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D−Hazard risk
Natural hazards in Hide-A-Way Lake · FEMA

FEMA expects more hazard damage per building in Hide-A-Way Lake than in 97% of U.S. towns, mostly from hurricanes

On FEMA’s National Risk Index, Hide-A-Way Lake gets a D− for hazard risk: higher expected damage per building than 97% of U.S. towns. Most of that expected damage is hurricanes (55%), then river and rain flooding (39%). Flood insurance has paid 3 claims here since 2021.

Hurricanes 55%River and rain flooding 39%Tornadoes 3%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 97%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
D−#100 of 101
in Mississippi · higher than 97% of U.S. towns
Main hazard
Hurricanes
55% of expected building damage
Flood claims
3
paid since 2021 · $66K
Flood claims per home
3 per 1,000
fewer than 55% of U.S. towns
By hazard

What Hide-A-Way Lake faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Hurricanes

55%of expected building damage
Well above average · in the top 3% of U.S. census tracts
Recorded about once every 5 years in the area

River and rain flooding

39%of expected building damage
Well above average · higher than 88% of U.S. census tracts
Recorded about once every 1 years in the area
Smaller shares here
 Tornadoes Wildfire Hail Strong wind Earthquakes Ice storms Cold waves top 4% Lightning Winter storms Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Hide-A-Way Lake’s grade

Hurricanes are 55% of the building damage FEMA expects in Hide-A-Way Lake, and Hide-A-Way Lake’s rate of hurricanes damage is in the top 3% of U.S. census tracts. Wildfire adds 1%, at a rate in the top 9% of U.S. census tracts.

Where Hide-A-Way Lake sits
Hide-A-Way Lake
Least damageMiddleMost damage

D− #100 of 101 in Mississippi; higher expected damage per building than 97% of U.S. towns (21,298).

All of Hide-A-Way Lake’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
Hurricanes55%River and rain flooding39%Tornadoes3%Everything else3%

The typical Mississippi town has higher expected damage than 64% of U.S. towns; within the state, Hide-A-Way Lake has more expected damage per building than 99% of Mississippi towns.

In dollars, FEMA expects about $1.9M a year in losses across Hide-A-Way Lake: $1.6M to buildings, the rest to people and crops.

Shared tract.All of Hide-A-Way Lake’s 2,065 residents (2020 census) live in one census tract. FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Hide-A-Way Lake flood? Rarely: 3 flood claims since 2021

Every paid claim on a federal flood insurance policy in Hide-A-Way Lake, from FEMA’s records: 2.7 per 1,000 homes, fewer than 55% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
2021: 2 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 1 claim20212026
20212026
Biggest named events
  • The 2026-06-Arthur-TS1 claim · $14K
  • Hurricane Ida1 claim · $32K
3
paid claims since 2021
$66K
paid to owners
0
homes flooded more than once
$22K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Hide-A-Way Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pearl River County.
Disasters

The storms Hide-A-Way Lake remembers

None of the 29 disasters declared for Pearl River County shows FEMA aid or repair money reaching Hide-A-Way Lake itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 20212 flood claims paidThe year of Hurricane Ida, declared for Pearl River County
  2. 20261 flood claims paidThe year of Tropical Storm Arthur, declared for Pearl River County
Disasters declared, by decade
Paid out in Hide-A-Way LakePearl River County only

Pearl River County has had 29 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms.

Were you here?

Old photos of Hide-A-Way Lake after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Hide-A-Way Lake archive →
Next door

Hide-A-Way Lake and its neighbors

Hide-A-Way Lake is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Picayune: hazard risk D−PicayuneHide-A-Way Lake
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
PicayuneD−more damage than 95%hurricanes209
Hide-A-Way LakeD−more damage than 97%hurricanes3

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Hide-A-Way Lake faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Hide-A-Way Lake

Is Hide-A-Way Lake at risk for natural disasters?

On FEMA’s National Risk Index, Hide-A-Way Lake has higher expected damage per building than 97% of U.S. towns: D− for hazard risk. Most of the expected damage is hurricanes (55%) and river and rain flooding (39%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Hide-A-Way Lake flood?

Flood insurance has paid 3 claims in Hide-A-Way Lake since 2021, $66K in all, or 2.7 per 1,000 homes, fewer than 55% of U.S. towns with a flood insurance record. The most claims came from 2026-06-Arthur-TS (1).

Is Hide-A-Way Lake in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Pearl River County, 18% of homes in mapped flood zones carry federal flood insurance, and 2.6% of all homes do.

How much is flood insurance in Hide-A-Way Lake?

FEMA’s Community Rating System list shows no discount for Hide-A-Way Lake’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Hide-A-Way Lake?

By flood claims, 2026-06-Arthur-TS: 1 paid, $14K.

Is Hide-A-Way Lake at risk from hurricanes?

It is the largest share of the building damage FEMA expects here (55%), and Hide-A-Way Lake’s rate for it is in the top 3% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Hide-A-Way Lake.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hide-A-Way Lake’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.