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The Bay St. Louis bridge from abovePhoto: Frank Kovalchek from Anchorage, Alaska, USA · CC BY 2.0
The Bay St. Louis handbook

Living in Bay St. Louis, MS: what to set up and who to call

The City of Bay St Louis water system reported 5 health-based violations to EPA in the last five years: disinfection byproducts (TTHM) ×5. 80% of systems its size reported none. Trains stop in Bay St. Louis, at Bay Saint Louis.

I’m new in town

What to set up in Bay St. Louis, and who provides it. Tap an answer for the details and where they come from.

Home services

Power, water and internet

Who to call to start service at a new address in Bay St. Louis.

Electricity

Power comes from Mississippi Power

Mississippi Power (Mississippi Power Co), an investor-owned utility, serves all of Bay St. Louis. Its homes paid an average of 15.7¢ per kWh in 2025, about $179 a month (its average across Mississippi).

Service territory: HIFLD Electric Retail Service Territories (map dated Aug 2023). Prices and customers: EIA-861, 2025.

Drinking water · reported to EPA

Water comes from City of Bay St Louis water system

The City of Bay St Louis water system supplies Bay St. Louis: about 82% of residents live in its service area. Hancock County Water & Sewer serves another 16%. About 10% of homes are outside any mapped community water system, most likely on private wells, which EPA doesn’t regulate. It draws ground water and serves 9,284 people in all.

5 health-based violations reported to EPA in the five years to October 2026: disinfection byproducts (TTHM) ×5, the latest beginning Oct 2024. 80% of the 5,012 systems serving 3,301–10,000 people had none.

Lead, 90th percentile9.0 ppb
015 ppb action level20

The latest lead result on file, the 90th percentile of homes sampled in Jan 2022–Dec 2024, was 9.0 ppb, below the 15 ppb action level that applied. That’s higher than 98% of similar systems’ latest results.

The system’s full record: EPA ECHO report

EPA SDWIS via Envirofacts (violations pulled Oct 9, 2026) and ECHO (lead samples, 2026Q3); service area: EPA Community Water System Service Area Boundaries v3.0 (EPA’s estimate). Violations are counted by the start of their compliance period. MS0230001.

Internet

6 home internet providers serve Bay St. Louis

100% of 5,485 addresses can get 100/20 Mbps; 94% can get fiber.

ProviderTechnologyAddressesFastest (Mbps)
Mediacom XtreamCable, Fiber99%1,000/50
AT&TFiber, DSL, Fixed wireless88%5,000/5,000
CoastConnectFiber47%2,000/1,000
C SpireFixed wireless100%100/20
T-MobileFixed wireless69%100/20
VerizonFixed wireless61%300/20

FCC National Broadband Map, as of December 2025. Availability as providers report it, not speeds people get.

Trash & recycling

We don’t have Bay St. Louis’ trash rules yet

Pickup rules, the dump and recycling in Bay St. Louis.

Schools

Where your child goes to school

Public school districts and the school path by grade.

Bay St. Louis kids go to
PK–55 elementary schoolsDepends on your address
6–8Bay Waveland Middle SchoolBay St. Louis-Waveland School District
9–12Bay High SchoolBay St. Louis-Waveland School District

Most of Bay St. Louis (78%) is in Bay St. Louis-Waveland School District; parts are in Hancock County School District (22%).

A−School gradeSee Schools →

U.S. Department of Education, NCES Common Core of Data, 2024–25. Enrollment rules and registration are the district’s.

Government & voting

Town hall and registering to vote

Who to call, and how to register.

Election office: FVAP local election office directory, updated Sep 2023; jurisdictions: EAC EAVS 2024. Registration rules and links: vote.gov, updated Nov 18, 2024.

ZIP codes & area codes

Bay St. Louis is in ZIP code 39520

ZIP codes where Bay St. Louis residents live, with the share of the town in each.

ZIPPost office nameShare of Bay St. LouisZIP’s residents in Bay St. Louis
39520Bay Saint Louis, MS100%62%

39521 is P.O. box or single-organization ZIP with no homes.

Area code228Wikidata

Census 2020 ZIP Code Tabulation Areas, by census block; post office names: GeoNames (CC BY 4.0). ZIPs created since 2020 are missing.

Everyday places

Getting around, the ER and the library

One line each; the subject pages have the rest.

Train: OpenStreetMap (© OpenStreetMap contributors). ER: CMS hospital data. Library: IMLS Public Libraries Survey, FY2024.

Questions about living in Bay St. Louis

Who supplies Bay St. Louis’ drinking water, and has it had violations?

The City of Bay St Louis water system (EPA ID MS0230001). It reported 5 health-based violations to EPA in the five years to October 2026: disinfection byproducts (TTHM) ×5. 80% of systems its size had none. Its latest lead 90th percentile was 9.0 ppb (Jan 2022–Dec 2024), against a 15 ppb action level.

Who provides electricity in Bay St. Louis?

Mississippi Power (Mississippi Power Co), an investor-owned utility. Its homes paid about 15.7¢ per kWh in 2025 (EIA).

What internet providers serve Bay St. Louis?

Mediacom Xtream, AT&T, CoastConnect, C Spire, T-Mobile, Verizon (FCC, as of December 2025).

What ZIP codes are in Bay St. Louis?

39520. Census 2020 ZIP Code Tabulation Areas.

What school district is Bay St. Louis in?

Bay St. Louis-Waveland School District. Parts of the city are in Hancock County School District.

How do I register to vote in Bay St. Louis?

Mississippi has no online registration; you can register in person until 30 days before Election Day or by mail (postmarked 30 days before). Elections here are run by the Hancock County Registrar. Check your registration at msegov.com.

Sources & dates

Every answer above names its source. Here they are with their dates.

  • Water: EPA SDWIS (Envirofacts, pulled Oct 9, 2026), ECHO SDWA 2026Q3, EPA CWS Service Area Boundaries v3.0.
  • Power: HIFLD Electric Retail Service Territories (map Aug 2023); EIA-861 final 2025.
  • Trash: OpenStreetMap, Geofabrik extract of Oct 9, 2026. © OpenStreetMap contributors (ODbL).
  • ZIP codes: Census 2020 ZCTA relationship files; GeoNames postal codes (CC BY 4.0).
  • Schools: NCES Common Core of Data, 2024–25.
  • Registration: vote.gov, updated Nov 18, 2024 (read Oct 10, 2026). Official sites and area codes: Wikidata.
  • Election office: FVAP local election office directory (fetched Oct 10, 2026; each record dated), EAC EAVS 2024 jurisdictions; registration and lookup links from vote.gov’s state data, checked Oct 10, 2026.
  • Internet: FCC National Broadband Map, as of December 2025.