Photo: F. D. Richards · CC BY-SA 2.0Coldwater reports more crime per resident than 67% of U.S. towns
On crimes reported to the FBI by Coldwater’s police in 2023–2025, it grades C for safety: #170 of 266 graded towns in Michigan.
Crimes reported to the FBI per 1,000 residents a year, 2023–2025. “Rest of MI” is every other Michigan city and town in the FBI’s tables; the U.S. figure is the FBI’s national estimate as published, averaged over the three years. The FBI publishes no national homicide or robbery rate in our data, so those compare with all U.S. cities and towns in its tables.
What stands out about safety in Coldwater
A job center
Coldwater has 8,948 jobs based in town for 14,216 residents (Census LEHD), so some reports involve people who work or shop there rather than residents. How to read it ↓
Written from the FBI data on this page. Figures are crimes reported to police, not convictions.
What’s behind Coldwater’s grade
Property crimes plus four times violent crimes reported to the FBI per resident, 2023–2025, on a national curve. Both violent and property crime are higher than in most U.S. towns; property crime is the closer of the two to typical. Its violent rate (2.9) is below the FBI’s national estimate (3.6) but higher than in most individual towns: the national figure is weighted by people, and the grade counts towns. Its property rate (14.8) is below the FBI’s national estimate (17.6) but higher than in most individual towns: the national figure is weighted by people, and the grade counts towns.
For every 1,000 residents, about 13 property crimes reported
And about 3 violent crimes, in 2025. Below are 1,000 dots, one per resident; each colored dot is one reported crime.
Violent crime per 1,000 residents, 2025
Property crime per 1,000 residents, 2025
Crimes reported to police in 2025 per resident; one person can be the victim of more than one, and some reports involve visitors.
Violent crime, by year and by type
Coldwater’s police reported 124 violent crimes to the FBI over 2023–2025, about 2.9 per 1,000 residents a year, against 5.4 in the rest of Michigan and the FBI’s national estimate of 3.6.
Show as a table
| Year | Coldwater | Rest of Michigan | U.S. (FBI national estimate) |
|---|---|---|---|
| 2022 | 3.6 | 5.7 | 4.0 |
| 2023 | 3.3 | 5.7 | 3.9 |
| 2024 | 2.4 | 5.4 | 3.6 |
| 2025 | 3.2 | 5.1 | 3.3 |
Violent crimes per 1,000 residents
By type 2023–2025, counts
Reported crime is steady
Reported crime per resident was steady from 2023 to 2025: the change is within ordinary year-to-year swings. Per 1,000 residents, 2022–2025, against the rest of Michigan.
Show as a table
| Year | Coldwater property | Rest of Michigan property | Coldwater violent | Rest of Michigan violent |
|---|---|---|---|---|
| 2022 | 24.8 | 18.7 | 3.6 | 5.7 |
| 2023 | 18.2 | 19.4 | 3.3 | 5.7 |
| 2024 | 13.4 | 17.4 | 2.4 | 5.4 |
| 2025 | 13.3 | 15.6 | 3.2 | 5.1 |
Crimes per 1,000 residents
239 crimes reported in 2025
46 violent and 193 property, as reported to the FBI by Coldwater’s police.
2025 offenses reported
Offenses reported to police, not convictions. FBI Uniform Crime Reporting. The last row is counted outside the property total.
No one died in a crash on Coldwater’s roads in 2019–2023
That is fewer than is typical for Michigan towns of 5,000–25,000 people: at their median rate (6.8 deaths per 100,000 residents a year), a town of Coldwater’s size would see about 5 in five years. With numbers this small, a death or two either way changes the picture, so Coldwater’s own rate (0.0) is context, not a ranking.
Deaths are counted where the crash happened, not where the people lived: a highway through town adds through-traffic deaths, and residents’ own risk on roads elsewhere isn’t here. Town rates sit below state and U.S. rates because a third of fatal crashes happen outside any town. Road safety is described here and is not part of the Safety Grade. Source: NHTSA Fatality Analysis Reporting System (FARS), 2019–2023.
Coldwater and its neighbors
How reported crime compares across the town line. Tap a town to see its safety page.
| Town | Grade | Violent | Property |
|---|---|---|---|
| Coldwater | C | 2.9 | 14.8 |
| Coldwater Township | — | — | — |
| Girard Township | — | — | — |
Crimes reported to the FBI per 1,000 residents a year, 2023–2025. Coldwater Township and Girard Township have no FBI figures of their own for 2023–2025.
Michigan towns of a similar size
| Town | Grade | Violent | Property |
|---|---|---|---|
| Coldwater | C | 2.9 | 14.8 |
| Springfield Township | A | 0.6 | 3.4 |
| Lincoln Township | B+ | 1.0 | 8.5 |
| Fraser | C | 2.3 | 17.6 |
| Owosso | C− | 6.1 | 13.1 |
| Benton Township | D− | 17.2 | 58.9 |
The five graded Michigan towns closest to Coldwater’s population (14,216), by grade.
What this data can and can’t tell you
- It’s reported crime. Only incidents reported to and recorded by police appear here. Many crimes are never reported to police.
- One number for all of Coldwater. A town-wide rate doesn’t show where incidents happen, and that can differ a lot from one part of town to another.
- Visitors count too. Incidents involving people who work, shop or visit are counted against Coldwater’s residents, which raises the per-resident rate.
- Whose population. Rates use the FBI’s population for the department (14,566 in 2025); our figure for Coldwater is 14,216 (2025 Census estimate).
- Gaps are real gaps. A missing year means the department didn’t report a full year, not that nothing happened.
How the grade is calculated, for every town: How TownRatings grades safety →
Questions about safety in Coldwater
Is Coldwater, MI safe?
On crimes reported to the FBI in 2023–2025, Coldwater reports more crime per resident than 67% of U.S. towns, a C Safety Grade and #170 of 266 in Michigan. Its police reported 2.9 violent crimes per 1,000 residents a year, against 5.4 in the rest of Michigan and the FBI’s national estimate of 3.6.
What is the crime rate in Coldwater?
2.9 violent and 14.8 property crimes per 1,000 residents a year, 2023–2025, as reported to the FBI. The rest of Michigan reports 5.4 and 17.5; the FBI’s national estimate is 3.6 and 17.6.
Is crime going up or down in Coldwater?
Reported crime per resident was steady from 2023 to 2025: the change is within ordinary year-to-year swings.
Who polices Coldwater?
Coldwater’s own police department, which reports to the FBI as “Coldwater”. Its figures are the ones on this page.
Heads-up board
Neighbors looking out for each other in Coldwater.
Your answer becomes a post in Town Square.
Please don’t name or describe individuals. In an emergency, call 911.
Crime: FBI Uniform Crime Reporting Program, Crime Data Explorer: offenses known to law enforcement by city, 2025, and state and national rates. Counts are crimes reported to police, not convictions. The Safety Grade is our own summary of that data, not an official rating. Road deaths: NHTSA Fatality Analysis Reporting System (FARS), 2019–2023. This isn’t an official statement of public safety. In an emergency, call 911.