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Waterloo
Nebraska›Douglas County

WaterlooNE

J. C. Robinson House · Photo: Ammodramus · CC0
Photo of Waterloo

Waterloo, NE · J. C. Robinson House · Photo: Ammodramus · CC0

Is Waterloo a good place to live?

Among 51 Nebraska towns, just one has a higher typical home value than Waterloo. J. C. Robinson House is on the National Register of Historic Places. Waterloo has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

What makes Waterloo stand out

Where Waterloo beats most towns.

Small town

917 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
J. C. Robinson House
J. C. Robinson House · National Register of Historic Places
Waterloo’s story

155 years in pictures

Census counts: 164 in 1880, 935 in 2020. The archive holds 18 old photos and papers going back to 1941 and 2 maps from 1968 on.

1 place on the National Register of Historic Places.

  • 1871Waterloo is settled
Explore the history →
Nearby attractions

Memorial Stadium and 35 more within 40 miles

Museums, parks, gardens and other places to visit around Waterloo. Close and well known come first.

All 36 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Memorial Stadium: Bobak Ha'Eri, CC BY 3.0 · Omaha’s Henry Doorly Zoo and Aquarium: OmahaZoo, Public domain · Loess Hills: Bill Whittaker, CC BY-SA 3.0 · Strategic Air and Space Museum: User Kandykornhead on en.wikipedia, Public domain · Joslyn Art Museum: akasped, CC BY 2.0 · Pinnacle Bank Arena: CrunchySkies, CC BY-SA 3.0

Getting set up

Moving to Waterloo: who provides what

Who provides power, water and the rest in Waterloo, and how to reach them.

The full setup list →
PowerOmaha Public Power District13.3¢/kWh · EIA 2025HIFLD · EIA
WaterVillage of WaterlooNo health-based violations in 5 years · EPAEPA
Internet7 providers98% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Waterloo’s trash rules yet
SchoolsDouglas County West Community SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Nebraska you can register online until 18 days before Election Day, in person until 11 days before Election Day, or by mail (postmarked 18 days before).vote.gov
Who runs elections hereDouglas Election CommissionerDouglas County; contacts on the Handbook page.FVAP, Feb 2025
ZIP code6806968069 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 30, 2026.

The data

Ordered by what stands out in Waterloo.

Housing

Waterloo’s typical home value is about $453K

Only 3 of the 57 Nebraska towns we compare have a higher going rate for rent than Waterloo. The share of households in Waterloo who live in a home they own is 71%, above the Nebraska town median (67%) and near the median of U.S. towns (73%).

$453KZillow home value
WaterlooNebraska townsU.S. towns
Median rent$1,300 a month$914 a month$1,185 a month
Households that own their home71%67%73%

Typical home value

Waterloo$453K
Nebraska$278K
+5.5%
value change, 1 year
2
homes sold in September

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Natural hazards

The biggest natural risk in Waterloo is inland flooding, at a very high overall level

The risk rating from FEMA for Waterloo comes to 84 of 100, against 55 of 100 in Nebraska’s towns and 44 of 100 across U.S. towns. Paid flood insurance claims here since 1978: 8. 64% of the town’s expected losses from natural hazards come from inland flooding, followed by tornadoes at 14%. Federal disaster aid has reached households in Waterloo after 7 declared disasters, most recently in 2024.

84risk score of 100
FEMA risk score
84Very high riskLowerHigher
Inland floodingTornadoesHail
8
paid flood claims since 1978
7
federal disasters paid out here

FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Climate

Four seasons and pleasant summers: that is Waterloo’s year

In July, afternoons reach 87°; in January, nights fall to 14°, and about 34 inches of snow falls in a winter.

34″snow a winter

Typical low → high °F

Winter17–36°
Spring40–62°
Summer63–85°
Fall41–64°
Oct 21
typical first frost
Apr 15
typical last frost
+1.1°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commute

More than half of Waterloo’s working residents commute to Omaha

Most working residents leave Waterloo for work: only 4% work in town. The average trip to work for Waterloo comes to 23 minutes. Between 2013 and 2023, jobs here rose by 24, to 451. The top destinations are Omaha (57%), Valley (7%) and Lincoln (4%).

4%work in town
WaterlooNebraska townsU.S. towns
Working residents who work in town4%34%8%
Average trip to work23 minutes17 minutes25 minutes
Work from home12%5.4%11%
Below the poverty line7.6%11%9.6%

Where working residents work

In Waterloo4%
Omaha57%
Valley7%
Lincoln4%
Papillion3%
11 mi
median commute distance
451
jobs based in Waterloo
Balanced
jobs vs. working residents

Census LEHD 2023 · ACS

Safety

Crime reported in Waterloo

In a town this small, a few incidents move the numbers a lot, so rates aren't shown.

Waterloo is small, so we show counts rather than rates.

0
violent crimes reported in 2025
3
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Health

How healthy Waterloo is

7.4% of Waterloo adults worry about having enough food. This Nebraska town does better than the Nebraska average on 19 of 32 CDC measures and worse on 1. Two figures for adults here: 17% get no exercise outside work, 9.5% report frequent physical distress. Among 58 Nebraska towns, just 3 have a lower share of adults who smoke cigarettes than Waterloo.

WaterlooNebraska townsU.S. towns
Binge drink (CDC PLACES)23%19%16%
Get no exercise (CDC PLACES)17%28%25%
Frequent physical distress (CDC PLACES)9.5%13%14%
Diabetes (CDC PLACES)7.8%11%12%
32 measures vs. Nebraska
19 better12 too close to call1 worse
What stands outWaterlooNE
Fewer older adults who have lost all their teeth7.2%12.4%
Fewer adults facing food insecurity7.4%12.3%
More binge drinkers22.5%19.7%
CHI Health Lakeside
6.7 mi away · emergency room
None
primary care, dental or mental-health shortage

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Outdoors

In Waterloo, 1.1% of the land is conserved

2 parks and preserves cover 5 acres in Waterloo.

1.1%conserved
1.1%
conserved · 7 of 592 acres
0.0 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. Syngenta Park—3
2. Waterloo Memorial Park—2

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Waterloo

18pages on Waterloo
After high school

Colleges nearby

6 within 15 miles of the center of Waterloo

About Waterloo

Village in Douglas County, Nebraska, United States

Waterloo is a village in Douglas County, Nebraska, United States. The population was 935 at the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
0.6 sq mi
Elevation
1,129 ft
ZIP code
68069

Questions about Waterloo

Short answers, built from the data on this page.

Is Waterloo, NE a good place to live?

Waterloo has fewer than 1,000 residents, too few for fair grades; the figures below are still real.