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Coldwater Downtown Historic District 2Photo: F. D. Richards · CC BY-SA 2.0
≈ DHealth Grade
Health in Coldwater · CDC PLACES 2025

On CDC estimates, Coldwater is healthier than 14% of U.S. towns

Coldwater trails Michigan on 16 of 32 measures CDC estimates, and leads on none.

Modeled estimates for adults 18+, CDC’s own estimate for Coldwater. How CDC estimates town health

What stands out · In brief

What stands out about health in Coldwater

Dental care lags in Coldwater

59.4% of adults saw a dentist this year, vs 68% across Michigan. Among those 65 and older, 18.1% have lost all their teeth (Michigan 10.2%). Checkups ↓

Making ends meet is harder in Coldwater

1 in 5 adults worry about having enough food (21.5%), vs 15.4% across Michigan. Utility shut-off threats (11.8% vs 8.7%) and no reliable transportation (11.1% vs 8.3%) are higher too. 22.2% of adults receive SNAP, vs 14.3% statewide. Everyday needs ↓

COPD, stroke and heart disease run high in Coldwater

1 in 9 adults have COPD (10.7%), vs 8.1% across Michigan. 1 in 23 adults have had a stroke (4.4%), vs 3.7% across Michigan. Heart disease is also above the state: 8.3%, vs 7% across Michigan. In all, Coldwater runs above Michigan on four of 11 chronic conditions. Conditions ↓

Coldwater is healthier than its income would predict

Against all U.S. towns, Coldwater is healthier than 14%. Against the 6,059 towns with similar household incomes ($38K–$63K), it’s healthier than 34%. Health Grade ↓

Written from the CDC, Medicare and HRSA data on this page. CDC PLACES 2025 release: modeled estimates for adults, not counts; “higher” and “lower” mean the Michigan figure falls outside Coldwater’s likely range; at the ends of CDC’s ranges the grade could be anywhere from D− to B−.

Health Grade

What’s behind Coldwater’s grade

On seven CDC estimates for adults, Coldwater is healthier than 14% of U.S. towns, #635 of 701 in Michigan. Obesity holds the grade up (fewer adults with obesity than 36% of U.S. towns); smoking pulls it down (better than 10%).

C−Self-rated health24.5% · MI 19.4% · U.S. 19.4%
DPhysical distress16.9% · MI 14% · U.S. 13%
DMental distress19.9% · MI 17.6% · U.S. 15.9%
C+Obesity37.9% · MI 36.2% · U.S. 32.9%
C−Diabetes13.9% · MI 11.9% · U.S. 12%
DSmoking19.9% smoke · MI 14.6% · U.S. 11.8%
C−Exercise30.3% · MI 24.9% · U.S. 24.7%
All U.S. towns we grade (21,250)Healthier than 14%
Less healthyHealthier
Michigan towns we grade (701)Healthier than 9%
U.S. towns with similar incomes, $38K–$63K (6,059)Healthier than 34%

Health estimates follow income closely across the country: towns with higher household incomes usually score higher (a correlation of 0.77 across 21,157 graded towns). Coldwater’s median household income is $50,781; among the 6,059 U.S. towns within 25% of that ($38K–$63K), it’s healthier than 34%, so it sits below most towns with similar incomes, too.

A rough placement. CDC’s likely ranges are wide here: with every estimate at one end or the other, Coldwater could be anywhere from D− to B−. The letter shows with “≈”.

How TownRatings grades health →

Checkups & screenings

Keeping up with care

Share of Coldwater adults getting routine care. The full ring is 100%; the dark tick marks Michigan.

78%Yearly checkupMI 80%
59%Dentist visitMI 68%
84%Cholesterol checkMI 87%
64%Colon screeningMI 69%
70%MammogramMI 77%
75%Taking BP medsMI 78%
1 in 10
working-age adults has no health insurance
Coldwater 10% · Michigan 1 in 14 (6.9%)
Everyday needs

Making ends meet

Needs that shape health as much as any doctor visit: food, housing, utilities and a way to get around.

1 in 5
Coldwater adults worry about having enough food
21.5% · MI 15.4%
Worse than MI
1 in 7
Coldwater adults worry about keeping their housing
15.3% · MI 11.9%
Worse than MI
1 in 8
Coldwater adults were threatened with a utility shut-off
11.8% · MI 8.7%
Worse than MI
1 in 9
Coldwater adults lack reliable transportation
11.1% · MI 8.3%
Worse than MI

22.2% of Coldwater adults receive SNAP (food stamps), compared with 14.3% across Michigan.

Chronic conditions

Out of every 100 Coldwater adults…

Coldwater runs above MI on 5 of 12 conditions. Tap one to see it as people.

11 of every 100 Coldwater adults have COPD
Michigan: 8 in 100 · worse · likely 9.5–11.9%
Better than MIWorseAbout the sameMichigan
Getting care

Care in and near Coldwater

1 hospital in Coldwater, plus the nearest just outside it.

