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Montgomery City, Missouri
Missouri›Montgomery County

Montgomery CityMO

A town of 2,782, settled in 1853. 2.8 times the library visits per person than the typical Missouri town.

Photo: TCP04 · CC BY 4.0
Photo of Montgomery City

Montgomery City, MO · Photo: TCP04 · CC BY 4.0 · Source ↗

Is Montgomery City a good place to live?

Montgomery City gives you more for your money than most places: homes are within reach, about $242K for a typical one, or 3.7 years of the county’s $66K median household income. It grades C+ overall, ranked 141st of 247 in Missouri. The low prices come with trade-offs. The median household income is $58K, and 18% of residents live below the poverty line, and CDC estimates put its residents' health behind 78% of the country. Montgomery City's civic life (library use, community groups, volunteering) is stronger than in 96% of U.S. towns. 24% of working residents work locally in Montgomery City, where Missouri’s towns sit at 13% and U.S. towns at 8%.

What makes Montgomery City stand out

Where Montgomery City beats most towns.

How Montgomery City grades

Each subject compared with towns across the country (schools within Missouri), ordered by how far Montgomery City is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Immaculate Conception Catholic Church
Immaculate Conception Catholic Church, 2026
Montgomery City’s story

173 years in pictures

Census counts: 1,165 in 1880, 2,811 in 2020. The archive holds 3 old photos and papers going back to 2026 and 2 maps from 1940 on.

  • 1853Montgomery City is settled
Explore the history →
Getting set up

Moving to Montgomery City: who provides what

Who provides power, water and the rest in Montgomery City, and how to reach them.

The full setup list →
PowerUnion Electric13.3¢/kWh · EIA 2025HIFLD · EIA
WaterMontgomery City PWSNo health-based violations in 5 years · EPAEPA
Internet5 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Montgomery City’s trash rules yet
SchoolsMontgomery County R-II School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Missouri you can register online until 27 days before Election Day, in person until 27 days before Election Day, or by mail (postmarked 27 days before).vote.gov
Who runs elections hereMontgomeryMontgomery County; contacts on the Handbook page.FVAP, Aug 2019
ZIP code6336163361 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Montgomery City.

Montgomery City trades lower home prices for longer drives to work, is healthier than towns with similar incomes and trades workers with Columbia and other neighbors.

HealthC−

Montgomery City earns a C− for health

Against the 8,174 U.S. towns with household incomes like Montgomery City’s, it is less healthy than 63%, so its C− isn’t only a matter of income.

32% of Montgomery City adults get no exercise outside work. Montgomery City beats the Missouri average on 0 of 32 CDC measures and trails it on 1. 19% of Montgomery City adults smoke cigarettes.

22%healthier than U.S. townsC−Health Grade
Montgomery CityMissouri townsU.S. towns
Get no exercise (CDC PLACES)32%30%25%
Smoke cigarettes (CDC PLACES)19%17%14%
Frequent physical distress (CDC PLACES)16%15%14%
Fair or poor health (CDC PLACES)23%22%19%
32 measures vs. Missouri
0 better31 too close to call1 worse
What stands outMontgomery CityMO
More adults with COPD9.7%8%
Hermann Area District Hospital
19.7 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
40th
percentile among MO towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SchoolsC+

Public schools in Montgomery City fall behind 63% of Missouri districts

Its public schools are run by Montgomery Co. R-II. One of its 2 schools is below, with why it’s listed.

37%of MO districts it outscoresC+School Grade
SchoolLevelStudentsLetter
Montgomery City Elem.Largest public elementary schoolGrades PK–5Grades PK–5326C+

NCES · EDFacts · graded within MO on state tests and graduation

Climate

In Montgomery City, expect four seasons and pleasant summers

Montgomery City has chilly winters and warm summers. July afternoons reach 88° and January nights drop to 20°.

88°summer high

Typical low → high °F

Winter23–41°
Spring43–65°
Summer65–86°
Fall45–67°
Oct 23
typical first frost
Apr 14
typical last frost
+0.8°
vs. the 20th-century average
88°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Natural hazardsHazard risk grade B+

Low risk in Montgomery City, with inland flooding at the top

Expected storm and flood damage is lower than in 66% of U.S. communities.

34risk score of 100
FEMA risk score
34Low riskLowerHigher
Inland floodingHeat wavesEarthquakes
1
federal disasters paid out here

FEMA National Risk Index · OpenFEMA

Work & commuteJobs & income grade C−

About one in four working residents works right in Montgomery City

Montgomery City has about as many jobs (1,144) as working residents, but only 292 people both live and work here.

About one in 4 of Montgomery City’s working residents works in town. The average trip to work in Montgomery City is 26 minutes. Since 2013, Montgomery City has added 59 jobs, to 1,144 in 2023.

24%work in town
Montgomery CityMissouri townsU.S. towns
Average trip to work26 minutes22 minutes25 minutes
Median household income$58,000$62,000$80,000

Where working residents work

In Montgomery City24%
Columbia5%
Wentzville4%
Jonesburg3%
Jefferson City3%
29 mi
median commute distance
1,144
jobs based in Montgomery City
Balanced
jobs vs. working residents
B
Walkability grade: more walkable than 62% of U.S. towns

Census LEHD 2023 · ACS

Safety

Crime reported in Montgomery City

Montgomery City's reported crime rate is well below Missouri's. Montgomery City’s property crime rate is 6.1 per 1,000 residents. 8 violent crimes were reported in 2025.

Montgomery CityMissouri townsU.S. towns
Property crimes per 1,000 (2025)6.1 per 1,000 residents12.59.9
Violent crimes per 1,000 (2025)2.9 per 1,000 residents2.21.6

Violent crime per 1,000 residents

Montgomery City2.9
Missouri4.3
U.S.3.3

Property crime per 1,000 residents

Montgomery City6.1
Missouri16.9
U.S.15.5
8
violent crimes reported in 2025
17
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

HousingCost of living grade A−

Montgomery City earns an A− for cost of living

Homes are within reach (about $242K for the typical one, A− for cost of living), but half of working residents commute more than 29 miles.

Typical home values rose 11% in the year to September 2026.

$242KZillow home value
Montgomery CityMissouri townsU.S. towns
Median rent$767 a month$972 a month$1,185 a month
Households that own their home66%64%73%

Typical home value

Montgomery City$242K
Missouri$265K
+10.6%
value change, 1 year

Zillow Home Value Index · Redfin Data Center

OutdoorsC−

Conserved land covers 0.3% of Montgomery City

Just 7 of its 2,193 acres are conserved, so there is little public open land in Montgomery City itself; its outdoors grade is C−.

0.1 miles of trail in 1 park or preserve.

0.3%conserved
0.3%
conserved · 7 of 2,193 acres
0.1 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. Colbert Park—2

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Montgomery City

18pages on Montgomery City
After high school

Colleges nearby

None within 15 miles of Montgomery City; the nearest are

About Montgomery City

City in Missouri, U.S.

Official town website ↗

Montgomery City is a city in and the county seat of Montgomery County, Missouri, United States. The population was 2,811 at the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1853
Area
3.4 sq mi
Elevation
823 ft
ZIP code
63361
Area code
573

Questions about Montgomery City

Short answers, built from the data on this page.

Is Montgomery City, MO a good place to live?

Montgomery City grades C+ overall, better than 36% of U.S. towns and #141 of 247 in Missouri. It grades C− for health and C+ for schools. Jobs & income is its weak spot, with a C−.

Is Montgomery City, MO expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A−.