Each edition grades its towns against each other only.
A town settled in 1854, now home to 3,115 people.
St. Charles Township’s strongest is cost of living — a typical home costs about $136K, 2.2 years of the Saginaw metro’s $61K median household income. The drawback is incomes: the median household income is $63K, and 11% of residents live below the poverty line. Health is weaker too: residents are less healthy than just over three fifths of U.S. towns on CDC estimates. Put together, the subjects come to a B overall, ranking 341st of 697 in Michigan. It comes out better than 57% of U.S. towns. 12% of the land locally is conserved, where Michigan’s towns sit at 4.4% and U.S. towns at 4.3%. On hazard risk, just 111 of Michigan’s 1,279 towns do worse. Of the 666 Michigan towns we compare, none has a lower going rate for rent than St. Charles Township.
Figures: home values, Zillow · incomes, Census ACS, 2020–24 · health, CDC PLACES · FEMA National Risk Index · USGS PAD-US.
Where St. Charles Township’s working residents go each day. Line width shows the share.
Census LEHD 2021
Each subject compared with towns across the country (schools within Michigan), ordered by how far St. Charles Township is from typical.
How TownRatings grades towns →
Census counts: 1,317 in 1900, 1,992 in 2020. The archive holds 2 old photos and papers going back to 2015 and 2 maps from 1917 on.
Who provides power, water and the rest in St. Charles Township, and how to reach them.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.
Ordered by what stands out in St. Charles Township.
St. Charles Township is healthier than towns with similar incomes and gets more snow than most of the country, though not than most of Michigan.
In 4 parks and preserves, walkers have 14 miles of trail. Shiawassee River State Game Area, at 2,696 acres with 5 miles of trail, is the biggest park or preserve. Parks and preserves in St. Charles Township: 4, covering 2,741 acres.
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Shiawassee River State Game Area | 5 mi | 2,696 |
| 2. Coal Miners' Park | 1 mi | 37 |
| 3. Waterfowl Park | — | 4 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
The largest public high school is St Charles Community MiddleHigh School, with 315 students. Of its 3 schools, two are listed below, each with the reason. Its public schools are run by the St. Charles Community Schools.
| School | Level | Students | Letter |
|---|---|---|---|
| St Charles Elementary SchoolLargest public elementary schoolGrades PK–6 | Grades PK–6 | 317 | B+ |
| St Charles Community MiddleHigh SchoolLargest public high schoolGrades 7–12 | Grades 7–12 | 315 | B |
NCES · EDFacts · graded within MI on state tests and graduation
Half of commuters travel less than 17 miles. For St. Charles Township, the average trip to work is 31 minutes. Between 2011 and 2021, jobs in St. Charles Township dropped by 66, to 540. The top destinations are Saginaw (11%), Saginaw Township (9%) and Chesaning Township (6%).
| St. Charles Township | Michigan towns | U.S. towns | |
|---|---|---|---|
| Average trip to work | 31 minutes | 25 minutes | 25 minutes |
| Median household income | $63,000 | $77,000 | $80,000 |
| Work from home | 13% | 10% | 11% |
| Working residents who work in town | 9.9% | 5.9% | 8% |
Census LEHD 2021 · ACS
The Saginaw #3 weather station, 13 miles away, records that 41 inches of snow fall in a normal winter: more than most of the country, but less than 77% of Michigan places with climate records.
July afternoons reach 83° and January nights drop to 16°.
NOAA U.S. Climate Normals, 1991–2020
Against the 9,581 U.S. towns with household incomes like St. Charles Township’s, it is healthier than 56%, so its C+ isn’t only a matter of income.
27% of adults get no exercise outside work in St. Charles Township. On the CDC’s 32 measures, St. Charles Township is ahead of Michigan on 1 and behind on 4. Two figures for adults locally: 16% report frequent physical distress, 39% have high blood pressure.
| St. Charles Township | Michigan towns | U.S. towns | |
|---|---|---|---|
| Depression (CDC PLACES) | 28% | 27% | 23% |
| Frequent physical distress (CDC PLACES) | 16% | 14% | 14% |
| High blood pressure (CDC PLACES) | 39% | 36% | 35% |
| Get no exercise (CDC PLACES) | 27% | 25% | 25% |
| What stands out | St. Charles Township | MI |
|---|---|---|
| Fewer adults facing housing insecurity | 10.1% | 11.9% |
| More adults who have had cancer | 10.4% | 8.9% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
Expected losses in St. Charles Township break down as 57% from inland flooding and 18% from cold waves. On expected storm and flood damage, St. Charles Township sits above 54% of U.S. communities. Also worth knowing: since 1986, St. Charles Township has seen 15 flood insurance claims paid out.
FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA
None within 15 miles of St. Charles Township; the nearest are
About 4 of every 100 St. Charles Township residents are enrolled in college, against 6 across Michigan.
Village in Michigan, United States
St. Charles is a village in Saginaw County in the U.S. state of Michigan. The village is located in the northwest corner of St. Charles Township with portions of the village located within Brant and Swan Creek townships. As of the 2020 census, St. Charles had a population of 1,992.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
5 towns share a border with St. Charles Township.
| Town | MI rank | Overall | Cost | Safety | Schools | Health |
|---|---|---|---|---|---|---|
| St. Charles Township | #341 | B | A− | — | B | C+ |
| Brant Township | — | — | B+ | — | B | C |
| Swan Creek Township | — | — | C+ | — | A− | C+ |
| Albee Township | — | — | B− | — | B+ | C |
| St. Charles | — | — | B+ | B− | B | C+ |
| Chesaning Township | #271 | B | A− | — | B+ | C |
Brant Township, Swan Creek Township, Albee Township and St. Charles have fewer than 2,500 residents, so they get subject grades but no overall grade. St. Charles Township, Brant Township, Swan Creek Township, Albee Township and Chesaning Township report no FBI crime data of their own. Compare St. Charles Township with a neighbor →
Short answers, built from the data on this page.
By most measures, yes. St. Charles Township grades B overall, better than 57% of U.S. towns and #341 of 697 in Michigan. It grades C+ for health and B for schools.
Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A−.