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Coldwater MS 008Photo: Thomas R Machnitzki ([email protected]) · CC BY 3.0
Housing in Coldwater

5 homes sold in Coldwater in the last year, at a typical $147K

Almost every sale is a house. Below: a shortcut to every site where Coldwater homes are listed.

Homes sold
5
May 2025 to April 2026
Typical sale price
$147K
median, weighted by sales
Price per square foot
$92
Mississippi $145
Paid vs. asking
91.7%
20% sold over asking
For sale now
2
April 2026 · 1 sold that month
Rent or buy?

Owning the typical Coldwater home costs about $933 a month

Mortgage
Property tax
Insurance
Rent

Price: Coldwater’s typical sale, last 12 months. Property tax at Coldwater’s 1.4% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Coldwater is affordable on local pay is on Cost of living.

Before you buy in Coldwater

Five things worth knowing

1.4%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $147K home, about $1,990 a year.

Taxes vs. neighbors
C−

Schools

The schools grade for Coldwater, from test results, graduation and how much students grow.

Schools in Coldwater
24 min

Typical commute

The average one-way trip to work for people who live in Coldwater.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Selling, or renting out?

Post your home to Coldwater, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Coldwater. People who follow the town see it, and so do people comparing Coldwater with their own town. No commission, no listing fee.

Questions about buying a home in Coldwater

What do homes sell for in Coldwater, MS?

5 homes sold in the year to April 2026 at a typical $147K, $92 a square foot.

Is Coldwater a buyer’s or seller’s market?

A seller’s market: 2 homes were for sale in April 2026 and 1 sold, about 2 months of supply. Buyers paid 91.7% of asking on average, and 67% of listings cut their price.

How much are property taxes in Coldwater?

About 1.4% of a home’s value a year. On a $147K home that’s near $1,990.

Where can I see homes for sale in Coldwater?

Zillow, Redfin, Realtor.com and Homes.com all carry Coldwater’s MLS listings; the search links above open each one filtered to Coldwater.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).