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2009-0805-MN-Mapleton-MainStHDPhoto: Bobak Ha'Eri · CC BY 3.0
ACost of living
Cost of living in Mapleton

Measured against area pay, Mapleton costs less to live in than 91% of U.S. towns

Up 3.9% in a year, 28% below the Minnesota typical home.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Mankato, MN metro area ($76K). How TownRatings grades cost of living

Typical home value
$251K
▲ 3.9% in a year · MN $349K
Zillow
Homes sold
2
in September 2026 · 13 for sale
2-bedroom rent
$1,060
a month, utilities in · HUD
Median tax bill
$2,369
MN $3,357
Area income (the grade’s yardstick)
$76K
Mankato-area median

Only 2 sales in September 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.

Why Mapleton gets an A

The grade compares costs with what households across the Mankato metro earn ($76K, Census 2020–24). The typical home costs 2.4 years of metro income, and 50% of renters pay 30% or more of income for housing.

In dollars

  • $251Ktypical home, 28% below the Minnesota typical homeZillow, September 2026
  • $1,060a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
  • 91prices across the Mankato metro, where the U.S. is 100 (housing 80)BEA Regional Price Parities, 2024

In paychecks the grade

  • 2.4 yrsof area income buys the typical home; the typical U.S. town: 3.3$76K, Mankato-area income
  • 12%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
  • 14%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out · In brief

What Mapleton’s housing numbers say

Values rose faster than Minnesota’s over five years

The typical Mapleton home is up 31% in five years, against 14% across Minnesota. Since October 2016 it has about doubled, from $133K to $251K. Price trend ↓

An older housing stock

Half of Mapleton’s homes were built before 1955, against 1979 for Minnesota as a whole. Older homes can mean character, and also bigger heating and repair bills, so an inspection matters. Property taxes ↓

Written from the data on this page. Home values are the Zillow Home Value Index, through September 2026; permits are Census figures through 2025; incomes, rents paid, taxes and ownership come from the Census American Community Survey.

Cost of living grade

What’s behind Mapleton’s grade

Measured against what households in the area earn, Mapleton is more affordable than 91% of U.S. towns. Property tax pulls the grade down most; rent holds it up.

All U.S. towns we grade (21,243)More affordable than 91%
CostlierMore affordable

Values have outpaced Minnesota: the typical Mapleton home is up 31.0% in five years, against 14.1% statewide (Zillow).

How sure. Mapleton’s Census figures cover about 600 households. At the ends of the Census margins (area income ±$2,752, owners paying 30%+ ±5.1 points), Mapleton could be anywhere from A− to A.

How TownRatings grades cost of living →

Price trend

Up 31% in five years

Faster than Minnesota (14.1%).

MapletonMinnesota
$100K$150K$200K$250K$300K$350K20182020202220242026
Show as a table
JanuaryMapletonMinnesota
2017$136,000$216,000
2018$146,000$231,000
2019$152,000$245,000
2020$161,000$257,000
2021$173,000$280,000
2022$195,000$311,000
2023$216,000$322,000
2024$222,000$329,000
2025$235,000$338,000
2026$245,000$346,000
September 2026$251,000$349,000
Then & now

A typical Mapleton home worth $133K in October 2016 is worth about $251K today.

+$118K
+3.9%
past year
+31%
past 5 years
+88.7%
since 2016

Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.

Affordability

A typical home costs 2.4 years of area income

The calculator starts from the area income the grade uses. Switch to Mapleton’s own median, or type yours.

Household income a year
$
Mankato-area median household income, as in the grade
You could afford about
$280,000
Typical Mapleton home $251K

That covers a typical Mapleton home, with $29K to spare.

The typical home, each month
$1,590
Loan $1,240Tax $270Insurance $70

A two-bedroom rents for about $1,060 a month here, $530 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Mapleton’s typical property tax (1.30% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,060

Renters already here pay a median of $782, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$870
1 bedroom$880
2 bedrooms$1,060
3 bedrooms$1,490
4 bedrooms$1,780
24%
of households rent · MN 28%
129
renter households
50%
of renters spend 30%+ of income on rent · MN 48%
16%
of the median income, for a two-bedroom
$782
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Mankato, MN MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

1 new home permitted in 2025

Builders were permitted 1 new home in Mapleton in 2025. That's 0.6 per 1,000 residents, slower than across Minnesota (3.8). Over the past 10 years, Mapleton has permitted 10 homes in all.

Single-family2+ homes per building
051015200020052010201520202025
1
new homes permitted in 2025
1
2026 so far (Jan–Aug)
0.6
per 1,000 residents · MN 3.8
10
homes in the past 10 years
Homes vs. people, 2010–2020
Residents−46
New homes+14

Between the 2010 and 2020 censuses, Mapleton's population fell by 46 even though 14 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across Minnesota: 2.2 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)110$367,000
2025110$367,000
2024000—
2023000—
2022000—
2021000—
2020000—
2019110$259,000
2018312$537,000
2017330$776,000
2016220$508,000
2015000—
2014000—
2013220$367,000
2012110$173,000
2011000—
2010220$320,000
2009220$336,000
2008220$322,000
2007220$298,000
2006330$447,000
2005110$138,000
2004880$1 million
20031046$957,000
200211110$1.3 million
2001550$559,000
2000624$442,000

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Property taxes

Low tax bills, but a high tax rate

The median bill is $2,369, under the Minnesota median of $3,357, because homes cost less. As a share of value it’s 1.30% a year, against 1.02% statewide.

$2,369
median bill a year · MN $3,357
1.30%
of a home’s value a year · MN 1.02%
$270
a month at that rate, on the typical home (Zillow)

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Beyond rent and mortgage

The rest of a budget near Mapleton

Only figures published free for the whole country, each labeled with the area it covers: the Mankato, MN metro area, or Minnesota. Groceries follow the goods price level; nobody publishes them town by town.

CostHereCompared withAreaSource
Prices overall
U.S. = 100
91MN 99metroBEA, 2024
Goods (groceries, clothing, cars…)
U.S. = 100
95MN 101metroBEA, 2024
Utilities
U.S. = 100
87MN 91metroBEA, 2024
Other services
U.S. = 100
92MN 100metroBEA, 2024

Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.

Next door

Mapleton and its neighbors

One source per column.

Cost next door · one source per column

TownCostTypical home
Zillow, September 2026
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
MapletonA$251K$182K1.30%$1,060

Questions about the cost of living in Mapleton

Is Mapleton expensive to live in?

Measured against what households in the area earn, Mapleton costs less than 91% of U.S. towns: an A for cost of living. The typical home costs 2.4 years of the median household income of the Mankato, MN metro area ($76K).

How much does a house cost in Mapleton?

About $251K, Zillow’s typical value for September 2026, up 3.9% in a year. The Minnesota typical home is $349K.

What salary do you need to live in Mapleton?

To buy the typical home with 20% down at 6.3%, about $68,000 a year, keeping the payment (about $1,590 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $42,000.

How much is rent in Mapleton?

HUD puts a two-bedroom at about $1,060 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $782 (Census 2020–24).

What are property taxes in Mapleton?

The median bill is $2,369 a year, 1.30% of the median home value (Minnesota: $3,357, 1.02%), from the Census 2020–24.

Are home prices in Mapleton going up?

Yes: up 3.9% in the past year and 31.0% in five years, against 14.1% across Minnesota (Zillow).

Neighbors talk housing

What Mapleton buyers, sellers and renters are saying.

Town Square →
Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, September 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.