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North Carolina›Craven County

Fairfield HarbourNC

2,948 people call this town in North Carolina home.

What should you know before moving to Fairfield Harbour?

Fairfield Harbour’s grades pull in different directions. Hazard risk is its weak spot: FEMA rates its natural-hazard risk higher than 98% of U.S. communities, with hurricanes at the top. With a C− overall, Fairfield Harbour is better than just over a fifth of U.S. towns and ranks 190th of 286 in North Carolina. Homes run about $329K for a typical one, 5.1 times the New Bern area’s $64K median household income. Health is its strong suit: CDC estimates put its residents' health ahead of 76% of the country. 43% of residents are 65 or older in the town, above both the North Carolina town median (18%) and the median of U.S. towns (18%). Its trail network density is 2.1 miles per square mile, above both North Carolina’s towns (0.2) and U.S. towns (0.4).

Figures: health, CDC PLACES · FEMA National Risk Index · home values, Zillow · incomes, Census ACS, 2020–24 · OpenStreetMap.

What makes Fairfield Harbour stand out

Where Fairfield Harbour beats most towns, and one thing worth knowing.

A commuter town

99% of working residents leave Fairfield Harbour for work

Where Fairfield Harbour’s working residents go each day. Line width shows the share.

30% → New Bern New Bern 30% 5% → Greenville Greenville 5% 4% → Raleigh Raleigh 4% 3% → Havelock Havelock 3% 2% → Kinston Kinston 2% 2% → Wilmington Wilmington 2% Fairfield Harbour · 1% stay
112jobs based in Fairfield Harbour
1%of working residents work in town
16 mimedian commute distance

Census LEHD 2023

How Fairfield Harbour grades

Each subject compared with towns across the country (schools within North Carolina), ordered by how far Fairfield Harbour is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Fairfield Harbour: who provides what

Fairfield Harbour is unincorporated, so Craven County and regional agencies provide most services.

PowerDuke Energy15.2¢/kWh · EIA 2025HIFLD · EIA
WaterFairfield Harbour water systemNo health-based violations in 5 years · EPAEPA
Internet4 providers98% of addresses get 100/20 MbpsFCC
Trash & county servicesCraven CountyCraven County provides services here
SchoolsCraven County SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn North Carolina you can register online until 25 days before Election Day, in person with same-day registration during the early voting period, or by mail (postmarked 25 days before).vote.gov
Who runs elections hereCraven County Board of ElectionsCraven County; contacts on the Handbook page.FVAP, May 2019
ZIP code2856028560 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Fairfield Harbour.

Fairfield Harbour is healthier than towns with similar incomes and sends most of its workers to New Bern and beyond, but it carries more natural-hazard risk than most of North Carolina (mostly hurricanes).

OutdoorsC

Fairfield Harbour has set aside 0.1% of its land for conservation

9.7 miles of trail. Among 262 North Carolina towns, just 7 have a higher trail network density than Fairfield Harbour.

#8for trails in NC
Fairfield HarbourNorth Carolina townsU.S. towns
Miles of trail per square mile2.1 miles per square mile0.20.4
Conserved land0.1%3.4%4.3%
0.1%
conserved · 2 of 2,973 acres
9.7 mi
of trails · 2.1 per sq mi

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Who lives here

Fairfield Harbour stands out in North Carolina and nationally: the median age there is higher

38% of Fairfield Harbour adults 25 and older hold a bachelor’s degree or more. Among 290 North Carolina towns, just 7 have a higher share of residents 65 or older than Fairfield Harbour.

62.2median age · NC 39.1
Fairfield HarbourNorth Carolina townsU.S. towns
Aged 65 or older43%18%18%
Median age62.2 years40.1 years40.5 years
Bachelor’s degree or more, 25+38%29%29%
Fairfield HarbourNorth CarolinaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma2%
High school14%
Some college29%
Associate’s16%
Bachelor’s27%
Graduate11%

Women and men · all residents

53% women, 47% men

That’s an even split within the survey’s margin of ±4.3 points. Across North Carolina, 51.1% of residents are women.

Ages and education in Fairfield Harbour
Fairfield HarbourNCU.S.
Under 105.2%11.6%11.6%
10 to 173.1%10.2%10.3%
18 to 245.6%9.5%9.1%
25 to 346.1%13.4%13.7%
35 to 444.8%12.8%13.2%
45 to 5411%12.6%12.2%
55 to 6421.1%12.8%12.7%
65 to 7422.1%10.3%10.2%
75 and older21%6.9%7%
No diploma2.2%9.9%10.4%
High school14.1%24.8%26%
Some college29.4%19.6%19.1%
Associate’s16.1%10.1%8.8%
Bachelor’s27.1%22.2%21.6%
Graduate11.2%13.5%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 2,900, single groups can be off by several points

Natural hazardsHazard risk grade D−

Fairfield Harbour has a very high natural-hazard risk, chiefly from hurricanes

FEMA rates its natural-hazard risk higher than 93% of North Carolina towns; that rating is what its D− for hazard risk is built on.

Expected losses in Fairfield Harbour break down as 75% from hurricanes and 14% from inland flooding.

