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Montana›Lake County

Swan LakeMT

With 211 residents, this town was settled in 1915.

Is Swan Lake a good place to live?

Swan Lake’s average trip to work is 33 minutes, where Montana’s towns sit at 17 minutes and U.S. towns at 25 minutes. No town among the 43 in Montana we compare has a higher share of homes lived in by their owners than Swan Lake. 83% of the land in Swan Lake is conserved, where Montana’s towns sit at 9.2% and U.S. towns at 4.3%. The biggest park or preserve is Swan River National Wildlife Refuge, at 56 acres. Swan Lake has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Small town

211 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Getting set up

Moving to Swan Lake: who provides what

Swan Lake is unincorporated, so Lake County and regional agencies provide most services.

PowerNorthWestern Energy14.4¢/kWh · EIA 2025HIFLD · EIA
WaterWoods Bay Water and Sewer DistrictNo health-based violations in 5 years · EPAEPA
InternetProviders and speedsData pending · D4
Trash & county servicesLake CountyLake County provides services here
SchoolsBigfork High School DistrictSwan Lake-Salmon Elementary School District2 districts serve Swan Lake; which school depends on your address and gradeNCES
Register to voteIn personMontana has no online registration; you can register in person up to and including Election Day or by mail (postmarked 30 days before).vote.gov
Who runs elections hereLake County Election AdministratorLake County; contacts on the Handbook page.FVAP, Sep 2025
ZIP code5991159911 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Swan Lake.

Outdoors

Conservation land takes up nearly a third of Swan Lake

7.1 miles of trail in 1 park or preserve. Swan Lake’s density of trails comes in at 0.9 miles per square mile.

82.7%conserved
82.7%
conserved · 4,002 of 4,837 acres
7.1 mi
of trails · 0.9 per sq mi
Biggest places to walkTrailsAcres
1. Swan River National Wildlife Refuge—56

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Natural hazards

The biggest natural risk in Swan Lake is avalanches, at a very high overall level

Among 42 Montana towns, just 2 have a higher risk rating from FEMA than Swan Lake. Expected losses in Swan Lake break down as 50% from avalanches and 20% from inland flooding.

84risk score of 100
FEMA risk score
84Very high riskLowerHigher
AvalanchesInland floodingWildfire

FEMA National Risk Index · OpenFEMA

Who lives here

Swan Lake stands out in Montana and nationally, with the median age higher than most

People 65 and older are 33% of residents (20% statewide); children under 18 are 12% of residents (21% statewide). 27% of adults 25 and older have a bachelor’s degree or more, vs 35% across Montana.

58.4median age · MT 40.4
Swan LakeMontana townsU.S. towns
Median age58.4 years38.9 years40.5 years
Bachelor’s degree or more, 25+27%30%29%
Swan LakeMontanaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma3%
High school34%
Some college17%
Associate’s18%
Bachelor’s25%
Graduate3%

Women and men · all residents

49% women, 51% men

That’s an even split within the survey’s margin of ±9.4 points. Across Montana, 49.3% of residents are women.

Ages and education in Swan Lake
Swan LakeMTU.S.
Under 108.5%11%11.6%
10 to 173.3%10%10.3%
18 to 240%9%9.1%
25 to 3419.9%12.9%13.7%
35 to 4411.4%12.9%13.2%
45 to 544.7%11.1%12.2%
55 to 6419%13%12.7%
65 to 7412.3%12.4%10.2%
75 and older20.9%7.8%7%
No diploma3.2%5.4%10.4%
High school33.9%27.5%26%
Some college17.2%22.4%19.1%
Associate’s18.3%9.6%8.8%
Bachelor’s24.7%23.2%21.6%
Graduate2.7%12%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 200, single groups can be off by several points

Climate

In Swan Lake, expect snowy winters and pleasant summers

Swan Lake’s July high stands at 79°F.

51″snow a winter

Typical low → high °F

Winter20–32°
Spring31–52°
Summer48–75°
Fall34–52°
Sep 19
typical first frost
May 17
typical last frost
+1.6°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Health

Fewer of Swan Lake’s adults report frequent mental distress than in the typical Montana or U.S. town

No town among the 42 in Montana we compare has a higher share of adults who had a checkup this year than Swan Lake. Swan Lake: 26% of adults feel lonely. Of the 42 Montana towns we compare, none has a lower share of adults 18 to 64 who have no health insurance than Swan Lake.

Swan LakeMontana townsU.S. towns
Frequent mental distress (CDC PLACES)13%18%17%
Sleep under 7 hours (CDC PLACES)27%32%36%
Feel lonely (CDC PLACES)26%31%33%
Yearly checkup (CDC PLACES)81%72%79%
32 measures vs. Montana
16 better10 too close to call6 worse
What stands outSwan LakeMT
Fewer adults facing food insecurity6.3%11.7%
Fewer adults facing housing insecurity5%9.1%
More adults who have had cancer14.8%9.3%
Providence St. Joseph Medical Center
24.3 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

0
homes sold in September

Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Swan Lake

16pages on Swan Lake
After high school

Colleges nearby

None within 15 miles of Swan Lake; the nearest are

About Swan Lake

Census-designated place in Montana, United States

Swan Lake is a census-designated place and unincorporated community in Lake County, Montana, United States. As of the 2020 census, Swan Lake had a population of 102.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
7.6 sq mi
Elevation
3,104 ft

Questions about Swan Lake

Short answers, built from the data on this page.

Is Swan Lake, MT a good place to live?

Swan Lake has fewer than 1,000 residents, too few for fair grades; the figures below are still real.