Storms, floods and disasters in Conesville
Conesville isn’t graded for hazard risk: Conesville has 750 residents; we grade towns of 1,000 or more. Flood insurance has paid 3 claims here since 2011.
What Conesville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Conesville flood? Rarely: 3 flood claims since 2011
Every paid claim on a federal flood insurance policy in Conesville, from FEMA’s records.
- Hurricane Irene3 claims · $55K
Conesville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Schoharie County.13 federal disasters brought FEMA money to Conesville
Disasters that paid out in Conesville itself (aid to households or repair grants to the Town of Conesville), newest first, with that year’s flood claims.
- 2017Severe Winter Storm and Snowstorm$7K to the Town of Conesville for repairs
- 2011Hurricane Irene1 households applied for aid$5K aid approved$383K to the Town of Conesville for repairs3 flood claims paid for it, $55K
- 2010Severe Storms and Flooding$17K to the Town of Conesville for repairs
- 2008Severe Winter Storm$36K to the Town of Conesville for repairs
- 2008Severe Winter Storm$24K to the Town of Conesville for repairs
- 2007Severe Storms and Inland and Coastal Flooding$47K to the Town of Conesville for repairs
Show all 13
- 2006Severe Storms and Flooding$48K to the Town of Conesville for repairs
- 2005Severe Storms and Flooding$55K to the Town of Conesville for repairs
- 2004Tropical Depression Ivan$23K to the Town of Conesville for repairs
- 2004Severe Storms and Flooding$2K to the Town of Conesville for repairs
- 2003Snow$5K to the Town of Conesville for repairs
- 2002Snowstorms$9K to the Town of Conesville for repairs
- 1999Hurricane Floyd Major Disaster Declarations$29K to the Town of Conesville for repairs
Schoharie County has had 20 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Conesville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Conesville archive →Conesville and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Durham | B−less damage than 51% | river and rain flooding | 10 |
| Gilboa | C+more damage than 62% | river and rain flooding | 7 |
| Rensselaerville | Cmore damage than 67% | river and rain flooding | 8 |
| Windham | Cmore damage than 73% | river and rain flooding | 45 |
| Ashland | — | 701 residents; we grade 1,000+ | |
| Prattsville | — | 701 residents; we grade 1,000+ | |
| Broome | — | 773 residents; we grade 1,000+ | |
| Preston-Potter Hollow | — | 400 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Conesville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Conesville
Does Conesville flood?
Flood insurance has paid 3 claims in Conesville since 2011, $55K in all. The most claims came from Hurricane Irene (3).
Is Conesville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Schoharie County, 29% of homes in mapped flood zones carry federal flood insurance, and 1.6% of all homes do.
How much is flood insurance in Conesville?
FEMA’s Community Rating System list shows no discount for Conesville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Conesville?
By FEMA money that reached Conesville, Hurricane Irene (2011): 1 households applied for aid, $5K approved, and $383K to the Town of Conesville for repairs. By flood claims, Hurricane Irene: 3 paid, $55K.
Storm stories
Memories, warnings and help from neighbors in Conesville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Conesville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.