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Montana›Phillips County

WhitewaterMT

A town of 105, settled in 1912.

Is Whitewater a good place to live?

26% of residents live below the poverty line in Whitewater, where Montana’s towns sit at 10% and U.S. towns at 9.6%. No town among the 42 in Montana we compare has a lower rent at the middle of the market than Whitewater. 35% of the land in Whitewater is conserved, against 9.2% in Montana’s towns and 4.3% across U.S. towns. Whitewater has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Small town

105 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Getting set up

Moving to Whitewater: who provides what

Whitewater is unincorporated, so Phillips County and regional agencies provide most services.

PowerBig Flat Electric CoopEIAHIFLD · EIA
WaterLoring Hutterian Brethren Inc water systemNo health-based violations in 5 years · EPAEPA
InternetProviders and speedsData pending · D4
Trash & county servicesPhillips CountyPhillips County provides services here
SchoolsWhitewater K-12 SchoolsWhich school depends on your addressNCES
Register to voteIn personMontana has no online registration; you can register in person up to and including Election Day or by mail (postmarked 30 days before).vote.gov
Who runs elections herePhillips County Election AdministratorPhillips County; contacts on the Handbook page.FVAP, Jun 2025
ZIP code5954459544 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Whitewater.

Outdoors

Conserved land covers nearly a third of Whitewater

For Whitewater, the density of trails is 1.8 miles per square mile. 2.0 miles of trail.

34.8%conserved
34.8%
conserved · 234 of 673 acres
2.0 mi
of trails · 1.8 per sq mi

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Schools

The schools Whitewater’s kids attend

Of its 3 schools, two are listed below, each with the reason. Public schools: the Whitewater K-12 Schools.

SchoolLevelStudentsLetter
Whitewater SchoolLargest public elementary schoolGrades PK–5Grades PK–519–
Whitewater High SchoolLargest public high schoolGrades 9–12Grades 9–1210–

NCES · EDFacts

Who lives here

More children than Montana overall

Children under 18 are 35% of residents (21% statewide); people 65 and older are 11% of residents (20% statewide). For Whitewater, the median age is 31.2 years. 36% of adults 25 and older hold a bachelor’s degree or more in the town.

31.2median age · MT 40.4
WhitewaterMontana townsU.S. towns
Median age31.2 years38.9 years40.5 years
Bachelor’s degree or more, 25+36%30%29%
WhitewaterMontanaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma14%
High school22%
Some college16%
Associate’s13%
Bachelor’s33%
Graduate3%

Women and men · all residents

46% women, 54% men

That’s an even split within the survey’s margin of ±6.3 points. Across Montana, 49.3% of residents are women. Among residents 25 to 34, 86% are women (MT 48%).

Ages and education in Whitewater
WhitewaterMTU.S.
Under 1023.8%11%11.6%
10 to 1711.4%10%10.3%
18 to 243.8%9%9.1%
25 to 3420%12.9%13.7%
35 to 4414.3%12.9%13.2%
45 to 5412.4%11.1%12.2%
55 to 642.9%13%12.7%
65 to 749.5%12.4%10.2%
75 and older1.9%7.8%7%
No diploma14.1%5.4%10.4%
High school21.9%27.5%26%
Some college15.6%22.4%19.1%
Associate’s12.5%9.6%8.8%
Bachelor’s32.8%23.2%21.6%
Graduate3.1%12%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 100, single groups can be off by several points

Climate

Whitewater has four seasons and pleasant summers

July afternoons reach 85°, January nights drop to 2° and about 10 inches of snow falls in a winter.

10″snow a winter

Typical low → high °F

Winter4–26°
Spring29–56°
Summer51–82°
Fall29–56°
Sep 23
typical first frost
May 15
typical last frost
+1.7°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Natural hazards

Whitewater faces a low natural-hazard risk, led by cold waves

Expected damage from storms and floods is lower here than in 63% of U.S. communities. 48% of Whitewater’s expected losses from natural hazards come from cold waves, followed by inland flooding at 44%.

37risk score of 100
FEMA risk score
37Low riskLowerHigher
Cold wavesInland flooding

FEMA National Risk Index · OpenFEMA

Health

Compared with most of Montana and the rest of the country, more of Whitewater’s adults have obesity

Among adults in Whitewater, 36% sleep under 7 hours. On the CDC’s 32 measures, Whitewater is ahead of Montana on 2 and behind on 2. Two figures for adults in the town: 17% report frequent physical distress, 17% smoke cigarettes.

WhitewaterMontana townsU.S. towns
Obesity (CDC PLACES)41%32%35%
Frequent physical distress (CDC PLACES)17%14%14%
Smoke cigarettes (CDC PLACES)17%14%14%
Yearly checkup (CDC PLACES)74%72%79%
32 measures vs. Montana
2 better28 too close to call2 worse
What stands outWhitewaterMT
Fewer older adults who have lost all their teeth8.6%12.3%
More adults getting cholesterol checked85.8%82.5%
More adults with obesity41.1%31.4%
Phillips County Hospital - Cah
30 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Keep exploring

Everything we know about Whitewater

15pages on Whitewater
After high school

Colleges nearby

None within 15 miles of Whitewater; the nearest are

About Whitewater

Census-designated place in Montana, United States

Whitewater is a census-designated place and unincorporated community in Phillips County, Montana, United States. As of the 2020 census, Whitewater had a population of 75. Whitewater has a post office with ZIP code 59544. In 1927, the town moved about 7 miles west to be on the new Great Northern Railway branch line.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
1.1 sq mi
Elevation
2,323 ft
ZIP code
59544

Questions about Whitewater

Short answers, built from the data on this page.

Is Whitewater, MT a good place to live?

Whitewater has fewer than 1,000 residents, too few for fair grades; the figures below are still real.