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Grand Traverse County Courthouse
Michigan›Grand Traverse County

Traverse CityMI

A town of 15,832, settled in 1854.

Trash day: look up yours
5 bordering townsMap →
Photo: rossograph · CC BY-SA 4.0
Photo of Traverse City

Traverse City, MI · Photo: rossograph · CC BY-SA 4.0 · Source ↗

Is Traverse City a good place to live?

For most people who can afford it, yes. Traverse City grades B overall, 305th of 697 graded towns in Michigan. Natural-hazard risk is low. Its schools rank ahead of 80% of Michigan towns. The catch is cost: homes are expensive, about $444K for a typical one and 5.5 times the Traverse City metro’s $81K median household income. 45% of working residents work locally in Traverse City, where Michigan’s towns sit at 5.9% and U.S. towns at 8%. Few places in the country are easier to get around without a car. Traverse City is home to Northwestern Michigan College.

What makes Traverse City stand out

Where Traverse City beats most towns.

Perry Hannah House
Perry Hannah House · National Register of Historic Places
Traverse City’s story

172 years in pictures

Census counts: 1,897 in 1880, 15,678 in 2020. The archive holds 12 old photos and papers going back to 1890 and 2 maps from 1957 on.

7 places on the National Register of Historic Places.

  • 1854Traverse City is settled
Explore the history →

How Traverse City grades

Each subject compared with towns across the country (schools within Michigan), ordered by how far Traverse City is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Traverse City: who provides what

Who provides power, water and the rest in Traverse City, and how to reach them.

The full setup list →
PowerCity of Traverse City13.4¢/kWh · EIA 2025HIFLD · EIA
WaterTraverse City water systemNo health-based violations in 5 years · EPAEPA
Internet6 providers98% of addresses get 100/20 MbpsFCC
Trash & dumpBy addressTown’s hauler · day by addressTown site
SchoolsTraverse City Area Public SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Michigan you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereTraverse City City ClerkThe town itself; contacts on the Handbook page.FVAP, Nov 2025
ZIP codes49684, 4968649684 52% · 49686 48%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in Traverse City.

Traverse City draws workers from Garfield Township and beyond and gets more snow than nearly all U.S. towns, but it has property taxes 1.6 times the Michigan norm.

OutdoorsA−

Conserved land covers 3% of Traverse City

12 miles of trail in 32 parks and preserves. Traverse City’s trail density is 1.4 miles per square mile. The biggest park or preserve is Grand Traverse Commons Natural Area, at 127 acres.

#102for trails in MI
Traverse CityMichigan townsU.S. towns
Miles of trail per square mile1.4 miles per square mile0.30.4
Conserved land3%4.4%4.3%
3%
conserved · 165 of 5,482 acres
12 mi
of trails · 1.3 per sq mi
Biggest places to walkTrailsAcres
1. Grand Traverse County Civic Center1.2 mi44
2. Grand Traverse Commons Natural Area0.8 mi127
3. Dr. James Decker Munson Arboretum0.6 mi13

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

SchoolsA−

Traverse City’s grade for schools is an A−

Its public schools are run by the Traverse City Area Public Schools. Three of its 13 schools are below, each with why it’s listed. The largest public high school is Central High School, with 1,326 students.

80%of MI districts it outscoresA−School Grade
SchoolLevelStudentsLetter
Central Grade SchoolLargest public elementary schoolGrades PK–7Grades PK–7510A
Central High SchoolLargest public high schoolGrades 8–12Grades 8–121,326A
Willow Hill Elementary SchoolTop results in townGrades PK–5Grades PK–5429A

NCES · EDFacts · graded within MI on state tests and graduation

HousingCost of living grade C−

Traverse City’s grade for cost of living is a C−

The median property tax bill is $4,671, against $2,904 across Michigan, another input to its cost-of-living grade.

64% of Traverse City households own their home. The typical Traverse City home is worth about $444,000, up 2.1% in a year, 68% above the Michigan typical home.

$444KZillow home value
Traverse CityMichigan townsU.S. towns
Households that own their home64%84%73%
Median rent$995 a month$1,047 a month$1,185 a month

Typical home value

Traverse City$444K
Michigan$264K
Market temperature
Buyer’s marketA balanced marketBuyer’sSeller’s
51
days on market
99.6%
sale-to-list price
+2.1%
value change, 1 year
26
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Work & commuteJobs & income grade C+

About half of working residents work right in Traverse City

24,319 jobs are based in Traverse City, 4 for every working resident, so most of the people who work here commute in. The average commute takes 17.2 minutes, against 24.2 across Michigan.

The average trip to work in Traverse City is 17 minutes. Jobs based in Traverse City grew to 24,319 in 2021, 5,149 more than in 2011. 19% of workers work from home in Traverse City.

