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Coldwater MS 008Photo: Thomas R Machnitzki ([email protected]) · CC BY 3.0
Jessie J. Edwards Public Library · part of First Regional Library

Coldwater’s library is a branch of First Regional Library, which lends less per resident than 64% of systems its size

Coldwater’s library is the Jessie J. Edwards Public Library, a branch of First Regional Library, which serves 321,878 people and lent 917K items last year.

610 East Central Avenue, Coldwater 38618 · about 28 hours a week
C−Civic lifeAhead of 18% of U.S. towns. Nonprofits and volunteering.
Borrowed a year
917K
2.8 per resident
Visits a year
583K
1.8 per resident · Below typical (2.1)
Programs & events
3,046
about 59 a week · 90K attended
Cardholders
66%
211,853 cards
Open
28 hrs
a week at this branch

What stands out about Jessie J. Edwards Public Library

Read from the library’s own yearly report. The page puts what stands out first.

Civic life grade

What’s behind Coldwater’s civic life grade

On community nonprofits and volunteering, Coldwater is ahead of 18% of U.S. towns. Coldwater is graded on two of the three inputs. Both inputs sit below most U.S. towns; Coldwater’s count of community nonprofits comes closest to the middle.

C−
Civic lifeA character grade: shown, never part of Coldwater’s overall grade.
All U.S. towns we grade (17,556)Ahead of 18%
FewerMore
U.S. towns with similar incomes, $33K–$55K (3,121)Ahead of 23%

First Regional Library spends $17 per resident, against a typical $36 for libraries its size.

Most U.S. towns with similar household incomes ($33K–$55K) score higher, so income alone doesn’t account for it.

Civic life counts registered nonprofits, library visits and online volunteering groups, so it can miss civic life that runs through congregations, mutual aid or neighbors looking out for each other.

How sure. Graded on two inputs, so a change in either one moves the letter more than it would with three. Coldwater is small (1,326 residents), so a few dozen organizations or visits move its per-resident figures; the volunteering share is a 2022 estimate from Facebook users aged 25–44.

Library visits: IMLS Public Libraries Survey, FY2024. Nonprofits: IRS Exempt Organizations Business Master File, October 2026. Volunteering: Social Capital Atlas (Opportunity Insights), from data by Meta Platforms, Inc.; Chetty et al., Nature 2022. How TownRatings grades civic life →

Places to belong

4 community nonprofits are registered in Coldwater

3.4 per 1,000 residents, against a U.S. town median of 3.7. The largest group: human services.

Community nonprofits, by kind

Arts & culture00.17 per 1,000 · U.S. towns 0.24
Youth, sports & recreation10.52 per 1,000 · U.S. towns 0.52
Civic groups, clubs & veterans10.61 per 1,000 · U.S. towns 0.74
Human services10.87 per 1,000 · U.S. towns 0.59
Education00.43 per 1,000 · U.S. towns 0.43
Health00.09 per 1,000 · U.S. towns 0.16
Environment & animals00.35 per 1,000 · U.S. towns 0.17
Other00.43 per 1,000 · U.S. towns 0.47

Counted from the IRS list of tax-exempt organizations by mailing address (fractions where a ZIP code spans towns). Congregations are counted apart (1 here), since whether a church registers depends on its denomination, not the town.

Volunteering

4.7%

4.7% of Coldwater’s Facebook users aged 25–44 belong to a volunteering or activism group, against 4.4% in the typical Mississippi town and 7.5% nationally.

Volunteering: Social Capital Atlas (Opportunity Insights), from data by Meta Platforms, Inc.; Chetty et al., Nature 2022. ZIP-code figures, weighted by where Coldwater’s residents live; 2022.

★ What stands out · How it compares

Ahead of most similar-size libraries on 3 of 8 measures

Per resident, against libraries serving 100,000+ people across the U.S.

Visits per resident 1.8 visits · typical 2.1Lower than 63%
Borrowing per resident 2.5 print items · typical 3.2Lower than 64%
Digital borrowing 0.4 e-items · typical 1.4Lower than 89%
Kids’ borrowing 1.1 kids’ items · typical 1.6Lower than 70%
Program attendance 0.3 attendees · typical 0.2Higher than 66%
Programs offered 9.5 per 1,000 residents · typical 9Higher than 50%
Cardholders 66% of residents · typical 41%Higher than 84%
Spending $17 per resident · typical $36Lower than 87%
Fewer per residentMore per resident
Size group

First Regional Library serves 321,878 people, so it’s measured against U.S. libraries serving 100,000+.

