Photo: Mr. Matté (if there is an issue with this image, contact me using this image's Commons talk page, my Commons user talk page, or my English Wikipedia user talk page; I'll know about it a lot faster) · CC BY-SA 4.0FEMA puts Carneys Point Township’s expected hazard damage per building above that of 83% of U.S. towns, mostly from coastal flooding
On FEMA’s National Risk Index, Carneys Point Township gets a C− for hazard risk: higher expected damage per building than 83% of U.S. towns, #397 of 468 in New Jersey. Most of that expected damage is coastal flooding (60%), then river and rain flooding (28%). Flood insurance has paid 56 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Carneys Point Township’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Carneys Point Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Coastal flooding
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Carneys Point Township’s grade
Coastal flooding is 60% of the building damage FEMA expects in Carneys Point Township, and Carneys Point Township’s rate of coastal flooding damage is in the top 1% of U.S. census tracts. Strong wind adds 4%, at a rate in the top 4% of U.S. census tracts.
C− #397 of 468 in New Jersey; higher expected damage per building than 83% of U.S. towns (21,298).
Carneys Point Township’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
The typical New Jersey town has higher expected damage than 56% of U.S. towns; within the state, Carneys Point Township has more expected damage per building than 85% of New Jersey towns.
In dollars, FEMA expects about $5.8M a year in losses across Carneys Point Township: $4.5M to buildings, the rest to people and crops.
Does Carneys Point Township flood? Sometimes: 56 flood claims since 1979
Every paid claim on a federal flood insurance policy in Carneys Point Township, from FEMA’s records: 13.9 per 1,000 homes, more than 79% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Irene11 claims · $164K
- Hurricane Sandy8 claims · $302K
- Hurricane Floyd7 claims · $21K
Carneys Point Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Salem County.4 federal disasters brought FEMA money to Carneys Point Township
Disasters that paid out in Carneys Point Township itself (aid to households or repair grants to Carneys Point Township), newest first, with that year’s flood claims.
- 2012Hurricane Sandy14 households applied for aid$24K aid approved$24K to Carneys Point Township for repairs8 flood claims paid for it, $302K
- 2011Hurricane Irene38 households applied for aid$33K aid approved$9K to Carneys Point Township for repairs11 flood claims paid for it, $164K
- 2010Severe Winter Storm and Snowstorm$10K to Carneys Point Township for repairs
- 2009Snowstorm$10K to Carneys Point Township for repairs
Salem County has had 18 natural disasters declared by the President since 1953, most often winter storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Carneys Point Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Carneys Point Township archive →Carneys Point Township and its neighbors
Carneys Point Township is 6th of the 7 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Pilesgrove Township | Bless damage than 60% | river and rain flooding | 2 |
| Oldmans Township | B−more damage than 52% | river and rain flooding | 2 |
| Mannington Township | C+more damage than 63% | river and rain flooding | 1 |
| Wilmington | Cmore damage than 74% | river and rain flooding | 202 |
| Penns Grove | C−more damage than 81% | coastal flooding | 198 |
| Carneys Point Township | C−more damage than 83% | coastal flooding | 56 |
| Pennsville Township | Dmore damage than 92% | coastal flooding | 167 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Carneys Point Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Know your evacuation zone and the way off the coast.
- Storm surge comes fast: leave when you’re told, not when the water arrives.
- Move cars to high ground before king tides and nor’easters.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Carneys Point Township
Is Carneys Point Township at risk for natural disasters?
On FEMA’s National Risk Index, Carneys Point Township has higher expected damage per building than 83% of U.S. towns: C− for hazard risk, #397 of 468 in New Jersey. Most of the expected damage is coastal flooding (60%) and river and rain flooding (28%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Carneys Point Township flood?
Flood insurance has paid 56 claims in Carneys Point Township since 1979, $747K in all, or 13.9 per 1,000 homes, more than 79% of U.S. towns with a flood insurance record. 4 properties have flooded more than once. The most claims came from Hurricane Irene (11).
Is Carneys Point Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Salem County, 39% of homes in mapped flood zones carry federal flood insurance, and 7.0% of all homes do.
How much is flood insurance in Carneys Point Township?
FEMA’s Community Rating System list shows no discount for Carneys Point Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Carneys Point Township?
By FEMA money that reached Carneys Point Township, Hurricane Sandy (2012): 14 households applied for aid, $24K approved, and $24K to Carneys Point Township for repairs. By flood claims, Hurricane Irene: 11 paid, $164K.
Is Carneys Point Township at risk from coastal flooding?
It is the largest share of the building damage FEMA expects here (60%), and Carneys Point Township’s rate for it is in the top 1% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Carneys Point Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Carneys Point Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.