HNearest ERInsight Hospital and Medical Center ColdwaterColdwater · 0.7 miDirections →
★Best rated nearbyHillsdale Hospital★★★★★ · 19.0 miDirections →
+Low-cost careBowen HealthAngola · 19.5 mi · sliding-scale feesDirections →
0.7 mi
Insight Hospital and Medical Center Coldwater
Coldwater · ★★★★★
ERIn Coldwater
19 mi
Hillsdale Hospital
Hillsdale · ★★★★★
ER
19.5 mi
Bowen Health
2 sites · nearest in Angola
Sliding-scale fees
Directions to nearest
21.5 mi
Cameron Health
Angola · ★★★★★
ERRural critical access
22.7 mi
Oaklawn Hospital
Marshall · ★★★★★
ER
24.2 mi
Grace Health
3 sites · nearest in Albion
Sliding-scale fees
Directions to nearest
✓ Primary careNo HRSA shortage area covers Coldwater itself
✓ Dental careNo HRSA shortage area covers Coldwater itself
✓ Mental healthColdwater is not a shortage area

Hospitals: Medicare overall star ratings, 1–5. Community health centers charge on a sliding scale by income. Distances are straight-line from the center of Coldwater; ≈ marks a hospital located by its town, not its street. Shortage areas: HRSA Health Professional Shortage Areas (a “population” designation covers specific residents, such as those with low incomes).

Habits

Everyday habits, side by side with Michigan

Share of adults, with the Michigan figure marked.

Get no exercise 30.3%MI 24.9%
Sleep under 7 hours 37.5%MI 34.7%
Binge drink 16.1%MI 15.9%
Smoke cigarettes 19.9%MI 14.6%
0%10%20%30%40%
Coldwater, betterColdwater, worseAbout the sameMichigan
Where Coldwater gets moving

3.7 miles of trails across 11 parks and preserves

Parks & trails →
Mind & connection

How Coldwater adults are doing

About the same as Michigan on each measure.

1 in 3Coldwater adults feel lonely
34.5% · MI 32.4% · About the same as MI
1 in 4Coldwater adults lack social or emotional support
24.9% · MI 23.1% · About the same as MI
3 in 10Coldwater adults have been diagnosed with depression
27.7% · MI 25.7% · About the same as MI
1 in 5Coldwater adults are in frequent mental distress
19.9% · MI 17.6% · About the same as MI
The one neighbors can help with

1 in 3 Coldwater adults feel lonely. A hello is a start.

Groups are the easiest way in: a walking group, a book club, your street.

Find a group →

If you or someone you know is struggling, call or text 988, the Suicide & Crisis Lifeline. It’s free, confidential and open 24/7.

Around town

Coldwater and the towns around it

Coldwater’s Health Grade ranks 3rd of 3 graded towns around it.

Coldwater Township: 36.4%Girard Township: 37.4%Ovid Township: 36.4%Batavia Township: 36.4%Quincy Township: 35%Union Township: 37.6%Butler Township: 36.1%Tekonsha Township: 39.3%Coldwater: 37.9%ColdwaterColdwater TownshipGirard TownshipInsight Hospital and Medical Center Coldwater · Coldwater · 0.7 mi · 2★ MedicareH
Healthier than MINear MILess healthyHHospital+Health center
Obesity
#8 of 9 towns on this map, healthiest first
Coldwater Township36.4%
Girard Township37.4%
Coldwater37.9%
MI36.2%

Nearby towns are shaded from CDC’s estimates for their ZIP codes, or CDC’s own figure for cities and villages.

Health next door

TownHealthObesityDiabetesSmokingFigures from
ColdwaterD37.9%13.9%19.9%CDC place
Coldwater TownshipC−36.4%13.8%18.2%ZIP 49036
Girard TownshipC37.4%13.3%17.5%ZIP codes

Same-state neighbors only, ordered by length of shared border.

Disability

Living with a disability

Shown without a better/worse judgment.

38.7%

of Coldwater adults live with a disability (Michigan 31.1%). Thinking or memory is the most common.

Walking or climbing stairs17.2%
Thinking or memory18.3%
Hearing8.9%
Errands alone11.4%
Vision6.8%
Dressing or bathing5.2%
Michigan

Every CDC estimate for Coldwater

Share of adults, 40 measures, with CDC’s likely range.

On the 32 measures below that have a better and a worse direction, Coldwater is better than Michigan on 0 and worse on 16; on the rest, the Michigan figure falls inside Coldwater’s likely range, so we call them about the same. Disability and SNAP are described, not compared as better or worse.

