Photo: Smallbones · Public domainFEMA puts Vineland’s expected hazard damage per building below that of 84% of U.S. towns, led by river and rain flooding
On FEMA’s National Risk Index, Vineland gets an A− for hazard risk: lower expected damage per building than 84% of U.S. towns, #49 of 468 in New Jersey. Most of that expected damage is river and rain flooding (45%), then hurricanes (37%). Flood insurance has paid 44 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Vineland’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Vineland faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Earthquakes
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Vineland’s grade
River and rain flooding is 45% of the building damage FEMA expects in Vineland, and Vineland’s rate of river and rain flooding damage is lower than 93% of U.S. census tracts. Next is hurricanes at 37% (higher than 86% of U.S. census tracts).
A− #49 of 468 in New Jersey; lower expected damage per building than 84% of U.S. towns (21,298).
Vineland’s residents live in 14 census tracts; FEMA’s figures are combined by where they live.
The typical New Jersey town has higher expected damage than 56% of U.S. towns; within the state, Vineland has less expected damage per building than 90% of New Jersey towns.
In dollars, FEMA expects about $15.2M a year in losses across Vineland: $10.9M to buildings, the rest to people and crops.
Does Vineland flood? Sometimes: 44 flood claims since 1978
Every paid claim on a federal flood insurance policy in Vineland, from FEMA’s records: 1.9 per 1,000 homes, fewer than 63% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Irene19 claims · $222K
- The April 2007 nor’easter4 claims · $29K
- The March 2010 nor’easter1 claim · $2K
Vineland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cumberland County.10 federal disasters brought FEMA money to Vineland
Disasters that paid out in Vineland itself (aid to households or repair grants to the City of Vineland), newest first, with that year’s flood claims.
- 2020Tropical Storm Isaias$722K to the City of Vineland for repairs
- 2012Hurricane Sandy133 households applied for aid$171K aid approved$670K to the City of Vineland for repairs
- 2012Severe Storms and Straight-line Winds$3.4M to the City of Vineland for repairs
- 2011Hurricane Irene1,255 households applied for aid$1.9M aid approved$196K to the City of Vineland for repairs19 flood claims paid for it, $222K
- 2011Severe Storms and Flooding$6K to the City of Vineland for repairs
- 2010Severe Winter Storm and Snowstorm$65K to the City of Vineland for repairs
Show all 10
- 2010Severe Storms and Flooding367 households applied for aid$349K aid approved$25K to the City of Vineland for repairs
- 2010Severe Winter Storm and Snowstorm$119K to the City of Vineland for repairs
- 2009Snowstorm$95K to the City of Vineland for repairs1 flood claim paid that year
- 2007Severe Storms and Inland and Coastal Flooding1 households applied for aid$9K aid approved4 flood claims paid that year
Cumberland County has had 23 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Vineland after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Vineland archive →Vineland and its neighbors
Vineland is 3rd of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Deerfield Township | Aless damage than 90% | river and rain flooding | 6 |
| Pittsgrove Township | A−less damage than 84% | river and rain flooding | 7 |
| Vineland | A−less damage than 84% | river and rain flooding | 44 |
| Millville | B+less damage than 74% | river and rain flooding | 29 |
| Maurice River Township | Cmore damage than 70% | coastal flooding | 124 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Vineland faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Vineland
Is Vineland at risk for natural disasters?
On FEMA’s National Risk Index, Vineland has lower expected damage per building than 84% of U.S. towns: A− for hazard risk, #49 of 468 in New Jersey. Most of the expected damage is river and rain flooding (45%) and hurricanes (37%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Vineland flood?
Flood insurance has paid 44 claims in Vineland since 1978, $512K in all, or 1.9 per 1,000 homes, fewer than 63% of U.S. towns with a flood insurance record. 7 properties have flooded more than once. The most claims came from Hurricane Irene (19).
Is Vineland in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Cumberland County, 27% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.
How much is flood insurance in Vineland?
FEMA’s Community Rating System list shows no discount for Vineland’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Vineland?
By FEMA money that reached Vineland, Severe Storms and Straight-line Winds (2012): $3.4M to the City of Vineland for repairs. By flood claims, Hurricane Irene: 19 paid, $222K.
Is Vineland at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (45%), and Vineland’s rate for it is lower than 93% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Vineland.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Vineland’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.