Storms, floods and disasters in Chillicothe Township
Chillicothe Township isn’t graded for hazard risk: FEMA’s tract figures aren’t matched to Chillicothe Township yet. Flood insurance has paid 17 claims here since 1982.
What Chillicothe Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Chillicothe Township flood? Sometimes: 17 flood claims since 1982
Every paid claim on a federal flood insurance policy in Chillicothe Township, from FEMA’s records.
- The Midwest Flooding1 claim · $13K
- The Late spring storms1 claim · $2K
Chillicothe Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Livingston County.4 federal disasters brought FEMA money to Chillicothe Township
Disasters that paid out in Chillicothe Township itself (aid to households or repair grants to Chillicothe Township), newest first, with that year’s flood claims.
- 2019Severe Storms, Tornadoes, and Flooding24 households applied for aid$172K aid approved2 flood claims paid that year
- 2008Severe Storms and Flooding7 households applied for aid$40K aid approved
- 2007Severe Storms and Flooding14 households applied for aid$109K aid approved4 flood claims paid that year
- 2004Severe Storms, Tornadoes, and Flooding39 households applied for aid$21K aid approved
Livingston County has had 19 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Chillicothe Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Chillicothe Township archive →Chillicothe Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Chillicothe | Bless damage than 58% | river and rain flooding | 15 |
| Rich Hill Township | B−less damage than 53% | river and rain flooding | — |
| Fairview Township | — | 367 residents; we grade 1,000+ | |
| Jackson Township | — | 556 residents; we grade 1,000+ | |
| Green Township | — | 254 residents; we grade 1,000+ | |
| Grand River Township | — | 145 residents; we grade 1,000+ | |
| Wheeling Township | — | 463 residents; we grade 1,000+ | |
| Cream Ridge Township | — | 482 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Chillicothe Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Chillicothe Township
Does Chillicothe Township flood?
Flood insurance has paid 17 claims in Chillicothe Township since 1982, $238K in all. The most claims came from Midwest Flooding (1).
Is Chillicothe Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Livingston County, 0.0% of all homes carry federal flood insurance.
How much is flood insurance in Chillicothe Township?
FEMA’s Community Rating System list shows no discount for Chillicothe Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Chillicothe Township?
By FEMA money that reached Chillicothe Township, Severe Storms, Tornadoes, and Flooding (2019): 24 households applied for aid, $172K approved. By flood claims, Midwest Flooding: 1 paid, $13K.
Storm stories
Memories, warnings and help from neighbors in Chillicothe Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Chillicothe Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.