How Loch Arbour came to be
From Wikipedia’s history of Loch Arbour.
Loch Arbour was incorporated as a village by an act of the New Jersey Legislature on April 23, 1957, from portions of Ocean Township, based on the results of a referendum held that same day. The borough was named after Lochaber, Scotland.
Its formation was driven by efforts to build beachfront condominiums in the area. Residents who sought to prevent the development led the secession, taking with them the last portion of oceanfront property in what The New York Times described as "the now ironically-named Ocean Township."
In 1997, Loch Arbour voters rejected a ballot proposal that would have it merge back into Ocean Township by an 88–69 margin, and proposals to merge with Allenhurst or Interlaken failed by a nearly 10–1 margin.
Text from Wikipedia, licensed CC BY-SA 4.0.

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