Adults who…ColdwaterMIU.S.vs MI
Overall health
Fair or poor health24.5%21.5–27.719.4%19.4%Worse
Frequent physical distress (physical health not good 14+ days a month)16.9%14.9–18.914%13%Worse
Frequent mental distress (mental health not good 14+ days a month)19.9%17.6–22.117.6%15.9%About the same
Conditions
Obesity37.9%30.6–45.736.2%32.9%About the same
Diabetes13.9%12.1–15.811.9%12%Worse
High blood pressure39.7%35.6–43.936.7%34.4%About the same
High cholesterol (adults screened in 5 years)35.4%31.2–39.635.4%37.1%About the same
Arthritis30.6%27.3–33.929.1%25.3%About the same
Asthma11.8%10.4–13.211.5%9.9%About the same
Cancer, other than skin cancer8.5%7.7–9.48.9%7.9%About the same
Coronary heart disease8.3%7.4–9.27%6.4%Worse
COPD10.7%9.5–11.98.1%6.3%Worse
Stroke4.4%4–4.83.7%3.4%Worse
Lost all teeth (ages 65+)18.1%15.1–21.710.2%12.3%Worse
Habits
Smoke cigarettes19.9%17.1–22.614.6%11.8%Worse
No exercise outside work30.3%25.7–35.124.9%24.7%Worse
Binge drinking16.1%13.3–19.315.9%15.4%About the same
Sleep under 7 hours37.5%31–44.534.7%36%About the same
Checkups and coverage
No health insurance (ages 18–64)10%8.3–11.86.9%11%Worse
Checkup in the past year77.9%74.4–81.380.3%77.4%About the same
Dentist visit in the past year59.4%55.8–63.268%63.2%Worse
Cholesterol check in 5 years83.6%81.6–85.687.4%87.1%Worse
Taking blood pressure medicine (adults with high blood pressure)75.4%72.6–78.177.6%76.5%About the same
Colorectal cancer screening (ages 45–75)64.3%59.3–69.369%65.5%About the same
Mammogram in 2 years (women 50–74)70.2%62.1–77.976.9%76.4%About the same
Mind and connection
Ever told they have depression27.7%23.8–31.725.7%20.6%About the same
Feel lonely34.5%29.3–39.932.4%32.5%About the same
Lack social and emotional support24.9%21.2–28.723.1%23.6%About the same
Everyday needs
Worried about having enough food21.5%18.5–24.615.4%15%Worse
Worried about keeping housing15.3%13.2–17.511.9%12%Worse
Threatened with a utility shut-off11.8%10.2–13.48.7%7.6%Worse
Lack reliable transportation11.1%9.7–12.48.3%7.9%Worse
Received SNAP (food stamps)22.2%19.3–25.214.3%11.6%Higher
Disability
Any disability38.7%34–43.331.1%30.1%Higher
Difficulty walking or climbing stairs17.2%15–19.414%13.6%Higher
Difficulty concentrating or remembering18.3%16.1–20.414.3%13.9%Higher
Hearing difficulty8.9%7.9–9.97.3%6.7%Higher
Vision difficulty6.8%6.1–7.44.9%5.4%Higher
Difficulty doing errands alone11.4%10.1–12.78.6%7.9%Higher
Difficulty dressing or bathing5.2%4.7–5.83.8%3.8%Higher

Each figure is the share of adults 18+ unless the label says otherwise; small numbers after it are CDC’s likely range (95% interval). “About the same” means the Michigan figure falls inside that range.

Questions about health in Coldwater

Is Coldwater a healthy place to live?

On seven CDC estimates for adults, Coldwater is healthier than 14% of U.S. towns: ≈ D for health, #635 of 701 in Michigan. Among U.S. towns with similar household incomes it’s healthier than 34%. These are modeled estimates of who lives there, not a measure of local care or habits alone.

What is the obesity rate in Coldwater?

CDC estimates 37.9% of adults have obesity, likely between 30.6% and 45.7%, against 36.2% across Michigan and 32.9% nationally.

What hospital is closest to Coldwater?

Insight Hospital and Medical Center Coldwater in Coldwater, 0.7 miles in a straight line from Coldwater’s center point, is the nearest general hospital with an emergency room; Medicare rates it 2 of 5 stars.

How many people in Coldwater have no health insurance?

CDC estimates 10% of adults ages 18–64 have no health insurance (likely 8.3–11.8%), against 6.9% across Michigan.

How accurate are these numbers?

They’re modeled estimates: CDC applies national survey answers to each area’s age, sex, race and education mix, so they describe who lives in Coldwater more than anything measured there. At the ends of CDC’s ranges the grade could be anywhere from D− to B−.

Neighbors talk health

Doctors taking patients, urgent care, staying active in Coldwater.

Town Square →
Ask your neighbors

Health estimates: CDC PLACES: Local Data for Better Health, 2025 release. The Michigan figure combines its counties, weighted by adult population. Hospitals and star ratings: Medicare Care Compare (CMS). Health centers and shortage areas: HRSA. The Health Grade is our own summary of CDC’s estimates, not an official rating. Ages: U.S. Census Bureau, American Community Survey. Town boundaries: U.S. Census Bureau. This page isn’t medical advice. In an emergency, call 911.