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Harkers Island
North Carolina›Carteret County

Harkers IslandNC

Public schools that outperform most of North Carolina. Home to 1,060 people, the town was settled in 1904.

Cape Lookout Village Historic District · Photo: Jarek Tuszyński · CC BY 3.0
Photo of Harkers Island

Harkers Island, NC · Cape Lookout Village Historic District · Photo: Jarek Tuszyński · CC BY 3.0

Is Harkers Island a good place to live?

Harkers Island’s best subject grades are a B+ for schools and the outdoors; its weakest is a D− for hazard risk. 12% of residents are under 18 in Harkers Island, where North Carolina’s towns sit at 22% and U.S. towns at 22%. Only 3 of North Carolina’s 451 towns score lower on hazard risk. The median household income is $60K, and 10% of residents live below the poverty line. Harkers Island has 3 places on the National Register. Harkers Island has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Harkers Island stand out

Where Harkers Island beats most towns, and one thing worth knowing.

Small town

1,060 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns

How Harkers Island grades

Each subject compared with towns across the country (schools within North Carolina), ordered by how far Harkers Island is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Harkers Island: who provides what

Harkers Island is unincorporated, so Carteret County and regional agencies provide most services.

PowerDuke Energy15.2¢/kWh · EIA 2025HIFLD · EIA
WaterHarkers Island Sanitary Dist water systemNo health-based violations in 5 years · EPAEPA
Internet5 providers98% of addresses get 100/20 MbpsFCC
Trash & county servicesCarteret CountyCarteret County provides services here
SchoolsCarteret County SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn North Carolina you can register online until 25 days before Election Day, in person with same-day registration during the early voting period, or by mail (postmarked 25 days before).vote.gov
Who runs elections hereCarteret County Board of ElectionsCarteret County; contacts on the Handbook page.FVAP, May 2019
ZIP code2853128531 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Harkers Island.

Natural hazardsHazard risk grade D−

Natural hazards: very high risk in Harkers Island, mostly hurricanes

Federal aid has come to Harkers Island households in 3 declared disasters; the latest was in 2018. FEMA expects more storm and flood damage locally than in 99% of U.S. communities.

99risk score of 100
FEMA risk score
99Very high riskLowerHigher
HurricanesInland floodingCoastal flooding
3
federal disasters paid out here

FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

SchoolsB+

Public schools in Harkers Island beat 70% of North Carolina districts

The Carteret County Public Schools runs its public schools. Its one school is below. Harkers Island’s only public school teaches 95 students.

70%of NC districts it outscoresB+School Grade
SchoolLevelStudentsLetter
Harkers Island ElementaryLargest public elementary schoolGrades K–5Grades K–595A−

NCES · EDFacts · graded within NC on state tests and graduation

Work & commuteJobs & income grade D

Most of Harkers Island’s workers commute out: the town has 0.5 jobs for each of them

Most people who work leave Harkers Island to do it: just 16% work in town. Between 2013 and 2023, jobs locally rose by 37, to 227. The mean commuting time for Harkers Island comes to 30 minutes. Half the trips to work are shorter than 13 miles.

16%work in town
Harkers IslandNorth Carolina townsU.S. towns
Average trip to work30 minutes24 minutes25 minutes
Working residents who work in town16%6.8%8%
Median household income$60,000$69,000$80,000

Where working residents work

In Harkers Island16%
Morehead City19%
Beaufort13%
New Bern5%
Greenville3%
13 mi
median commute distance
227
jobs based in Harkers Island
A commuter town
jobs vs. working residents
B−
Walkability grade: more walkable than 52% of U.S. towns

Census LEHD 2023 · ACS

HousingCost of living grade B+

A home in Harkers Island is worth about $402K, on Zillow’s estimate

Home values are up 7.5% over the year to September 2026. 89% of Harkers Island households live in a home they own. Its midpoint rent is $1,125 a month.

