 2018 | 12 | 12 | 0 | $3.2 million |
| 2017 | 16 | 12 | 4 | $3.6 million |
| 2016 | 16 | 12 | 4 | $3.5 million |
| 2015 | 8 | 4 | 4 | $1.8 million |
| 2014 | 5 | 5 | 0 | $1.1 million |
| 2013 | 18 | 18 | 0 | $3.3 million |
| 2012 | 11 | 11 | 0 | $1 million |
| 2011 | 7 | 7 | 0 | $1.5 million |
| 2010 | 4 | 4 | 0 | $901,000 |
| 2009 | 8 | 8 | 0 | $1.8 million |
| 2008 | 6 | 6 | 0 | $1.3 million |
| 2007 | 34 | 34 | 0 | $6.7 million |
| 2006 | 38 | 38 | 0 | $7.2 million |
| 2005 | 65 | 61 | 4 | $10.7 million |
| 2004 | 70 | 62 | 8 | $11.2 million |
| 2003 | 52 | 48 | 4 | $8.2 million |
| 2002 | 79 | 71 | 8 | $9.7 million |
| 2001 | 55 | 49 | 6 | $5.9 million |
| 2000 | 36 | 36 | 0 | $3.9 million |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
Property tax runs above the New York norm
The median bill is $7,155 (New York: $6,582), 2.31% of a home’s value a year, against 1.55% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
The rest of a budget near Plattekill
Only figures published free for the whole country, each labeled with the area it covers: the Kingston, NY metro area, or New York. Groceries follow the goods price level; nobody publishes them town by town.
| Cost | Here | Compared with | Area | Source |
|---|---|---|---|---|
| Prices overall U.S. = 100 | 101 | NY 108 | metro | BEA, 2024 |
| Goods (groceries, clothing, cars…) U.S. = 100 | 100 | NY 107 | metro | BEA, 2024 |
| Utilities U.S. = 100 | 134 | NY 134 | metro | BEA, 2024 |
| Other services U.S. = 100 | 98 | NY 104 | metro | BEA, 2024 |
| Electricity cents per kWh, homes | 29.9¢ | U.S. 18.3¢ | state | EIA, July 2026 |
Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.
Plattekill vs. its neighbors
Zillow publishes no value for Plattekill. Gardiner and Marlborough and Lloyd and Newburgh and Shawangunk have no Zillow value, so they are in the table only.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, latest | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Plattekill | C− | — | $310K | 2.31% | $1,910 |
| Lloyd | D | — | $390K | 2.24% | $2,210 |
| Newburgh | – | — | $376K | 1.89% | $1,850 |
| Gardiner | D | — | $469K | 1.77% | $1,960 |
| Shawangunk | D | — | $360K | 2.13% | $1,870 |
| Marlborough | D− | — | $402K | 2.48% | $2,230 |
| Clintondale | – | $478K | $319K | 2.39% | $2,080 |
“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures. “—” under Cost: not graded (too little Census data, or under 1,000 residents).
Questions about the cost of living in Plattekill
Is Plattekill expensive to live in?
Measured against what households in the area earn, Plattekill costs more than 81% of U.S. towns: a C− for cost of living, #530 of 757 in New York. The typical home costs 3.6 years of the median household income of the Kingston, NY metro area ($86K).
How much is rent in Plattekill?
HUD puts a two-bedroom at about $1,910 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,250 (Census 2020–24).
What are property taxes in Plattekill?
The median bill is $7,155 a year, 2.31% of the median home value (New York: $6,582, 1.55%), from the Census 2020–24.
Neighbors talk housing
What Plattekill buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, September 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.