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Union County Courthouse, Monroe, NC September 2017, side view
North Carolina›Union County

MonroeNC

A town of 42,644, settled in 1843.

Trash day: look up yours
3 bordering townsMap →
Photo: Beckycafferylepage · CC BY-SA 4.0
Photo of Monroe

Monroe, NC · Photo: Beckycafferylepage · CC BY-SA 4.0 · Source ↗

Is Monroe a good place to live?

Monroe grades C− overall, ranked 188th of 286 in North Carolina, with clear strengths and some subjects that lag. Its schools outperform 84% of the state's. On the other side, it reports more crime per resident than 93% of U.S. towns, including 220 violent crimes reported to the FBI in 2025. Monroe’s violent crime rate is 5.3 per 1,000 residents, above both the North Carolina town median (3.1) and the median of U.S. towns (1.6). Monroe has 7 places on the National Register of Historic Places, among them Monroe City Hall and John C. Sikes House. Monroe's civic life (library use, community groups, volunteering) trails 85% of U.S. towns.

What makes Monroe stand out

Where Monroe beats most towns, and one thing worth knowing.

A job hub

Every workday, about 22,367 people come to Monroe for work

Where Monroe’s working residents go each day. Line width shows the share.

29% → Charlotte Charlotte 29% 6% → Indian Trail Indian Trail 6% 3% → Matthews Matthews 3% 2% → Raleigh Raleigh 2% 2% → Concord Concord 2% 1% → Stallings Stallings 1% Monroe · 22% stay
25,643jobs based in Monroe
22%of working residents work in town
17 mimedian commute distance

Census LEHD 2023

How Monroe grades

Each subject compared with towns across the country (schools within North Carolina), ordered by how far Monroe is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Monroe City Hall
Monroe City Hall · National Register of Historic Places
Monroe’s story

183 years in pictures

Census counts: 204 in 1850, 34,562 in 2020. The archive holds 6 old photos and papers going back to 1874 and 2 maps from 1971 on.

7 places on the National Register of Historic Places.

  • 1843Monroe is settled
Explore the history →
Getting set up

Moving to Monroe: who provides what

Who provides power, water and the rest in Monroe, and how to reach them.

The full setup list →
PowerCity of Monroe11.7¢/kWh · EIA 2025HIFLD · EIA
WaterCity of Monroe water system1 health-based violation in 5 years · EPAEPA
Internet6 providers96% of addresses get 100/20 MbpsFCC
Trash & dumpBy addressTown’s hauler · day by addressTown site
SchoolsUnion County Public SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn North Carolina you can register online until 25 days before Election Day, in person with same-day registration during the early voting period, or by mail (postmarked 25 days before).vote.gov
Who runs elections hereUnion County Board of ElectionsUnion County; contacts on the Handbook page.FVAP, May 2019
ZIP codes28110, 28112, 2807928110 62% · 28112 35% · 28079 3%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Monroe.

Monroe has schools in the top 5% of North Carolina, draws workers from Charlotte and beyond and costs less than Unionville or any other town next door.

Work & commuteJobs & income grade B−

About one in five working residents works right in Monroe

25,643 jobs are based in Monroe, 1.7 for every working resident, so most of the people who work here commute in.

About one in 5 of Monroe’s working residents works in town. The average trip to work in Monroe is 30 minutes. Since 2013, Monroe has added 2,693 jobs, to 25,643 in 2023.

22%work in town
MonroeNorth Carolina townsU.S. towns
Working residents who work in town22%6.8%8%
Average trip to work30 minutes24 minutes25 minutes
Work from home7.5%12%11%
Below the poverty line13%13%9.6%

Where working residents work

In Monroe22%
Charlotte29%
Indian Trail6%
Matthews3%
Raleigh2%
17 mi
median commute distance
25,643
jobs based in Monroe
A job hub
jobs vs. working residents
C+
Walkability grade: more walkable than 40% of U.S. towns

Census LEHD 2023 · ACS

SchoolsA−

For schools, Monroe earns an A−

Its A− ranks #3 of the 290 North Carolina towns we grade for schools.

Its public schools are run by the Union County Public Schools. Three of its 12 schools are below, each with why it’s listed. The largest public high school is Monroe High, with 1,215 students.

84%of NC districts it outscoresA−School Grade
SchoolLevelStudentsLetter
Monroe MiddleLargest public middle schoolGrades 6–8Grades 6–8802C−
Union AcademyLargest public high schoolGrades K–12Grades K–122,186A−
Central Academy of Technology and ArtsTop results in townGrades 9–12Grades 9–12875A+

NCES · EDFacts · graded within NC on state tests and graduation

SafetyD

For safety, Monroe earns a D

Reported crimes fell from 1,630 to 1,179 over the last three FBI years, a drop beyond ordinary year-to-year swings.

Monroe’s property crime rate is 23.1 per 1,000 residents. Monroe reports more crime per resident than most U.S. towns we grade: about 93% report less. Within North Carolina, it does better than 27% of towns.

7%of U.S. towns report more crimeDSafety Grade

Violent crime per 1,000 residents

Monroe5.3
North Carolina3.3
U.S.3.3

Property crime per 1,000 residents

Monroe23.1
North Carolina18.1
U.S.15.5
7th
percentile among U.S. towns we grade
27th
percentile among NC towns
220
violent crimes reported in 2025
959
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

HealthC

Monroe is less healthy than 71% of U.S. towns

All 3 graded neighbors score healthier than its C, from Unionville (B+) to Wesley Chapel (A).

