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Montgomery City, MissouriPhoto: TCP04 · CC BY 4.0
Housing in Montgomery City

50 homes sold in Montgomery City in the last year, at a typical $195K

Almost every sale is a house. Below: what each kind of home sells for, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Montgomery City homes are listed.

Homes for sale in Montgomery CityZillowRedfinRealtor.comMore places to look ↓
Homes sold
50
October 2025 to September 2026
Typical sale price
$195K
median, weighted by sales
Price per square foot
$128
Missouri $163
Paid vs. asking
96.3%
11% sold over asking
For sale now
11
September 2026 · 7 sold that month
What sold · last 12 months

Houses are 0% of Montgomery City’s sales, at a typical — (year to May 2026)

50 homes sold in the year to September 2026.

14 years of sales

More homes sell than most years, at 2.4 times the 2016 price

50 sales in the last year, against 57 in 2022 and a low of 23 in 2014. The typical sale went from $82K in 2016 to $195K.

Homes soldTypical sale price
0255075100$75K$150K$225K$300K2012: 26 sold, typical $83K’122013: 27 sold, typical $70K2014: 23 sold, typical $74K’142015: 39 sold, typical $74K2016: 36 sold, typical $82K’162017: 42 sold, typical $92K2018: 37 sold, typical $97K’182019: 54 sold, typical $94K2020: 44 sold, typical $122K’202021: 54 sold, typical $144K2022: 57 sold, typical $141K’222023: 41 sold, typical $151K2024: 44 sold, typical $195K’242025: 49 sold, typical $182KLast 12 months: 50 sold, typical $195KNow

Source: Redfin Data Center, MLS sales; from June 2026 each month is a 3-month rolling window, its counts divided by 3. Typical price and $/sq ft are the monthly medians, weighted by sales. Redfin stopped publishing towns’ figures by property type after May 2026, so houses and condos are shown for the year to then.

What the sales history says · 14 years of sales

Bidding wars in Montgomery City are back to pre-pandemic levels, but two thirds fewer homes come up for sale

We read every month of Montgomery City’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to September 2026, 50 sales.

If you’re buying in Montgomery City

  • Shop in March. It brings about 4 new listings a month, close to the busiest month, with fewer bidding wars (11% over asking).
  • Offer under asking. Buyers paid 96.3% of the list price on average; 11% paid over.
  • Move fast on good ones. 54% of homes are under contract within two weeks.
Best time to buy

Spring brings the homes; summer brings the bidding wars

May has the most new listings (about 5 a month), but July is the most competitive: 21% of July sales close over asking. March and April offer nearly as much choice with fewer homes bid up (11%). January has the least competition (5%).

New listings a monthShare sold over asking
02.557.51013%27%40%Sweet spotJan: 4 new listings a month, 5% sold over asking, 77 days to sellJFeb: 4 new listings a month, 9% sold over asking, 86 days to sellFMar: 4 new listings a month, 11% sold over asking, 76 days to sellMApr: 4 new listings a month, 14% sold over asking, 78 days to sellAMay: 5 new listings a month, 17% sold over asking, 56 days to sellMJun: 5 new listings a month, 18% sold over asking, 59 days to sellJJul: 5 new listings a month, 21% sold over asking, 65 days to sellJAug: 5 new listings a month, 16% sold over asking, 67 days to sellASep: 4 new listings a month, 18% sold over asking, 67 days to sellSOct: 4 new listings a month, 18% sold over asking, 56 days to sellONov: 4 new listings a month, 18% sold over asking, 56 days to sellNDec: 3 new listings a month, 14% sold over asking, 55 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Calmer than the 2021 frenzy, and calmer than Missouri

Montgomery City now2017–192021 peakMO now
Sold over askingShare of sales that closed above the list price11%8%28%20%
Gone within two weeksShare of homes under contract within 14 days54%19%55%42%
Price paid vs. askingAverage sale price ÷ list price96.3%94.5%98%98.3%
Days to sellMedian days from listing to contract25913638
Supply

7 homes for sale on a typical day

That’s 65% fewer than in 2017–19 and well under 2016’s 26.

2012: 12 for sale’122013: 15 for sale2014: 15 for sale2015: 23 for sale’152016: 26 for sale2017: 23 for sale2018: 23 for sale’182019: 13 for sale2020: 8 for sale2021: 9 for sale’212022: 6 for sale2023: 7 for sale2024: 10 for sale’242025: 8 for saleLast 12 months: 7 for saleNow

Source: Redfin Data Center, city figures, January 2012 to September 2026 (MLS sales, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical Montgomery City home costs about $1,153 a month

Mortgage
Property tax
Insurance
Rent

Price: Montgomery City’s typical sale, last 12 months. Property tax at Montgomery City’s 0.8% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Montgomery City is affordable on local pay is on Cost of living.

Before you buy in Montgomery City

Six things worth knowing

5

New listings in May

The month with the most choice. December has the fewest, about 3.

Best time to buy
0.8%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $195K home, about $1,630 a year.

Taxes vs. neighbors
C+

Schools

The schools grade for Montgomery City, from test results, graduation and how much students grow.

Schools in Montgomery City
26 min

Typical commute

The average one-way trip to work for people who live in Montgomery City.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

Vandalia sells for less a square foot; Hermann, Warrenton and Truesdale for far more

The busier markets within 25 miles of Montgomery City, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
Mexico194$180K$1291%55
Warrenton124$267K$19141%29
Montgomery City50$195K$12811%25
Truesdale32$308K$19820%126
Hermann29$235K$1627%45
Vandalia23$174K$1057%70

Redfin Data Center, October 2025 to September 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to Montgomery City, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Montgomery City. People who follow the town see it, and so do people comparing Montgomery City with their own town. No commission, no listing fee.

Questions about buying a home in Montgomery City

What do homes sell for in Montgomery City, MO?

50 homes sold in the year to September 2026 at a typical $195K, $128 a square foot.

Is Montgomery City a buyer’s or seller’s market?

A seller’s market: 11 homes were for sale in September 2026 and 7 sold, about 1.6 months of supply. Buyers paid 96.3% of asking on average.

When is the best time to buy in Montgomery City?

May brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in Montgomery City?

About 0.8% of a home’s value a year. On a $195K home that’s near $1,630.

Where can I see homes for sale in Montgomery City?

Zillow, Redfin, Realtor.com and Homes.com all carry Montgomery City’s MLS listings; the search links above open each one filtered to Montgomery City.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).