Old Episcopal Manse · Photo: Robert Drake · CC BY-SA 3.0Storms, floods and disasters in Prattsville
Prattsville isn’t graded for hazard risk: Prattsville has 701 residents; we grade towns of 1,000 or more. Flood insurance has paid 88 claims here since 1978.
What Prattsville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Prattsville flood? Sometimes: 88 flood claims since 1978
Every paid claim on a federal flood insurance policy in Prattsville, from FEMA’s records.
- Hurricane Irene37 claims · $4.0M
- Hurricane Floyd3 claims · $52K
Prattsville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Greene County.7 federal disasters brought FEMA money to Prattsville
Disasters that paid out in Prattsville itself (aid to households or repair grants to the Town of Prattsville), newest first, with that year’s flood claims.
- 2011Hurricane Irene225 households applied for aid$1.7M aid approved$3.5M to the Town of Prattsville for repairs37 flood claims paid for it, $4.0M
- 2008Severe Winter Storm$19K to the Town of Prattsville for repairs
- 2008Severe Winter Storm$8K to the Town of Prattsville for repairs
- 2005Severe Storms and Flooding$7K to the Town of Prattsville for repairs2 flood claims paid that year
- 2003Snow$4K to the Town of Prattsville for repairs
- 2002Snowstorms$8K to the Town of Prattsville for repairs
Show all 7
- 1999Hurricane Floyd Major Disaster Declarations$22K to the Town of Prattsville for repairs3 flood claims paid for it, $52K
Greene County has had 20 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Prattsville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Prattsville archive →Prattsville and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Roxbury | C−more damage than 85% | river and rain flooding | 7 |
| Ashland | — | 701 residents; we grade 1,000+ | |
| Conesville | — | 750 residents; we grade 1,000+ | |
| Lexington | — | 763 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Prattsville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Prattsville
Does Prattsville flood?
Flood insurance has paid 88 claims in Prattsville since 1978, $4.3M in all. 7 properties have flooded more than once. The most claims came from Hurricane Irene (37).
Is Prattsville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Greene County, 22% of homes in mapped flood zones carry federal flood insurance, and 1.1% of all homes do.
How much is flood insurance in Prattsville?
FEMA’s Community Rating System list shows no discount for Prattsville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Prattsville?
By FEMA money that reached Prattsville, Hurricane Irene (2011): 225 households applied for aid, $1.7M approved, and $3.5M to the Town of Prattsville for repairs. By flood claims, Hurricane Irene: 37 paid, $4.0M.
Storm stories
Memories, warnings and help from neighbors in Prattsville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Prattsville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.