Photo: Tyler A. McNeil · CC BY-SA 4.0On FEMA’s figures, Coxsackie faces more hazard damage per building than 65% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Coxsackie gets a C+ for hazard risk: higher expected damage per building than 65% of U.S. towns, #615 of 758 in New York. Most of that expected damage is river and rain flooding (88%). Flood insurance has paid 12 claims here since 1996.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Coxsackie faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Coxsackie’s grade
River and rain flooding is 88% of the building damage FEMA expects in Coxsackie, and Coxsackie’s rate of river and rain flooding damage is higher than 80% of U.S. census tracts. Next is hurricanes at 8% (higher than 82% of U.S. census tracts).
C+ #615 of 758 in New York; higher expected damage per building than 65% of U.S. towns (21,298).
Coxsackie’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical New York town has lower expected damage than 69% of U.S. towns; within the state, Coxsackie has more expected damage per building than 81% of New York towns.
In dollars, FEMA expects about $1.1M a year in losses across Coxsackie: $956K to buildings, the rest to people and crops.
Does Coxsackie flood? Sometimes: 12 flood claims since 1996
Every paid claim on a federal flood insurance policy in Coxsackie, from FEMA’s records: 9.6 per 1,000 homes, more than 73% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Sandy3 claims · $134K
- Hurricane Irene3 claims · $48K
Coxsackie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Greene County.7 federal disasters brought FEMA money to Coxsackie
Disasters that paid out in Coxsackie itself (aid to households or repair grants to the Village of Coxsackie), newest first, with that year’s flood claims.
- 2017Severe Winter Storm and Snowstorm$7K to the Village of Coxsackie for repairs
- 2011Hurricane Irene19 households applied for aid$18K aid approved$18K to the Village of Coxsackie for repairs3 flood claims paid for it, $48K
- 2008Severe Winter Storm$8K to the Village of Coxsackie for repairs
- 2008Severe Winter Storm$30K to the Village of Coxsackie for repairs
- 2003Snow$5K to the Village of Coxsackie for repairs
- 2002Snowstorms$8K to the Village of Coxsackie for repairs
Show all 7
- 1999Hurricane Floyd Major Disaster Declarations$14K to the Village of Coxsackie for repairs
Greene County has had 20 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Coxsackie after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Coxsackie archive →Coxsackie and its neighbors
Coxsackie is 3rd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Stuyvesant | Bless damage than 62% | river and rain flooding | 12 |
| Coxsackie | C+more damage than 57% | river and rain flooding | 2 |
| Coxsackie | C+more damage than 65% | river and rain flooding | 12 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Coxsackie faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Coxsackie
Is Coxsackie at risk for natural disasters?
On FEMA’s National Risk Index, Coxsackie has higher expected damage per building than 65% of U.S. towns: C+ for hazard risk, #615 of 758 in New York. Most of the expected damage is river and rain flooding (88%) and hurricanes (8%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Coxsackie flood?
Flood insurance has paid 12 claims in Coxsackie since 1996, $278K in all, or 9.6 per 1,000 homes, more than 73% of U.S. towns with a flood insurance record. 3 properties have flooded more than once. The most claims came from Hurricane Sandy (3).
Is Coxsackie in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Greene County, 22% of homes in mapped flood zones carry federal flood insurance, and 1.1% of all homes do.
How much is flood insurance in Coxsackie?
FEMA’s Community Rating System list shows no discount for Coxsackie’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Coxsackie?
By FEMA money that reached Coxsackie, Hurricane Irene (2011): 19 households applied for aid, $18K approved, and $18K to the Village of Coxsackie for repairs. By flood claims, Hurricane Sandy: 3 paid, $134K.
Is Coxsackie at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (88%), and Coxsackie’s rate for it is higher than 80% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Coxsackie.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Coxsackie’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.