Moshe Bayuk House · Photo: Smallbones · CC0FEMA expects less hazard damage per building in Pittsgrove Township than in 84% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Pittsgrove Township gets an A− for hazard risk: lower expected damage per building than 84% of U.S. towns, #48 of 468 in New Jersey. Most of that expected damage is river and rain flooding (68%), then strong wind (10%). Flood insurance has paid 7 claims here since 2007.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Pittsgrove Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Strong wind
Hurricanes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Pittsgrove Township’s grade
River and rain flooding is 68% of the building damage FEMA expects in Pittsgrove Township, and Pittsgrove Township’s rate of river and rain flooding damage is lower than 75% of U.S. census tracts. Strong wind adds 10%, at a rate in the top 4% of U.S. census tracts.
A− #48 of 468 in New Jersey; lower expected damage per building than 84% of U.S. towns (21,298).
Pittsgrove Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical New Jersey town has higher expected damage than 56% of U.S. towns; within the state, Pittsgrove Township has less expected damage per building than 90% of New Jersey towns.
In dollars, FEMA expects about $2.4M a year in losses across Pittsgrove Township: $1.5M to buildings, the rest to people and crops.
Does Pittsgrove Township flood? Rarely: 7 flood claims since 2007
Every paid claim on a federal flood insurance policy in Pittsgrove Township, from FEMA’s records: 2.1 per 1,000 homes, fewer than 60% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Irene2 claims · $9K
- The April 2007 nor’easter2 claims · $13K
Pittsgrove Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Salem County.6 federal disasters brought FEMA money to Pittsgrove Township
Disasters that paid out in Pittsgrove Township itself (aid to households or repair grants to Pittsgrove Township), newest first, with that year’s flood claims.
- 2012Hurricane Sandy7 households applied for aid$18K aid approved
- 2012Severe Storms and Straight-line Winds$33K to Pittsgrove Township for repairs
- 2011Hurricane Irene189 households applied for aid$581K aid approved$52K to Pittsgrove Township for repairs2 flood claims paid for it, $9K
- 2011Severe Storms and Flooding$12K to Pittsgrove Township for repairs
- 2010Severe Winter Storm and Snowstorm$18K to Pittsgrove Township for repairs
- 2009Snowstorm$17K to Pittsgrove Township for repairs
Salem County has had 18 natural disasters declared by the President since 1953, most often winter storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Pittsgrove Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Pittsgrove Township archive →Pittsgrove Township and its neighbors
Pittsgrove Township is 6th of the 7 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Elmer | A+less damage than 96% | river and rain flooding | 1 |
| Upper Deerfield Township | Aless damage than 92% | river and rain flooding | 3 |
| Upper Pittsgrove Township | Aless damage than 92% | river and rain flooding | 2 |
| Deerfield Township | Aless damage than 90% | river and rain flooding | 6 |
| Franklin Township | Aless damage than 89% | river and rain flooding | 11 |
| Pittsgrove Township | A−less damage than 84% | river and rain flooding | 7 |
| Vineland | A−less damage than 84% | river and rain flooding | 44 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Pittsgrove Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Pittsgrove Township
Is Pittsgrove Township at risk for natural disasters?
On FEMA’s National Risk Index, Pittsgrove Township has lower expected damage per building than 84% of U.S. towns: A− for hazard risk, #48 of 468 in New Jersey. Most of the expected damage is river and rain flooding (68%) and strong wind (10%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Pittsgrove Township flood?
Flood insurance has paid 7 claims in Pittsgrove Township since 2007, $47K in all, or 2.1 per 1,000 homes, fewer than 60% of U.S. towns with a flood insurance record. The most claims came from Hurricane Irene (2).
Is Pittsgrove Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Salem County, 39% of homes in mapped flood zones carry federal flood insurance, and 7.0% of all homes do.
How much is flood insurance in Pittsgrove Township?
FEMA’s Community Rating System list shows no discount for Pittsgrove Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Pittsgrove Township?
By FEMA money that reached Pittsgrove Township, Hurricane Irene (2011): 189 households applied for aid, $581K approved, and $52K to Pittsgrove Township for repairs. By flood claims, Hurricane Irene: 2 paid, $9K.
Is Pittsgrove Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (68%), and Pittsgrove Township’s rate for it is lower than 75% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Pittsgrove Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Pittsgrove Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.