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Money Island NJ commercial fishing and crabbing docks
New Jersey›Cumberland County

Money IslandNJ

It is a town of 25 residents in New Jersey.

2 bordering townsMap →
Photo: Taxwriter2016 · CC BY-SA 4.0
Photo of Money Island

Money Island, NJ · Photo: Taxwriter2016 · CC BY-SA 4.0 · Source ↗

Is Money Island a good place to live?

44% of residents live below the poverty line in Money Island, where New Jersey’s towns sit at 6.1% and U.S. towns at 9.6%. No town among the 469 in New Jersey we compare has a higher share of homes lived in by their owners than Money Island. 47% of the land in Money Island is conserved, where New Jersey’s towns sit at 11% and U.S. towns at 4.3%. The biggest park or preserve is Gandy's Beach Preserve, at 60 acres. Money Island has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

By the sea

Money Island lives by the ocean

Coastal flooding makes up 67% of the storm damage FEMA expects here.

67%of expected storm damage is coastal flooding
100thpercentile for coastal flood risk nationally
87thpercentile for hurricane risk
On the water
  • Gandy's Beach Preserve

FEMA National Risk Index · OpenFEMA · OpenStreetMap

Getting set up

Moving to Money Island: who provides what

Money Island is unincorporated, so Cumberland County and regional agencies provide most services.

PowerAtlantic City Electric25.8¢/kWh · EIA 2025HIFLD · EIA
InternetProviders and speedsData pending · D4
Trash & county servicesCumberland CountyCumberland County provides services here
SchoolsDowne Township School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn New Jersey you can register online until 21 days before Election Day, in person until 21 days before Election Day, or by mail (postmarked 21 days before).vote.gov
Who runs elections hereCumberland County ClerkCumberland County; contacts on the Handbook page.FVAP, Aug 2023
ZIP code0834508345 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Money Island.

Outdoors

In Money Island, trail density runs higher than in the typical New Jersey or U.S. town

Walkers can cover 0.7 miles of trail in 2 parks and preserves. Parks and preserves in Money Island: 2, covering 68 acres.

46.6%conserved
46.6%
conserved · 68 of 146 acres
0.7 mi
of trails · 3.5 per sq mi
Biggest places to walkTrailsAcres
1. Gandy's Beach Preserve0.1 mi60
2. Nantuxent Wildlife Management Area—8

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Natural hazards

Money Island stands out in New Jersey and nationally: the FEMA risk score there is higher

Of the losses FEMA expects in Money Island, 67% come from coastal flooding and 17% from inland flooding. Expected storm and flood damage is higher than in 99% of U.S. communities.

99risk score of 100
FEMA risk score
99Very high riskLowerHigher
Coastal floodingInland floodingHurricanes

FEMA National Risk Index · OpenFEMA

Climate

In Money Island, expect four seasons and pleasant summers

Winters in Money Island are chilly and summers warm. Summer afternoons peak near 85° in July, and January nights bottom out around 28°; snowfall runs to about 12 inches a winter.

12″snow a winter

Typical low → high °F

Winter29–45°
Spring44–62°
Summer67–83°
Fall50–67°
Oct 23
typical first frost
Apr 24
typical last frost
+2.2°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Health

How healthy Money Island is

The share of adults in Money Island who had a checkup this year: 77%. In Money Island, 15% of adults report frequent physical distress, and 40% sleep under 7 hours.

Money IslandNew Jersey townsU.S. towns
Smoke cigarettes (CDC PLACES)17%11%14%
Frequent physical distress (CDC PLACES)15%12%14%
Sleep under 7 hours (CDC PLACES)40%36%36%
Frequent mental distress (CDC PLACES)18%15%17%
32 measures vs. New Jersey
0 better19 too close to call13 worse
What stands outMoney IslandNJ
More smokers16.5%10.9%
More adults with COPD7.7%5.1%
More older adults who have lost all their teeth12.7%9.6%
Inspira Medical Center Vineland
14.6 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

$225Kmedian sale price
0
homes sold in September

Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Money Island

14pages on Money Island
After high school

Colleges nearby

1 within 15 miles of the center of Money Island

Small town

25 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Downe TownshipLawrence TownshipDowne TownshipLawrence TownshipMoney Island

About Money Island

Populated place in Cumberland County, New Jersey, US

Money Island is an unincorporated community and census-designated place (CDP) that is the smallest and most remote of five rural communities that make up Downe Township in Cumberland County in the U.S. state of New Jersey. The road that led to the development of Money Island was constructed in the late 1930s. In the 1940s, the first homes were constructed in the community. The community is located on the shore of the Delaware Bay on the southern side of Nantuxent Creek. Its location may be described as the southwest corner of New Jersey. Money Island is a low-income community which has been devastated by sea level rise and Hurricane Sandy. Local opinions have been divided regarding particip…

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
0.2 sq mi
Elevation
-3 ft

Questions about Money Island

Short answers, built from the data on this page.

Is Money Island, NJ a good place to live?

Money Island has fewer than 1,000 residents, too few for fair grades; the figures below are still real.