Guest, Sign inJoin

Post to Topsail Beach

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in
Topsail Beach
North Carolina›Pender County

Topsail BeachNC

A town of 503, settled in 1970.

Trash day: Monday
1 bordering townMap →
US Naval Ordnance Testing Facility Assembly Building · Public domain
Photo of Topsail Beach

Topsail Beach, NC · US Naval Ordnance Testing Facility Assembly Building · Public domain

Is Topsail Beach a good place to live?

59% of adults 25 and older hold a bachelor’s degree or more in Topsail Beach, above both the North Carolina town median (29%) and the median of U.S. towns (29%). Among 291 North Carolina towns, just 1 have a higher median age than Topsail Beach. Topsail Beach has 3 places on the National Register of Historic Places, among them Belvidere Plantation House. Topsail Beach has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

By the sea

Topsail Beach lives by the ocean

Coastal flooding makes up 31% of the storm damage FEMA expects here.

31%of expected storm damage is coastal flooding
100thpercentile for coastal flood risk nationally
1,793paid flood-insurance claims since 1978
9storm & flood disasters paid out here

FEMA National Risk Index · OpenFEMA · OpenStreetMap

US Naval Ordnance Testing Facility Assembly Building
US Naval Ordnance Testing Facility Assembly Building · National Register of Historic Places
Topsail Beach’s story

56 years in pictures

Census counts: 108 in 1970, 461 in 2020. The archive holds 3 old photos and papers and a map from 1942 on.

3 places on the National Register of Historic Places.

  • 1970Topsail Beach is settled
Explore the history →
Getting set up

Moving to Topsail Beach: who provides what

Who provides power, water and the rest in Topsail Beach, and how to reach them.

The full setup list →
PowerDuke Energy15.2¢/kWh · EIA 2025HIFLD · EIA
WaterTown of Topsail Beach water system4 health-based violations in 5 years · EPAEPA
Internet4 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpMondayTrash dayTown site
SchoolsPender County SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn North Carolina you can register online until 25 days before Election Day, in person with same-day registration during the early voting period, or by mail (postmarked 25 days before).vote.gov
Who runs elections herePender County Board of ElectionsPender County; contacts on the Handbook page.FVAP, May 2019
ZIP code2844528445 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Topsail Beach.

Housing

A larger share of households in Topsail Beach own their home than in the typical North Carolina or U.S. town

96% of Topsail Beach households own their home, where North Carolina’s towns sit at 67% and U.S. towns at 73%. Typical home values rose 4.7% in the year to September 2026.

$947KZillow home value

Typical home value

Topsail Beach$947K
North Carolina$332K
Market temperature
BalancedA seller's marketBuyer’sSeller’s
69
days on market
96.2%
sale-to-list price
+4.7%
value change, 1 year
5
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Natural hazards

Hurricanes leads a very high hazard risk in Topsail Beach

Expected storm and flood damage is higher than in 99% of U.S. communities. Since 1978, 1,793 flood insurance claims have been paid out in Topsail Beach.

99risk score of 100
FEMA risk score
99Very high riskLowerHigher
HurricanesCoastal floodingInland flooding
1,793
paid flood claims since 1978
9
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Climate

Topsail Beach has mild winters and hot summers

Topsail Beach has mild winters and warm summers, with plenty of rain. July afternoons reach 89°, January nights drop to 36° and snow is almost unheard of.

89°summer high

Typical low → high °F

Winter38–58°
Spring52–73°
Summer71–87°
Fall56–75°
Nov 13
typical first frost
Mar 26
typical last frost
+1.0°
vs. the 20th-century average
89°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Work & commute

With 0.9 jobs for every working resident, most of Topsail Beach’s workers commute out

Most working residents leave Topsail Beach for work: only 2% work in town. Topsail Beach’s average trip to work is 34 minutes. Jobs based in Topsail Beach fell to 145 in 2023, 24 fewer than in 2013.

2%work in town
Topsail BeachNorth Carolina townsU.S. towns
Average trip to work34 minutes24 minutes25 minutes
Median household income$93,000$69,000$80,000
Below the poverty line7.6%13%9.6%
Working residents who work in town2.5%6.8%8%

Where working residents work

In Topsail Beach2%
Surf City18%
Wilmington8%
Hampstead7%
Charlotte4%
20 mi
median commute distance
145
jobs based in Topsail Beach
Balanced
jobs vs. working residents

Census LEHD 2023 · ACS

Health

A smaller share of adults report frequent mental distress in Topsail Beach than in most of North Carolina or the rest of the country

11% of adults report frequent mental distress in Topsail Beach. Only 4 of the 290 North Carolina towns we compare have a lower share of adults who feel lonely than Topsail Beach. 14% of adults say their health is fair or poor in Topsail Beach.

Topsail BeachNorth Carolina townsU.S. towns
Frequent mental distress (CDC PLACES)11%17%17%
Sleep under 7 hours (CDC PLACES)26%34%36%
Feel lonely (CDC PLACES)25%33%33%
Yearly checkup (CDC PLACES)86%80%79%
32 measures vs. North Carolina
18 better9 too close to call5 worse
What stands outTopsail BeachNC
Fewer adults facing housing insecurity4.3%12.2%
Fewer older adults who have lost all their teeth4.9%13.9%
More adults who have had cancer14.6%7.9%
Novant Health New Hanover Regional Medical Center
In Wilmington · emergency room
2 of 3
care shortages: primary care, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Nearby attractions

Fort Fisher and 10 more within 40 miles

Museums, parks, gardens and other places to visit around Topsail Beach. Close and well known come first.

All 12 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Fort Fisher: Eric T. Gunther, CC BY 3.0 · Orton Plantation: AgnosticPreachersKid., CC BY-SA 3.0 · Brunswick Town: Brunswick1726, CC BY-SA 4.0 · Moores Creek National Battlefield: Unknown authorUnknown author, Public domain · Thalian Hall: Sanfranman59, CC BY-SA 3.0

Keep exploring

Everything we know about Topsail Beach

16pages on Topsail Beach
After high school

Colleges nearby

None within 15 miles of Topsail Beach; the nearest are

Small town

503 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Surf CitySurf CityTopsail Beach

Landmarks

3 places in Topsail Beach on the National Register of Historic Places.

All landmarks →

About Topsail Beach

Town in North Carolina, United States

Official town website ↗

Topsail Beach is a town in Pender County, North Carolina, United States. As of the 2020 census, Topsail Beach had a population of 461. It is part of the Wilmington, NC Metropolitan Statistical Area.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
5.9 sq mi
Elevation
7 ft

Questions about Topsail Beach

Short answers, built from the data on this page.

Is Topsail Beach, NC a good place to live?

Topsail Beach has fewer than 1,000 residents, too few for fair grades; the figures below are still real.