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LloydOrgPhoto: HighAtop94 · CC BY-SA 4.0
The Lloyd handbook

Living in Lloyd, NY: what to set up and who to call

Highland Water District reported one health-based violation to EPA in the last five years: disinfection byproducts (TTHM), beginning Jan 2026. The closest public drop-off to Lloyd is Russo Sanitation, 4 miles out; the town decides whether residents may use it.

I’m new in town

What to set up in Lloyd, and who provides it. Tap an answer for the details and where they come from.

Home services

Power, water and internet

Who to call to start service at a new address in Lloyd.

Electricity

Power comes from Central Hudson Gas & Elec

Central Hudson Gas & Elec (Central Hudson Gas & Elec Corp), an investor-owned utility, serves all of Lloyd. Its homes paid an average of 27.7¢ per kWh in 2025, about $193 a month (its average across New York, for customers on its standard service). New York lets you buy power from another supplier; 9% of Central Hudson Gas & Elec’s home customers do, and Central Hudson Gas & Elec still delivers it.

Start or move service: centralhudson.com · (845) 452-2700

Service territory: HIFLD Electric Retail Service Territories (map dated Aug 2023). Prices and customers: EIA-861, 2025.

Drinking water · reported to EPA

Water comes from Highland Water District

Highland Water District supplies Lloyd: about 55% of residents live in its service area. About 41% of homes are outside any mapped community water system, most likely on private wells, which EPA doesn’t regulate. It draws surface water and serves 4,000 people in all.

1 health-based violation reported to EPA in the five years to October 2026: disinfection byproducts (TTHM), beginning Jan 2026. 80% of the 5,012 systems serving 3,301–10,000 people had none.

Lead, 90th percentile5.9 ppb
015 ppb action level20

The latest lead result on file, the 90th percentile of homes sampled in Jan 2025–Dec 2027, was 5.9 ppb, below the 15 ppb action level that applied. The highest in five years was 11.5 ppb. That’s higher than 94% of similar systems’ latest results.

The system’s full record: EPA ECHO report

EPA SDWIS via Envirofacts (violations pulled Oct 9, 2026) and ECHO (lead samples, 2026Q3); service area: EPA Community Water System Service Area Boundaries v3.0. Violations are counted by the start of their compliance period. NY5503368.

Internet

4 home internet providers serve Lloyd

95% of 3,950 addresses can get 100/20 Mbps; 1% can get fiber.

ProviderTechnologyAddressesFastest (Mbps)
OptimumCable, Fiber89%940/35
SpectrumCable, Fiber4%1,000/35
VerizonFixed wireless36%300/20
T-MobileFixed wireless33%100/20

FCC National Broadband Map, as of December 2025. Availability as providers report it, not speeds people get.

Trash & recycling

Trash and recycling in Lloyd

Pickup days, the drop-off and recycling in Lloyd, from the town’s own site.

Transfer station

Town of Lloyd Transfer Station

Lily Lake Road, Highland, NY 12528

Permit needed
MTWTFSS
8a
10a
12p
2p
4p
  • Fri8 am–3:45 pm
  • Sat8 am–3:45 pm
  • Sun8 am–3:45 pm

Cost: $50.00 per year resident; $25 senior resident (over 62); permits valid April 1 - March 31

Get the permit from Town Hall(845) 691-2144Mon-Fri 8:00 am-4:00 pm; closed Sat-Sun

From townoflloyd.gov, the town’s official site, checked Oct 21, 2026; pages dated 03/01/2024, 10/15/2025. Rules change: the town’s page is the last word. .

Schools

Where your child goes to school

Public school districts and the school path by grade.

Lloyd kids go to
K–5Highland Elementary SchoolHighland Central School District
6–9Highland Middle SchoolHighland Central School District
10–12Highland High SchoolHighland Central School District

Most of Lloyd (95%) is in Highland Central School District; parts are in New Paltz Central School District (5%).

BSchool gradeSee Schools →

U.S. Department of Education, NCES Common Core of Data, 2024–25. Enrollment rules and registration are the district’s.

Government & voting

Town hall and registering to vote

Who to call, and how to register.

Election office: FVAP local election office directory, updated Sep 2025; jurisdictions: EAC EAVS 2024. Registration rules and links: vote.gov, updated Aug 3, 2026.

ZIP codes & area codes

Lloyd spans 3 ZIP codes

ZIP codes where Lloyd residents live, with the share of the town in each.

ZIPPost office nameShare of LloydZIP’s residents in Lloyd
12528Highland, NY97%76%
12515Clintondale, NY2%16%
12561New Paltz, NY1%1%
Area code845Wikidata

Census 2020 ZIP Code Tabulation Areas, by census block; post office names: GeoNames (CC BY 4.0). ZIPs created since 2020 are missing.

Everyday places

Getting around, the ER and the library

One line each; the subject pages have the rest.

ER: CMS hospital data. Library: IMLS Public Libraries Survey, FY2024.

Questions about living in Lloyd

Who supplies Lloyd’s drinking water, and has it had violations?

Highland Water District (EPA ID NY5503368). It reported 1 health-based violation to EPA in the five years to October 2026: disinfection byproducts (TTHM). 80% of systems its size had none. Its latest lead 90th percentile was 5.9 ppb (Jan 2025–Dec 2027), against a 15 ppb action level.

Who provides electricity in Lloyd?

Central Hudson Gas & Elec (Central Hudson Gas & Elec Corp), an investor-owned utility. Its homes paid about 27.7¢ per kWh in 2025 (EIA).

What internet providers serve Lloyd?

Optimum, Spectrum, Verizon, T-Mobile (FCC, as of December 2025).

What ZIP codes are in Lloyd?

12528 (97%), 12515 (2%), 12561 (1%), by share of residents. Census 2020 ZIP Code Tabulation Areas.

What school district is Lloyd in?

Highland Central School District. Parts of the city are in New Paltz Central School District.

How do I register to vote in Lloyd?

In New York you can register online until 10 days before Election Day, in person until 10 days before Election Day, or by mail (postmarked 15 days before and received 10 days before). Elections here are run by the Ulster County Board of Elections. Check your registration at voterlookup.elections.ny.gov.

Sources & dates

Every answer above names its source. Here they are with their dates.

  • Water: EPA SDWIS (Envirofacts, pulled Oct 9, 2026), ECHO SDWA 2026Q3, EPA CWS Service Area Boundaries v3.0.
  • Power: HIFLD Electric Retail Service Territories (map Aug 2023); EIA-861 final 2025.
  • Trash: Lloyd’s own website (townoflloyd.gov), read Oct 21, 2026, pickup and drop-off facts extracted and checked against the page they came from.
  • ZIP codes: Census 2020 ZCTA relationship files; GeoNames postal codes (CC BY 4.0).
  • Schools: NCES Common Core of Data, 2024–25.
  • Registration: vote.gov, updated Aug 3, 2026 (read Oct 10, 2026). Official sites and area codes: Wikidata.
  • Election office: FVAP local election office directory (fetched Oct 10, 2026; each record dated), EAC EAVS 2024 jurisdictions; registration and lookup links from vote.gov’s state data, checked Oct 10, 2026.
  • Internet: FCC National Broadband Map, as of December 2025.