Monroe beats the North Carolina average on 1 of 32 CDC measures and trails it on 10. 18% of adults 18 to 64 have no health insurance in Monroe.

29%healthier than U.S. townsCHealth Grade
MonroeNorth Carolina townsU.S. towns
No health insurance, 18–64 (CDC PLACES)18%10%8.1%
Food insecurity (CDC PLACES)22%15%14%
Get no exercise (CDC PLACES)30%24%25%
Fair or poor health (CDC PLACES)24%19%19%
32 measures vs. North Carolina
1 better21 too close to call10 worse
What stands outMonroeNC
Fewer adults who have had cancer6.8%7.9%
More uninsured adults17.5%10.4%
Atrium Health Union
2.8 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
29th
percentile among NC towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Climate

Mild winters and hot summers in Monroe

Monroe has mild winters and warm summers. July afternoons reach 91°, January nights drop to 31° and about 2 inches of snow falls in a winter.

2″snow a winter

Typical low → high °F

Winter33–55°
Spring48–73°
Summer67–89°
Fall50–73°
Nov 1
typical first frost
Apr 3
typical last frost
+1.1°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

OutdoorsC

Monroe has set aside 2.9% of its land for conservation

5.0 miles of trail in 6 parks and preserves. The biggest park or preserve is Dickerson Park, at 67 acres.

#156for trails in NC
MonroeNorth Carolina townsU.S. towns
Miles of trail per square mile0.2 miles per square mile0.20.4
Conserved land2.9%3.4%4.3%
2.9%
conserved · 615 of 21,367 acres
5.0 mi
of trails · 0.1 per sq mi
Biggest places to walkTrailsAcres
1. Dickerson Park—67
2. Belk Tonowonda Park0.2 mi16
3. Don Griffin Park0.1 mi16

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HousingCost of living grade C+

A typical Monroe home is worth about $352K

Its typical home is the least expensive on its borders; Unionville is next at $411K.

The typical Monroe home is worth about $352,000, down 0.6% in a year, 6% above the North Carolina typical home. 62% of Monroe households own their home.

$352KZillow home value
MonroeNorth Carolina townsU.S. towns
Households that own their home62%67%73%
Median rent$1,246 a month$1,084 a month$1,185 a month

Typical home value

Monroe$352K
North Carolina$332K
Market temperature
BalancedA seller's marketBuyer’sSeller’s
80
days on market
99%
sale-to-list price
−0.6%
value change, 1 year
66
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Natural hazardsHazard risk grade C+

Moderate risk in Monroe, with inland flooding at the top

Expected storm and flood damage is higher than in 52% of U.S. communities. Since 1998, 5 flood insurance claims have been paid out in Monroe.

52risk score of 100
FEMA risk score
52Moderate riskLowerHigher
Inland floodingTornadoesEarthquakes
5
paid flood claims since 1998
5
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Nearby attractions

Bank of America Stadium and 17 more within 40 miles

Museums, parks, gardens and other places to visit around Monroe. Close and well known come first.

All 25 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Bank of America Stadium: HangingCurve, CC BY-SA 4.0 · Carowinds: Pi.1415926535, CC BY-SA 3.0 · Lake Norman: Prince Grobhelm, CC BY-SA 3.0 · Bojangles Coliseum: James Willamor, CC BY-SA 3.0

Keep exploring

Everything we know about Monroe

20pages on Monroe
After high school

Colleges nearby

2 within 15 miles of the center of Monroe

Landmarks

7 places in Monroe on the National Register of Historic Places.

All landmarks →

Famous people from Monroe

26 notable people were born in Monroe.

See all 26 →

About Monroe

City in North Carolina, United States

Official town website ↗

Monroe is a city in and the county seat of Union County, North Carolina, United States. The population increased from 32,797 in 2010 to 34,551 in 2020, and the 28th most populous city in North Carolina. It is within the Charlotte metropolitan area. Monroe has a council-manager form of government.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1843
Elevation
591 ft
ZIP code
28110, 28111, 28112

Monroe’s neighbors

3 towns share a border with Monroe.

Explore the map →

All 3 graded towns on its borders grade higher than its C−; Wesley Chapel (B+) is closest.

How the neighbors grade
TownNC rankOverallCostSafetySchoolsHealth
Monroe#188C−C+DA−C
Unionville#22A−A−—A−B+
Indian Trail#31B+C—A−A−
Wesley Chapel#47B+C−—A−A

Unionville, Indian Trail and Wesley Chapel report no FBI crime data of their own. Compare Monroe with a neighbor →

Questions about Monroe

Short answers, built from the data on this page.

Is Monroe, NC a good place to live?

Monroe grades C− overall, better than 21% of U.S. towns and #188 of 286 in North Carolina. It grades C for health, D for safety and A− for schools. Safety is its weak spot, with a D.

Is Monroe, NC safe?

Within North Carolina, it does better than 27% of towns.

Is Monroe, NC expensive?

That is 4.2 years of the area's median household income ($83,304 across the Charlotte-Concord-Gastonia, NC-SC metro area). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C+.

What is Monroe, NC known for?

26 notable people were born here, including Jesse Helms and Christine Darden.