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–Not graded
Natural hazards in Alexandria Bay · FEMA

Storms, floods and disasters in Alexandria Bay

Alexandria Bay isn’t graded for hazard risk: FEMA’s tract figures aren’t matched to Alexandria Bay yet. Flood insurance has paid 4 claims here since 1984.

Flood claims
4
paid since 1984 · $134K
Disasters paid out here
3
of 15 declared for Jefferson County
By hazard

What Alexandria Bay faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

88%of expected building damage
About average · lower than 56% of U.S. census tracts
Recorded about once a year in the area
Smaller shares here
 Earthquakes Strong wind Ice storms Tornadoes Hurricanes Wildfire Winter storms Lightning Hail Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Alexandria Bay flood? Rarely: 4 flood claims since 1984

Every paid claim on a federal flood insurance policy in Alexandria Bay, from FEMA’s records.

Paid flood claims, by year
1984: 1 claim1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 2 claims2018: 0 claims2019: 1 claim2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims198420172019
19842026
4
paid claims since 1984
$134K
paid to owners
0
homes flooded more than once
$33K
average claim
of all homes are insured
No community discount

Alexandria Bay isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.
Disasters

3 federal disasters brought FEMA money to Alexandria Bay

Disasters that paid out in Alexandria Bay itself (aid to households or repair grants to the Village of Alexandria Bay), newest first, with that year’s flood claims.

  1. 2017Flooding$239K to the Village of Alexandria Bay for repairs2 flood claims paid that year
  2. 2014Severe Winter Storm, Snowstorm, and Flooding$2K to the Village of Alexandria Bay for repairs
  3. 1999Snow$2K to the Village of Alexandria Bay for repairs
Disasters declared, by decade
Paid out in Alexandria BayJefferson County only

Jefferson County has had 15 natural disasters declared by the President since 1953, most often winter storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.

Were you here?

Old photos of Alexandria Bay after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Alexandria Bay archive →
Be ready

Get ready for what Alexandria Bay faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Alexandria Bay

Does Alexandria Bay flood?

Flood insurance has paid 4 claims in Alexandria Bay since 1984, $134K in all.

Is Alexandria Bay in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Jefferson County, 0.6% of all homes carry federal flood insurance.

How much is flood insurance in Alexandria Bay?

FEMA’s Community Rating System list shows no discount for Alexandria Bay’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Alexandria Bay?

By FEMA money that reached Alexandria Bay, Flooding (2017): $239K to the Village of Alexandria Bay for repairs.

Storm stories

Memories, warnings and help from neighbors in Alexandria Bay.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Alexandria Bay’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.