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Housing in St. Charles Township

59 homes sold in St. Charles Township in the last year, at a typical $190K

Redfin reports St. Charles Township’s sales by ZIP code, so these figures are for ZIP 48655, which takes in St. Charles Township and the area around it. Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where St. Charles Township homes are listed.

Homes for sale in St. Charles TownshipZillowRealtor.comMore places to look ↓
Homes sold
59
ZIP 48655 · October 2025 to September 2026
Typical sale price
$190K
median, weighted by sales
Price per square foot
$137
Michigan $168
Paid vs. asking
99%
30% sold over asking
For sale now
14
September 2026 · 6 sold that month
What sold · last 12 months · ZIP 48655

Houses are 99% of St. Charles Township’s sales, at a typical $211K (year to May 2026)

59 homes sold in the year to September 2026.

Houses$211K

typical sale · 55 sold in the year to May 2026

Per square foot
$140MI $172
Days to sell
25
Sold over asking
26%
14 years of sales

About as many homes sell as usual, at twice the 2016 price

59 sales in the last year, against 93 in 2019 and a low of 54 in 2014. The typical sale went from $91K in 2016 to $190K.

Homes soldTypical sale price
0255075100$75K$150K$225K$300K2012: 56 sold, typical $68K’122013: 55 sold, typical $57K2014: 54 sold, typical $84K’142015: 85 sold, typical $80K2016: 61 sold, typical $91K’162017: 69 sold, typical $93K2018: 73 sold, typical $111K’182019: 93 sold, typical $107K2020: 75 sold, typical $130K’202021: 69 sold, typical $136K2022: 81 sold, typical $163K’222023: 60 sold, typical $148K2024: 64 sold, typical $187K’242025: 62 sold, typical $194KLast 12 months: 59 sold, typical $190KNow

Source: Redfin Data Center, MLS sales; for ZIP 48655, which takes in St. Charles Township and the area around it (each month is a 3-month rolling window, its counts divided by 3). Typical price and $/sq ft are the monthly medians, weighted by sales. Redfin stopped publishing towns’ figures by property type after May 2026, so houses and condos are shown for the year to then.

What your budget buys

What $200K buys in St. Charles Township

Houseat $140 a sq ft, year to May 2026
The same money in Michiganat $172 a sq ft, year to May 2026

Is this asking price fair?

Check a listing against what St. Charles Township homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

What the sales history says · 14 years of sales

Bidding wars in St. Charles Township are more common than before the pandemic, but 41% fewer homes come up for sale

We read every month of home sales in ZIP 48655 since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to September 2026, 59 sales.

If you’re buying in St. Charles Township

  • Shop in October. It brings about 8 new listings a month, close to the busiest month, with fewer bidding wars (29% over asking).
  • Bid near asking. Buyers paid 99% of the list price on average; 30% paid over.
  • You’ll usually have time. Only 45% of homes go under contract within two weeks; the typical one takes 23 days.
Best time to buy

Summer brings both the most homes and the most bidding wars

July has the most new listings (about 9 a month), and the most competition: 34% close over asking. September and October offer nearly as much choice with fewer homes bid up (31%). March has the least competition (19%).

New listings a monthShare sold over asking
02.557.51013%27%40%Sweet spotJan: 5 new listings a month, 23% sold over asking, 59 days to sellJFeb: 5 new listings a month, 22% sold over asking, 68 days to sellFMar: 6 new listings a month, 19% sold over asking, 65 days to sellMApr: 6 new listings a month, 21% sold over asking, 59 days to sellAMay: 7 new listings a month, 24% sold over asking, 59 days to sellMJun: 8 new listings a month, 30% sold over asking, 49 days to sellJJul: 9 new listings a month, 34% sold over asking, 52 days to sellJAug: 9 new listings a month, 33% sold over asking, 40 days to sellASep: 8 new listings a month, 31% sold over asking, 38 days to sellSOct: 8 new listings a month, 29% sold over asking, 40 days to sellONov: 7 new listings a month, 29% sold over asking, 41 days to sellNDec: 6 new listings a month, 27% sold over asking, 46 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Calmer than the 2021 frenzy, and about like Michigan as a whole

St. Charles Township now2017–192021 peakMI now
Sold over askingShare of sales that closed above the list price30%21%54%28%
Gone within two weeksShare of homes under contract within 14 days45%26%62%40%
Price paid vs. askingAverage sale price ÷ list price99%95.8%98.4%98.1%
Days to sellMedian days from listing to contract23461336
Supply

13 homes for sale on a typical day

That’s 2.4 times the 2023 low (6), 41% fewer than in 2017–19 and well under 2015’s 46.

2012: 35 for sale’122013: 34 for sale2014: 40 for sale2015: 46 for sale’152016: 22 for sale2017: 23 for sale2018: 21 for sale’182019: 23 for sale2020: 13 for sale2021: 6 for sale’212022: 9 for sale2023: 6 for sale2024: 9 for sale’242025: 11 for saleLast 12 months: 13 for saleNow

Source: Redfin Data Center, ZIP code tracker; for ZIP 48655, which takes in St. Charles Township and the area around it (each month is a 3-month rolling window, its counts divided by 3), January 2012 to September 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical St. Charles Township home costs about $1,247 a month

Mortgage
Property tax
Insurance
Rent

Price: St. Charles Township’s typical sale, last 12 months. Property tax at St. Charles Township’s 1.6% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether St. Charles Township is affordable on local pay is on Cost of living.

Before you buy in St. Charles Township

Six things worth knowing

9

New listings in July

The month with the most choice. January has the fewest, about 5.

Best time to buy
1.6%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $190K home, about $3,070 a year.

Taxes vs. neighbors
B

Schools

The schools grade for St. Charles Township, from test results, graduation and how much students grow.

Schools in St. Charles Township
31 min

Typical commute

The average one-way trip to work for people who live in St. Charles Township.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

Chesaning, Shields, Saginaw and Bridgeport Township sell for less a square foot

The busier markets within 25 miles of St. Charles Township, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
Saginaw474$77K$6424%36
Shields115$189K$12620%17
Freeland92$354K$16226%27
Bridgeport Township66$144K$10734%38
St. Charles Township (ZIP 48655)59$190K$13730%23
Chesaning34$156K$10838%46
St. Charles25$186K$13724%31

Redfin Data Center, October 2025 to September 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to St. Charles Township, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to St. Charles Township. People who follow the town see it, and so do people comparing St. Charles Township with their own town. No commission, no listing fee.

Questions about buying a home in St. Charles Township

What do homes sell for in St. Charles Township, MI?

59 homes sold in the year to September 2026 at a typical $190K, $137 a square foot.

Is St. Charles Township a buyer’s or seller’s market?

A seller’s market: 14 homes were for sale in September 2026 and 6 sold, about 2.1 months of supply. Buyers paid 99% of asking on average.

When is the best time to buy in St. Charles Township?

July brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in St. Charles Township?

About 1.6% of a home’s value a year. On a $190K home that’s near $3,070.

Where can I see homes for sale in St. Charles Township?

Zillow, Redfin, Realtor.com and Homes.com all carry St. Charles Township’s MLS listings; the search links above open each one filtered to St. Charles Township.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; for ZIP 48655, which takes in St. Charles Township and the area around it (each month is a 3-month rolling window, its counts divided by 3)). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).