98risk score of 100
FEMA risk score
98Very high riskLowerHigher
HurricanesInland flooding

FEMA National Risk Index · OpenFEMA

HealthA−

A larger share of adults had a checkup this year in Fairfield Harbour than in most of North Carolina or the rest of the country

Against the 10,697 U.S. towns with household incomes like Fairfield Harbour’s, it is healthier than 91%, so its A− isn’t only a matter of income.

48% of adults have high blood pressure in Fairfield Harbour. Only 5 of the 289 North Carolina towns we compare have a lower share of adults who report frequent mental distress than Fairfield Harbour. Also worth knowing: on the CDC’s 32 measures, Fairfield Harbour is ahead of North Carolina on 14 and behind on 6.

76%healthier than U.S. townsA−Health Grade
Fairfield HarbourNorth Carolina townsU.S. towns
Frequent mental distress (CDC PLACES)11%17%17%
High blood pressure (CDC PLACES)48%38%35%
Binge drink (CDC PLACES)11%15%16%
Yearly checkup (CDC PLACES)87%80%79%
32 measures vs. North Carolina
14 better12 too close to call6 worse
What stands outFairfield HarbourNC
Fewer adults facing housing insecurity4.9%12.2%
Fewer adults facing a utility shut-off3.3%8.1%
More adults who have had cancer16%7.9%
Carolina East Medical Center
6.4 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
69th
percentile among NC towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Work & commuteJobs & income grade C+

About one in three of Fairfield Harbour’s working residents commute to New Bern

Fairfield Harbour has 112 jobs for its 944 working residents: even if every job went to a resident, most would still commute out. The average commute takes 33.4 minutes, against 25.1 across North Carolina.

The top destinations are New Bern (30%), Greenville (5%) and Raleigh (4%). Just 1% of Fairfield Harbour’s working residents have a job in town. Its average trip to work stands at 33 minutes. Since 2013, Fairfield Harbour has added 43 jobs, to 112 in 2023.

1%work in town
Fairfield HarbourNorth Carolina townsU.S. towns
Average trip to work33 minutes24 minutes25 minutes
Below the poverty line7.1%13%9.6%
Working residents who work in town1.5%6.8%8%

Where working residents work

In Fairfield Harbour1%
New Bern30%
Greenville5%
Raleigh4%
Havelock3%
16 mi
median commute distance
112
jobs based in Fairfield Harbour
A commuter town
jobs vs. working residents
C
Walkability grade: more walkable than 34% of U.S. towns

Census LEHD 2023 · ACS

Climate

Mild winters and hot summers: that is Fairfield Harbour’s year

The July high for Fairfield Harbour comes to 89°F.

1″snow a winter

Typical low → high °F

Winter37–57°
Spring51–73°
Summer70–88°
Fall55–74°
Nov 15
typical first frost
Mar 23
typical last frost
+1.2°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

HousingCost of living grade C

Fairfield Harbour’s grade for cost of living is a C

The share of households in Fairfield Harbour who own their home: 89%. The typical home value here is about $329,000, up 2% in a year, close to the North Carolina typical home. Its midpoint rent is $1,758 a month.

$329KZillow home value
Fairfield HarbourNorth Carolina townsU.S. towns
Households that own their home89%67%73%
Median rent$1,758 a month$1,084 a month$1,185 a month

Typical home value

Fairfield Harbour$329K
North Carolina$332K
Market temperature
Buyer’s marketA buyer's marketBuyer’sSeller’s
99
days on market
98.2%
sale-to-list price
+2%
value change, 1 year
13
homes sold in September

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Nearby attractions

Queen Anne's Revenge and 9 more within 40 miles

Museums, parks, gardens and other places to visit around Fairfield Harbour. Close and well known come first.

All 11 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Queen Anne's Revenge: Joseph Nicholls, Public domain · Tryon Palace: Carol M. Highsmith, Public domain · Fort Macon State Park: Kevinbercaw, CC BY-SA 3.0 · CSS Neuse: Katyrw, CC BY-SA 4.0 · Cape Lookout Lighthouse: United States Coast Guard, Public domain · Cape Lookout National Seashore: Jarek Tuszyński, CC BY 3.0

Keep exploring

Everything we know about Fairfield Harbour

16pages on Fairfield Harbour
After high school

Colleges nearby

2 within 15 miles of the center of Fairfield Harbour

About Fairfield Harbour

Census-designated place in North Carolina, United States

Fairfield Harbour is an unincorporated community and census-designated place (CDP) in Craven County, North Carolina, United States. As of the 2020 census, Fairfield Harbour had a population of 2,767. It is part of the New Bern, North Carolina Metropolitan Statistical Area.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
4.7 sq mi
Elevation
7 ft

Questions about Fairfield Harbour

Short answers, built from the data on this page.

Is Fairfield Harbour, NC a good place to live?

Fairfield Harbour grades C− overall, better than 21% of U.S. towns and #190 of 286 in North Carolina. It grades A− for health and C+ for schools. Hazard risk is its weak spot, with a D−.

Is Fairfield Harbour, NC expensive?

Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C.