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Saco Montana Panorama 2
Montana›Phillips County

SacoMT

2 of its places are on the National Register of Historic Places.

Photo of Saco

Saco, MT · Photo: I, the copyright holder of this work, hereby publish it under the following license: · CC BY-SA 3.0 · Source ↗

Is Saco a good place to live?

27% of residents live below the poverty line in Saco, above both Montana’s towns (10%) and U.S. towns (9.6%). No town among the 31 in Montana we compare has a lower midpoint home value than Saco. Saco’s density of trails is 4.0 miles per square mile, above both the Montana town median (0.6) and the median of U.S. towns (0.4). Its National Register listings include Saco Mercantile. Saco has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

What makes Saco stand out

Where Saco beats most towns.

Small town

159 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Clack, H. Earl, Service Station
Clack, H. Earl, Service Station · National Register of Historic Places
Saco’s story

134 years in pictures

Census counts: 425 in 1920, a peak of 539 in 1950, 159 in 2020. The archive holds 9 old photos and papers going back to 2005 and 2 maps from 1905 on.

2 places on the National Register of Historic Places.

  • 1892Saco is settled
Explore the history →
Getting set up

Moving to Saco: who provides what

Who provides power, water and the rest in Saco, and how to reach them.

The full setup list →
PowerNorthWestern Energy14.4¢/kWh · EIA 2025HIFLD · EIA
WaterTown of Saco water systemNo health-based violations in 5 years · EPAEPA
Internet2 providers79% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Saco’s trash rules yet
SchoolsSaco Elementary School DistrictSaco High School District2 districts serve Saco; which school depends on your address and gradeNCES
Register to voteIn personMontana has no online registration; you can register in person up to and including Election Day or by mail (postmarked 30 days before).vote.gov
Who runs elections herePhillips County Election AdministratorPhillips County; contacts on the Handbook page.FVAP, Jun 2025
ZIP code5926159261 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Saco.

Housing

Homes in Saco are worth about $136K, by Zillow’s estimate

Among households in Saco, 82% are owner-occupiers. Over the 12 months to September 2026, the typical home gained 7.2% in value.

$136KZillow home value

Typical home value

Saco$136K
Montana$467K
+7.2%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Schools

The schools Saco’s kids attend

Two of the 3 schools are below, and why each made the list. The public schools here belong to the Saco Elementary District. 3 public schools serve Saco, with 55 students in all.

SchoolLevelStudentsLetter
Saco SchoolLargest public elementary schoolGrades PK–6Grades PK–631B+
Saco High SchoolLargest public high schoolGrades 9–12Grades 9–1215–

NCES · EDFacts

Climate

Four seasons and pleasant summers in Saco

July afternoons reach 85° and January nights drop to 4°.

85°summer high

Typical low → high °F

Winter6–28°
Spring30–56°
Summer53–82°
Fall31–57°
Sep 23
typical first frost
May 15
typical last frost
+1.5°
vs. the 20th-century average
85°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Natural hazards

Low risk in Saco, with cold waves at the top

Since 1978, Saco has seen 3 flood insurance claims paid out. Expected damage from storms and floods is lower here than in 63% of U.S. communities. 48% of the town’s expected losses from natural hazards come from cold waves, followed by inland flooding at 44%. Federal disaster aid has reached households in Saco once, in 2011.

37risk score of 100
FEMA risk score
37Low riskLowerHigher
Cold wavesInland flooding
3
paid flood claims since 1978
1
federal disasters paid out here

FEMA flood insurance claims · FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Outdoors

Protected land: 10.6% of Saco

1.2 miles of trail.

10.6%conserved
10.6%
conserved · 21 of 194 acres
1.2 mi
of trails · 4 per sq mi

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Health

How healthy Saco is

Only 3 of the 42 Montana towns we compare have a higher share of adults who have high blood pressure than Saco. The town beats the Montana average on 2 of 32 CDC measures and trails it on 8. Nearly two fifths of Saco adults have obesity.

SacoMontana townsU.S. towns
Feel lonely (CDC PLACES)28%31%33%
Obesity (CDC PLACES)39%32%35%
High blood pressure (CDC PLACES)38%32%35%
Yearly checkup (CDC PLACES)75%72%79%
32 measures vs. Montana
2 better22 too close to call8 worse
What stands outSacoMT
More adults treating high blood pressure78.7%73.4%
More adults getting cholesterol checked85.4%82.5%
More adults with heart disease8.8%6.6%
Phillips County Hospital - Cah
24.8 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Keep exploring

Everything we know about Saco

16pages on Saco
After high school

Colleges nearby

None within 15 miles of Saco; the nearest are

Landmarks

2 places in Saco on the National Register of Historic Places.

All landmarks →

About Saco

Town in Montana, United States

Saco is a town in Phillips County, Montana, United States. The population was 159 at the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
0.3 sq mi
Elevation
2,182 ft
ZIP code
59261
Area code
406

Questions about Saco

Short answers, built from the data on this page.

Is Saco, MT a good place to live?

Saco has fewer than 1,000 residents, too few for fair grades; the figures below are still real. 2 of its places are on the National Register of Historic Places.