Photo: Bobak Ha'Eri · CC BY 3.0Kasota Township’s building-damage rate from strong wind is in the top 2% of U.S. census tracts
On FEMA’s National Risk Index, Kasota Township gets a B for hazard risk: lower expected damage per building than 55% of U.S. towns. Most of that expected damage is river and rain flooding (64%), then tornadoes (16%). Flood insurance has paid 4 claims here since 1984.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Kasota Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Strong wind
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Kasota Township’s grade
River and rain flooding is 64% of the building damage FEMA expects in Kasota Township, and Kasota Township’s rate of river and rain flooding damage is lower than 54% of U.S. census tracts. Tornadoes add 16%, at a rate in the top 8% of U.S. census tracts.
B lower expected damage per building than 55% of U.S. towns (21,298).
All of Kasota Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $689K a year in losses across Kasota Township: $519K to buildings, the rest to people and crops.
Does Kasota Township flood? Rarely: 4 flood claims since 1984
Every paid claim on a federal flood insurance policy in Kasota Township, from FEMA’s records: 5.7 per 1,000 homes, more than 63% of the 13,809 U.S. towns with a flood insurance record.
Kasota Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Le Sueur County.3 federal disasters brought FEMA money to Kasota Township
Disasters that paid out in Kasota Township itself (aid to households or repair grants to Kasota Township), newest first, with that year’s flood claims.
- 2014Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides$3K to Kasota Township for repairs
- 2010Severe Storms and Flooding$4K to Kasota Township for repairs1 flood claim paid that year
- 2001Severe Winter Storms, Flooding, and Tornadoes$5K to Kasota Township for repairs
Le Sueur County has had 16 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Kasota Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Kasota Township archive →Kasota Township and its neighbors
Kasota Township is 2nd of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Mankato | B+less damage than 70% | river and rain flooding | 23 |
| Kasota Township | Bless damage than 55% | river and rain flooding | 4 |
| Belgrade Township | B−more damage than 53% | river and rain flooding | — |
| St. Peter | Cmore damage than 73% | river and rain flooding | 13 |
| Kasota | — | 554 residents; we grade 1,000+ | |
| Oshawa Township | — | 560 residents; we grade 1,000+ | |
| Traverse Township | — | 291 residents; we grade 1,000+ | |
| Cleveland Township | — | 846 residents; we grade 1,000+ | |
| Washington Township | — | 944 residents; we grade 1,000+ | |
| Lime Township | — | 889 residents; we grade 1,000+ | |
| Ottawa Township | — | 239 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Kasota Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Kasota Township
Is Kasota Township at risk for natural disasters?
On FEMA’s National Risk Index, Kasota Township has lower expected damage per building than 55% of U.S. towns: B for hazard risk. Most of the expected damage is river and rain flooding (64%) and tornadoes (16%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Kasota Township flood?
Flood insurance has paid 4 claims in Kasota Township since 1984, $47K in all, or 5.7 per 1,000 homes, more than 63% of U.S. towns with a flood insurance record.
Is Kasota Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Le Sueur County, 0.7% of all homes carry federal flood insurance.
How much is flood insurance in Kasota Township?
FEMA’s Community Rating System list shows no discount for Kasota Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Kasota Township?
By FEMA money that reached Kasota Township, Severe Winter Storms, Flooding, and Tornadoes (2001): $5K to Kasota Township for repairs.
Is Kasota Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (64%), and Kasota Township’s rate for it is lower than 54% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Kasota Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Kasota Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.