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B−Hazard risk
Natural hazards in Oldmans Township · FEMA

For strong wind, Oldmans Township’s building-damage rate is in the top 4% of U.S. census tracts

On FEMA’s National Risk Index, Oldmans Township gets a B− for hazard risk: higher expected damage per building than 52% of U.S. towns. Most of that expected damage is river and rain flooding (72%). Flood insurance has paid 2 claims here since 1999.

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 52%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
By hazard

What Oldmans Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

72%of expected building damage
About average · higher than 59% of U.S. census tracts
Recorded about 2 times a year in the area

Strong wind

8%of expected building damage
Well above average · in the top 4% of U.S. census tracts
Recorded about 6 times a year in the area

Earthquakes

7%of expected building damage
Above average · higher than 73% of U.S. census tracts

Coastal flooding

6%of expected building damage
Well above average · in the top 3% of U.S. census tracts
Smaller shares here
 Hurricanes Tornadoes Wildfire Winter storms Ice storms Hail Lightning Cold waves Heat waves Landslides
FEMA models no building damage here
AvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Oldmans Township’s grade

River and rain flooding is 72% of the building damage FEMA expects in Oldmans Township, and Oldmans Township’s rate of river and rain flooding damage is higher than 59% of U.S. census tracts. Strong wind adds 8%, at a rate in the top 4% of U.S. census tracts.

Where Oldmans Township sits
Oldmans Township
Least damageMiddleMost damage

B− higher expected damage per building than 52% of U.S. towns (21,298).

All of Oldmans Township’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding72%Strong wind8%Earthquakes7%Everything else13%

In dollars, FEMA expects about $1.2M a year in losses across Oldmans Township: $923K to buildings, the rest to people and crops.

Shared tract.All of Oldmans Township’s 1,910 residents (2020 census) live in one census tract, which it shares with Pedricktown CDP (487 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the township’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Oldmans Township flood? Rarely: 2 flood claims since 1999

Every paid claim on a federal flood insurance policy in Oldmans Township, from FEMA’s records: 3.0 per 1,000 homes, fewer than 52% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1999: 1 claim2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 1 claim2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims19992007
19992026
Biggest named events
  • Hurricane Floyd1 claim · $3K
  • The April 2007 nor’easter1 claim · $3K
2
paid claims since 1999
$6K
paid to owners
0
homes flooded more than once
$3K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Oldmans Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Salem County.
Disasters

3 federal disasters brought FEMA money to Oldmans Township

Disasters that paid out in Oldmans Township itself (aid to households or repair grants to Oldmans Township), newest first, with that year’s flood claims.

  1. 2011Hurricane Irene$3K to Oldmans Township for repairs
  2. 2010Severe Winter Storm and Snowstorm$3K to Oldmans Township for repairs
  3. 2009Snowstorm$3K to Oldmans Township for repairs
Disasters declared, by decade
Paid out in Oldmans TownshipSalem County only

Salem County has had 18 natural disasters declared by the President since 1953, most often winter storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.

Were you here?

Old photos of Oldmans Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Oldmans Township archive →
Next door

Oldmans Township and its neighbors

Oldmans Township is 4th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Woolwich TownshipA−less damage than 85%river and rain flooding6
Pilesgrove TownshipBless damage than 60%river and rain flooding2
Logan TownshipB−less damage than 55%river and rain flooding25
Oldmans TownshipB−more damage than 52%river and rain flooding2
Carneys Point TownshipC−more damage than 83%coastal flooding56
Pedricktown—424 residents; we grade 1,000+
Auburn—a Census area inside a town; graded with the town

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Oldmans Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
High winds
  • Trim dead limbs over the house and driveway.
  • Tie down trash cans and outdoor furniture.
  • Stay clear of downed lines and call the utility.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
When the tide surges
  • Know your evacuation zone and the way off the coast.
  • Storm surge comes fast: leave when you’re told, not when the water arrives.
  • Move cars to high ground before king tides and nor’easters.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Oldmans Township

Is Oldmans Township at risk for natural disasters?

On FEMA’s National Risk Index, Oldmans Township has higher expected damage per building than 52% of U.S. towns: B− for hazard risk. Most of the expected damage is river and rain flooding (72%) and strong wind (8%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Oldmans Township flood?

Flood insurance has paid 2 claims in Oldmans Township since 1999, $6K in all, or 3.0 per 1,000 homes, fewer than 52% of U.S. towns with a flood insurance record. The most claims came from Hurricane Floyd (1).

Is Oldmans Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Salem County, 39% of homes in mapped flood zones carry federal flood insurance, and 7.0% of all homes do.

How much is flood insurance in Oldmans Township?

FEMA’s Community Rating System list shows no discount for Oldmans Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Oldmans Township?

By FEMA money that reached Oldmans Township, Hurricane Irene (2011): $3K to Oldmans Township for repairs. By flood claims, Hurricane Floyd: 1 paid, $3K.

Is Oldmans Township at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (72%), and Oldmans Township’s rate for it is higher than 59% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Oldmans Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Oldmans Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.