Storms, floods and disasters in Standish Township
Standish Township isn’t graded for hazard risk: FEMA’s tract figures aren’t matched to Standish Township yet. Flood insurance has paid 32 claims here since 1983.
What Standish Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Standish Township flood? Sometimes: 32 flood claims since 1983
Every paid claim on a federal flood insurance policy in Standish Township, from FEMA’s records.
Standish Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Arenac County.1 federal disaster brought FEMA money to Standish Township
Disasters that paid out in Standish Township itself (aid to households or repair grants to Standish Township), newest first, with that year’s flood claims.
- 2020Severe Storms and Flooding101 households applied for aid$353K aid approved9 flood claims paid that year
Arenac County has had 8 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Standish Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Standish Township archive →Standish Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Standish | A−less damage than 82% | river and rain flooding | 2 |
| Pinconning Township | B+less damage than 73% | river and rain flooding | 12 |
| Lincoln Township | — | 836 residents; we grade 1,000+ | |
| Arenac Township | — | 891 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Standish Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Standish Township
Does Standish Township flood?
Flood insurance has paid 32 claims in Standish Township since 1983, $356K in all. 2 properties have flooded more than once.
Is Standish Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Arenac County, 6% of homes in mapped flood zones carry federal flood insurance, and 1.0% of all homes do.
How much is flood insurance in Standish Township?
FEMA’s Community Rating System list shows no discount for Standish Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Standish Township?
By FEMA money that reached Standish Township, Severe Storms and Flooding (2020): 101 households applied for aid, $353K approved.
Storm stories
Memories, warnings and help from neighbors in Standish Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Standish Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.