Storms, floods and disasters in Franklin Park
Franklin Park isn’t graded for hazard risk: Franklin Park is a Census area inside a town, graded with the town. Flood insurance has paid 1 claim here since 2010.
What Franklin Park faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Franklin Park flood? Rarely: 1 flood claim since 2010
Every paid claim on a federal flood insurance policy in Franklin Park, from FEMA’s records.
- The March 2010 nor’easter1 claim · $24K
Franklin Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Somerset County.The storms Franklin Park remembers
None of the 22 disasters declared for Somerset County shows FEMA aid or repair money reaching Franklin Park itself in FEMA’s records, so these are its biggest flood-claim years.
- 20101 flood claims paidThe year of Severe Winter Storm and Snowstorm, declared for Somerset County
Somerset County has had 22 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Franklin Park after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Franklin Park archive →Franklin Park and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| South Brunswick Township | B+less damage than 70% | river and rain flooding | 42 |
| North Brunswick Township | Bless damage than 58% | river and rain flooding | 20 |
| Franklin Township | B−more damage than 55% | river and rain flooding | 188 |
| Six Mile Run | — | a Census area inside a town; graded with the town | |
| Ten Mile Run | — | a Census area inside a town; graded with the town | |
| Pleasant Plains | — | 468 residents; we grade 1,000+ | |
| Kendall Park | — | a Census area inside a town; graded with the town | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Franklin Park faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Franklin Park
Does Franklin Park flood?
Flood insurance has paid 1 claim in Franklin Park since 2010, $24K in all. The most claims came from March 2010 Nor'easter (1).
Is Franklin Park in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Somerset County, 53% of homes in mapped flood zones carry federal flood insurance, and 1.4% of all homes do.
How much is flood insurance in Franklin Park?
FEMA’s Community Rating System list shows no discount for Franklin Park’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Franklin Park?
By flood claims, March 2010 Nor'easter: 1 paid, $24K.
Storm stories
Memories, warnings and help from neighbors in Franklin Park.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Franklin Park’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.