$402KZillow home value
Harkers IslandNorth Carolina townsU.S. towns
Households that own their home89%67%73%
Median rent$1,125 a month$1,085 a month$1,185 a month

Typical home value

Harkers Island$402K
North Carolina$332K
+7.5%
value change, 1 year
1
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Climate

Mild winters and hot summers in Harkers Island

July afternoons reach 88°, January nights drop to 37° and snow is almost unheard of.

88°summer high

Typical low → high °F

Winter39–58°
Spring53–71°
Summer72–87°
Fall57–75°
Dec 1
typical first frost
Mar 10
typical last frost
+1.2°
vs. the 20th-century average
88°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

OutdoorsB+

Protected land: 5.6% of Harkers Island

There are 0.9 miles of trail across 1 park or preserve. Parks and preserves in Harkers Island: one, of 3 acres. For Harkers Island, the trail network density is 0.2 miles per square mile.

5.6%conserved
Harkers IslandNorth Carolina townsU.S. towns
Conserved land5.6%3.4%4.3%
Miles of trail per square mile0.2 miles per square mile0.20.4
5.6%
conserved · 137 of 2,453 acres
0.9 mi
of trails · 0.2 per sq mi
Biggest places to walkTrailsAcres
1. Manley Gaskill Park—3

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HealthB−

Harkers Island ranks healthier than 51% of the country’s towns

The share of adults in Harkers Island who feel lonely: 29%. On the CDC’s 32 measures, Harkers Island is ahead of North Carolina on 10 and behind on 8.

51%healthier than U.S. townsB−Health Grade
Harkers IslandNorth Carolina townsU.S. towns
High blood pressure (CDC PLACES)46%38%35%
Yearly checkup (CDC PLACES)85%80%79%
Feel lonely (CDC PLACES)29%33%33%
Frequent mental distress (CDC PLACES)14%17%17%
32 measures vs. North Carolina
10 better14 too close to call8 worse
What stands outHarkers IslandNC
Fewer adults facing a utility shut-off4.7%8.1%
Fewer adults facing housing insecurity7.1%12.2%
More adults who have had cancer13.9%7.9%
Carteret General Hospital
13 mi away · emergency room
1 of 3
care shortages: mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Nearby attractions

Queen Anne's Revenge and 6 more within 40 miles

Museums, parks, gardens and other places to visit around Harkers Island. Close and well known come first.

All 10 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Queen Anne's Revenge: Joseph Nicholls, Public domain · Fort Macon State Park: Kevinbercaw, CC BY-SA 3.0 · Cape Lookout Lighthouse: United States Coast Guard, Public domain · Cape Lookout National Seashore: Jarek Tuszyński, CC BY 3.0 · Cape Hatteras National Seashore: Vbofficial, Public domain · North Carolina Maritime Museum: Kd5463, CC BY-SA 3.0

Keep exploring

Everything we know about Harkers Island

17pages on Harkers Island
After high school

Colleges nearby

1 within 15 miles of the center of Harkers Island

About 7 of every 100 Harkers Island residents are enrolled in college, about the same as North Carolina.

Prices by family income, graduation and earnings →

A commuter town

84% of working residents leave Harkers Island for work

Where Harkers Island’s working residents go each day. Line width shows the share.

19% → Morehead City Morehead City 19% 13% → Beaufort Beaufort 13% 5% → New Bern New Bern 5% 3% → Greenville Greenville 3% 3% → Raleigh Raleigh 3% 2% → Charlotte Charlotte 2% Harkers Island · 16% stay
227jobs based in Harkers Island
16%of working residents work in town
13 mimedian commute distance

Census LEHD 2023

Questions about Harkers Island

Short answers, built from the data on this page.

Is Harkers Island, NC a good place to live?

Public schools that outperform most of North Carolina.

Is Harkers Island, NC expensive?

Not for the area. That is 5.6 years of the area's median household income ($72,322 across the Morehead City, NC area). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B+.