45%work in town
Traverse CityMichigan townsU.S. towns
Average trip to work17 minutes25 minutes25 minutes
Work from home19%10%11%
Below the poverty line12%8.9%9.6%

Where working residents work

In Traverse City45%
Garfield Township14%
East Bay Township3%
Elmwood Township2%
Suttons Bay Township2%
3 mi
median commute distance
24,319
jobs based in Traverse City
A job hub
jobs vs. working residents
A+
Walkability grade: among the most walkable U.S. towns

Census LEHD 2021 · ACS

Natural hazardsHazard risk grade A+

Traverse City stands out in Michigan and nationally: the FEMA risk score there is lower

Among 701 Michigan towns, just 5 have a lower FEMA risk score than Traverse City. Since 1981, 15 flood insurance claims have been paid out in Traverse City.

1risk score of 100
FEMA risk score
1Very low riskLowerHigher
Cold wavesInland floodingWinter weather
15
paid flood claims since 1981
1
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

HealthB+

Traverse City is healthier than 70% of U.S. towns

Traverse City beats the Michigan average on 8 of 32 CDC measures and trails it on 1.

70%healthier than U.S. townsB+Health Grade
Traverse CityMichigan townsU.S. towns
Sleep under 7 hours (CDC PLACES)30%34%36%
Smoke cigarettes (CDC PLACES)13%15%14%
Depression (CDC PLACES)26%27%23%
Feel lonely (CDC PLACES)31%32%33%
32 measures vs. Michigan
8 better23 too close to call1 worse
What stands outTraverse CityMI
Fewer adults facing food insecurity10.8%15.4%
Fewer adults facing housing insecurity8.6%11.9%
More adults who have had cancer10.5%8.9%
Munson Medical Center
2 mi away · emergency room
None
primary care, dental or mental-health shortage
72nd
percentile among MI towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Climate

In Traverse City, expect snowy winters and pleasant summers

The Traverse City Munson weather station records that 101 inches of snow fall in a normal winter, more than in 97% of U.S. towns.

Traverse City has chilly, snowy winters and pleasant summers. July afternoons reach 79° and January nights drop to 17°.

101″snow a winter

Typical low → high °F

Winter19–31°
Spring33–52°
Summer57–77°
Fall42–57°
Oct 16
typical first frost
May 12
typical last frost
+2.5°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

38%of U.S. towns report more crimeC+Safety Grade

Violent crime per 1,000 residents

Traverse City5.8
Michigan4.3
U.S.3.3

Property crime per 1,000 residents

Traverse City7.4
Michigan13
U.S.15.5
38th
percentile among U.S. towns we grade
41st
percentile among MI towns
92
violent crimes reported in 2025
117
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Keep exploring

Everything we know about Traverse City

20pages on Traverse City
After high school

Colleges nearby

1 within 15 miles of the center of Traverse City

College town

Northwestern Michigan College calls Traverse City home

College Scorecard · IPEDS

Landmarks

7 places in Traverse City on the National Register of Historic Places.

All landmarks →

Famous people from Traverse City

30 notable people were born in Traverse City.

See all 30 →

About Traverse City

City in Michigan

Official town website ↗

Traverse City ( TRAV-ərss) is a city in the U.S. state of Michigan. It is the county seat of Grand Traverse County, although it partly extends into Leelanau County. The city's population was 15,678 at the 2020 census, while the four-county Traverse City metropolitan area had 153,448 residents. Traverse City is the largest city in Northern Michigan. Traverse City is at the head of the East and West arms of Grand Traverse Bay, a 32-mile-long (51 km) bay of Lake Michigan. Grand Traverse Bay is divided into arms by the 18-mile-long (29 km) Old Mission Peninsula, which is attached at its base to Traverse City. The city borders four townships–East Bay, Elmwood, Garfield, and Peninsula–all of whic…

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1891
Area
8.7 sq mi
Elevation
627 ft
ZIP code
49684, 49685, 49686

Traverse City’s neighbors

5 towns share a border with Traverse City.

Explore the map →

All 4 graded towns on its borders grade higher than its B; Garfield Township (B+) is closest.

How the neighbors grade
TownMI rankOverallCostSafetySchoolsHealth
Traverse City#305BC−C+A−B+
Garfield Township#258B+C−—A−B+
Peninsula Township#190A−D—A−B+
East Bay Township#137A−C+—A−A−
Elmwood Township#224B+C—A−B+
Greilickville——————

Garfield Township, Peninsula Township, East Bay Township and Elmwood Township report no FBI crime data of their own. Greilickville isn’t graded (fewer than 1,000 residents, or not enough data). Compare Traverse City with a neighbor →

Questions about Traverse City

Short answers, built from the data on this page.

Is Traverse City, MI a good place to live?

For most people who can afford it, yes. Traverse City grades B overall, better than 61% of U.S. towns and #305 of 697 in Michigan. It grades B+ for health, C+ for safety and A− for schools. Cost of living is its weak spot, with a C−.

Is Traverse City, MI expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C−.

What is Traverse City, MI known for?

30 notable people were born here, including Jeremy Davies and Barry Watson.