A year at the library

Every hour the doors are open, about 29 items go out

Fiscal year 2024, for the whole First Regional Library system. The library’s own count.

583K
visits
1.8 per resident
917K
loans, print + digital
2.8 per resident
3,046
programs & events
90K attended
212K
library cards
66% of people served
Every open hour29items borrowed
Every week1,733people at a program
Every day4,223Wi-Fi sessions
85 staff (full-time equivalent)230 public computers
What people borrow

Mostly books and media off the shelf

917K loans last year: print, kids’ and digital.

917Kloans
Books & media (adults) 50%Kids’ books & media 37%E-books, audio & streaming 13%
From your couch

115,623 e-books, e-audiobooks and streams last year. Borrow from home with your card, plus research databases: courses, journals, genealogy and more.

Kids & programs

About 35 kids’ programs a week

Story times, clubs, classes and events, across the whole system, by who they’re for.

Schools in Coldwater →

Programs last year by age group

Ages 0–51,340
Ages 6–11494
Teens291
Adults655
All ages266
Little ones
25.8

story times and programs a week for ages 0–5, on average.

342K
kids’ books & media borrowed
90K
people at programs
3,046
programs
The building

Find it

Jessie J. Edwards Public Library, 610 East Central Avenue, Coldwater.

28
hours open a week
6,000
square feet
With a card

E-books and audiobooks from home. Loans renew on their own if no one’s waiting. Research databases: courses, journals, genealogy. Good at every First Regional Library branch.

New in Coldwater? The Handbook →

Hours are the survey’s yearly average. Check the library’s own site for today’s hours.

What your card is worth

For every $1 it spends, the library lends about $3.53 worth

Set what you’d borrow in a month. It starts at what the average Coldwater cardholder borrows.

In a month I’d use…
Books$17 each
1
Kids’ books$12 each
0
E-books & audio$15 each
0
Movies & music$4 each
0
Programs & classes$10 a program
0
Computer & Wi-Fi$3 a session
1
Your card saves you about
$240
a year at retail prices · $20 a month

Who pays for it
$17 per resident a year

Typical for a library this size: $36. Operating budget $5.4M.

Local taxes 81%State 13%Federal 0%Gifts & other 6%

Last year the library lent and hosted about $19M worth of books, e-books, programs and Wi-Fi on a $5.4M budget.

Late fines apply to some overdue items.

Retail prices are typical, rounded down: a new book $17, a kids’ book $12, an e-book or e-audiobook $15, a movie rental $4, a class or program $10, a computer or Wi-Fi session $3. The average cardholder’s month = the library’s yearly loans, attendance and Wi-Fi sessions ÷ its 211,853 cardholders ÷ 12.

How to read these numbers

What this data can and can’t tell you

From the Public Libraries Survey, fiscal year 2024.

  • System-wide. Jessie J. Edwards Public Library is one branch of First Regional Library, so the yearly numbers cover every branch and all 321,878 people it serves.

Hours are the survey’s yearly average; libraries are compared with others serving about as many people. How TownRatings uses library figures →

Questions about the library and civic life in Coldwater

Does Coldwater have a public library?

Yes: Jessie J. Edwards Public Library, 610 East Central Avenue, is a branch of First Regional Library, which serves 321,878 people. The branch is open about 28 hours a week, averaged over the year.

Is First Regional Library fine-free? Does it lend e-books?

It charges late fines on some overdue items, and it lends e-books and audiobooks with a card (the library’s 2024 survey report).

How busy is Coldwater’s library?

It logged 1.8 visits and lent 2.8 items per resident in 2024, against a typical 2.1 visits for libraries serving 100,000+ people.

What is Coldwater’s civic life grade?

C− Coldwater is ahead of 18% of U.S. towns on civic life. The grade combines library visits per resident, community nonprofits per 1,000 residents and the share of adults 25–44 in volunteering groups. It’s a character grade, so it isn’t part of the overall grade. How it works.

Book talk

Reading, story times and the library in Coldwater.

Town Square →
Start a conversation

Libraries: Institute of Museum and Library Services, Public Libraries Survey, fiscal year 2024. Each library reports its own numbers. Distances are straight-line from the town center. “What your card is worth” uses typical retail prices and is an estimate, not an official figure.