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Seventh Day Baptist ChurchSeventh Day Baptist Church · Photo: Doug Kerr from Albany, NY, United States · CC BY-SA 2.0
Housing in DeRuyter

2 homes sold in DeRuyter in the last year, at a typical $195K

Almost every sale is a house. Below: a shortcut to every site where DeRuyter homes are listed.

Homes sold
2
October 2025 to September 2026
Typical sale price
$195K
median, weighted by sales
Price per square foot
$103
New York $398
Paid vs. asking
104.8%
34% sold over asking
For sale now
2
September 2026 · 1 sold that month
Rent or buy?

Owning the typical DeRuyter home costs about $1,360 a month

Mortgage
Property tax
Insurance
Rent

Price: DeRuyter’s typical sale, last 12 months. Property tax at DeRuyter’s 2.1% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether DeRuyter is affordable on local pay is on Cost of living.

Before you buy in DeRuyter

Five things worth knowing

2.1%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $195K home, about $4,110 a year.

Taxes vs. neighbors
C

Schools

The schools grade for DeRuyter, from test results, graduation and how much students grow.

Schools in DeRuyter
30 min

Typical commute

The average one-way trip to work for people who live in DeRuyter.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Selling, or renting out?

Post your home to DeRuyter, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to DeRuyter. People who follow the town see it, and so do people comparing DeRuyter with their own town. No commission, no listing fee.

Questions about buying a home in DeRuyter

What do homes sell for in DeRuyter, NY?

2 homes sold in the year to September 2026 at a typical $195K, $103 a square foot.

Is DeRuyter a buyer’s or seller’s market?

A seller’s market: 2 homes were for sale in September 2026 and 1 sold, about 2 months of supply. Buyers paid 104.8% of asking on average.

How much are property taxes in DeRuyter?

About 2.1% of a home’s value a year. On a $195K home that’s near $4,110.

Where can I see homes for sale in DeRuyter?

Zillow, Redfin, Realtor.com and Homes.com all carry DeRuyter’s MLS listings; the search links above open each one filtered to DeRuyter.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).